The Vanguard 529 College Savings Plan (based in Nevada but open to all state residents) is one of the consistent Morningstar top-ranked 529 plans and one of my three personal finalists when choosing a plan for myself. While poking around the … [Read the rest]
529 Plan Interactive Comparison Map and Tax Deduction Calculator
Investing 1% Of Your Portfolio Into Gold
A reader recently sent me a set of articles by Scott Burns about a person he calls the Rational Gold Investor here and here. I've been a long-time reader of Scott Burns because while he has been a steady proponent of passive and low-cost investing, … [Read the rest]
Big List of Bank / Credit Card Privacy Opt-Out Links
If you have any sort of financial account, you've probably gotten one of these privacy forms in the mail: The information they are talking about can include: Social Security number How much you make (Income) How much money you have … [Read the rest]
WalletHub Review: Free Daily TransUnion Credit Score and Report
Here's a quick review of a new credit service called WalletHub. While the stated mission is to help improve your financial situation, at its core is a service that offers free credit score, free credit reports, and free credit monitoring. In … [Read the rest]
WiseBanyan Review: Free Portfolio Management Experiences & Screenshots
Updated May 2016. WiseBanyan has made some changes to their product. The highlights: New logo, mobile-responsive site design, and smartphone apps. Tax-loss harvesting now available as paid feature. WiseHarvesting is their first premium … [Read the rest]
Wells Fargo Platinum Visa® Card – 0% Intro APR for 18 Months, Cell Phone Protection, Free FICO Score
The Wells Fargo Platinum Visa® Card is a credit card that is best for those looking to transfer in balances from another issuer. It also offers a unique cell phone protection benefit with a low deductible, as well as a free FICO score. Here are … [Read the rest]
Follow-Up Review: Costco Freezer Meal Plan From 5 Dollar Dinners
A while ago, I wrote about a meal planner service called $5 Dinners that provided instructions on how to make 20 slow cooker meals for $150 at Costco. You go to Costco, buy exactly what is on the provided shopping list (6 pack of chicken breasts, … [Read the rest]
If The Best Investors Do Nothing, Are the Next Best on Target Fund Auto-Pilot?
This is becoming a recurring theme around here, but I came across an interesting tidbit in this ProPublica article on how your brain plays tricks on you. Emphasis mine: Fidelity did a study of all their accounts to see what types of investors … [Read the rest]
Callan Inflation Hedge Comparison, 10-Year Return Forecast 2016
Another source of investment research and market commentary that I track is from Callan Associates. You may recall the name from their annual Callan Periodic Table of Returns. In addition to that, Callan offers free access to their entire … [Read the rest]
Finimize Insider Access for Daily Finance Newsletter
In response to the flood of information constantly coming at us, there are daily e-mail round-ups that curate and summarize. A popular general news newsletter that I enjoy is NextDraft, but there is also one specifically for finance news called … [Read the rest]
Real Estate Crowdfunding Experiment #3: Apartment 6-Plex in Wisconsin with RealtyShares
Here are details of my 3rd real estate crowdfunding investment, a $2,000 loan for a 6-unit apartment complex in Milwaukee, Wisconsin. This follows my $5,000 Patch of Land loan in a single-family house in California, and a $2,000 Fundrise Income eREIT … [Read the rest]
Netspend Card 5% APY Savings Account Review
(Update: On 5/31, NetSpend effectively issued a 30-day notice that the rate structure will be changed as of July 1st, 2016 such that the 5% APY will apply up to $1,000 and anything above that gets 0.50% APY. The 5% APY will apply to up to $5,000 … [Read the rest]