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Chase x DoorDash: Free DashPass Membership, Free Monthly/Quarterly Credits

Many Chase cardholders get select DoorDash perks when they activate their free DashPass membership, and these were slightly updated as of 2/1/25. This includes monthly or quarterly credits on the Chase Sapphire Reserve, Chase Sapphire Preferred, J.P.Morgan Reserve, Chase Slate, and Chase Freedom. It also includes all Chase Co-Brand credit cards except the Amazon Rewards Visa Card, Instacart Mastercard, and DoorDash Rewards Mastercard, such as:

Chase Southwest cards
Chase Marriott cards
Chase United cards
Chase Disney cards
Chase IHG cards
Chase British Airways cards
Chase Aer Lingus cards
Chase Iberia cards
Chase World of Hyatt cards

Here is the complete FAQ from DoorDash, which contains a handy summaru of the free credits.

The Chase Sapphire Reserve and JP Morgan Reserve cards now get a $5 monthly credit that is good toward restaurant orders and should be stackable with one other promotion (like a $10 off or 25% off coupon). You must use the specific card as payment method. Honestly, touting a $5 credit feels rather “meh” (mid?) for what is supposed to be an “ultra-premium” card.

Most of the credits are “non-restaurant”, which means grocery, convenience, or retail stores. To avoid delivery fees and driver tips, you can look for grocery or convenience stores in your local area that allow pickup. Unfortunately, I don’t have any nearby, so I rarely use these credits. The net savings otherwise is significantly reduced when I consider the hidden price markups, delivery fees, and driver tips.

Pepper Rewards App: $20 Bonus w/ $200 Gift Card Purchase (New Users), IKEA 20X/20% Back, XBOX, Google Play, CVS

Update 2/5: Pepper again has some solid extended sales on a lot of big merchants, including 20X/20% Back at IKEA and 18X at CVS. Be sure you see the offer on your screen before tapping “Buy gift card”. For example, if you buy a $100 gift card during an 20X IKEA offer you’ll get a total of 40,000 points – 8,000 instantly and 32,000 extra later (40,000 points = $20, screenshot below). I check the Pepper app first thing every morning to see the limited-time Flash Sales and to redeem all my available points that arrived from past purchases. Also, check your AmEx Offers to see if you have a targeted $30 off $75 at Pepper.

  • CVS 18X.
  • IKEA 20X.
  • XBOX 20X.
  • Kohl’s 8X.
  • Gamestop 10X.
  • Cabela’s 20X.
  • Southwest 8X.
  • Google Play 20X.
  • Hulu 20X.

– Pepper points will now expire if 60 days pass without a purchase. If you made a purchase prior to 11/15/24, you’ll enjoy a grace period; this policy change will not take effect until February 1, 2025. Keep in mind you can buy a $1 Amazon gift card.

– Pepper has changed their referral offer to a fixed $20 bonus after spending $200 in your first 15 days. Stack with AmEx offers and a flash sale, if possible.)

Look to stack it with this $30 off $75 AmEx Offer. Search for “Pepper” in your AmEx app. You are less likely to find it again if you used it already.

See new offers daily in-app with the Inbox 📩 envelope icon. Confirm the Boosts on screen before you click “Buy gift card”, as quantities may be limited. 2,000 points = $1.

Original post, updated:

Pepper continues to offer up “flash sales” that offer big discounts on gift cards from Amazon, REI, Sam’s Club, and so on. Plus you still get whatever credit card rewards from the Pepper purchase. Examples are Amazon at 12X/12% back (Amazon Fresh = Amazon), Sam’s Club (= Walmart) at 10% back, IKEA 18% back, Airbnb 14% back in the form of points. Stock up quickly when you see the sale in the app. Redeem instantly into your respective store accounts, if you wish. (Tip: The math will work out. Every 2,000 points is worth $1 in future gift cards. 10,000 points = $5, and so on. Must redeem in increments of $5.)

Here’s the current offer for new Pepper users:

  • Download the Pepper Rewards app and be sure to enter a referral code 588494 on the first screen when joining. Thanks if you use it!
  • Get $20 after spending $200 in your first 15 days. This bonus has changed from the previous offer, but still not bad astheir old double offer only applied on their standard 4X rates, while their daily flash rates are 12X to 14X.
  • You’ll also earn rewards from using your credit card for purchase. Use a 2% or better cash back rewards card, or use it to satisfy a credit card bonus spending requirement that is even better than 2%.

Pepper is an iOS and Android app that sells discounted, new gift cards in exact amounts that are delivered instantly on your phone. This lets you to wait until the moment before purchase when you already have the final purchase price (in-person or online), and then go buy a discounted gift card via the app down to the penny. The main problem with gift cards is when you don’t use up the entire balance. This helps to avoid the waste. I load my Amazon/Amazon Fresh cards into my app the moment after purchase.

Vanguard ETF & Mutual Fund Expense Ratio Drops (February 2025)

It's been a while since Vanguard announced a big round of expense ratio cuts, and just in time for their upcoming 50th anniversary, they announced what they call the largest fee cut in Vanguard history spanning 87 funds and projected to save … [Read the rest]

Aven Advisor: Track Your Finances, Get $5 Starbucks Credit Every Week

Aven Advisor is a new app that promises to help to track your financial situation. Kind of like the old Mint app, you have to give them your personal info and link up bank accounts/credit cards, and then they offer a unique mix of … [Read the rest]

Aven Credit Card: Backed by Home Equity (Free Costco Executive Membership)

The Aven Credit Card is a new-ish credit card with 2% cash back that uses your home equity (HELOC) to get lower interest rates. Right now they have a new Costco offer, but you have to read the fine print. The offer includes a free 1-Year … [Read the rest]

Vanguard Money Market Funds: Claim Your State Income Tax Exemption (Updated 2025)

Updated February 2025. As the brokerage 1099 forms for the 2024 Tax Year are coming out, here is a quick reminder for those subject to state and/or local income taxes. If you earned interest from a money market fund, a significant portion of this … [Read the rest]

United(SM) Business Card Review: 100,000 Bonus Miles Offer

Updated with limited-time offer. The card_name offers unique perks for regular United customers including free checked bags and expanded award seat availability for redeeming miles. Here are the highlights: Limited-time Offer: Earn 100,000 … [Read the rest]

Firstrade Brokerage: 3% Match on IRA Contributions, 2% Match on IRA Rollovers

Firstrade is a discount brokerage firm that is smaller but has been around for decades. They have a new IRA match promotion with a 3% match on contributions and a 2% match on IRA transfers and 401k-to-IRA rollovers (up to a $20,000 match amount). … [Read the rest]

US Bank Smartly Checking Account New User Bonus (Up to $450)

Updated. US Bank has a up to $450 new checking promotion when you open a Bank Smartly Checking account with $25 minimum and complete the following within 90 days: Enroll in the U.S. Bank Mobile App or online banking. Complete two or more … [Read the rest]

Vanguard 10-Year Stock Market Forecasts 2025-2035 (+Retrospective)

Vanguard recently released their most recent annual 10-year forecast as of mid-November 2024 (effectively the beginning of 2025). The beginning of the year is the time for forecasts, and that also makes it a good time to remind ourselves how badly … [Read the rest]

Big List of Free Consumer Data Reports 2025: Check Your Credit, Banking, Rental History, Insurance, and Employment Data

Checked and updated for 2025. Since these are available every 12 months, it is a good idea to check these near or around the same time each year. A lot of companies make their money by collecting and selling data - your personal data. It can be … [Read the rest]

IHG One Rewards Traveler Credit Card Review: 100,000 Bonus Points, No Annual Fee

Updated with new 100k limited-time offer. The card_name is the IHG hotel card that includes special IHG perks but with no annual fee. Here are the highlights: 100,000 Bonus IHG Points after spending $2,000 on purchases within the first 3 … [Read the rest]