My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. I may be compensated if you click on a link and make a purchase. All opinions expressed are the author’s alone.

Amazon Prime Day 2022: $75 in Bonus Amazon Credits, Pay w/ Points Promos, Early Device Deals

Amazon Prime Day 2022 is on July 12th and 13th (Tuesday and Wednesday). There will be many deals in the days leading up to it as well. There are usually many opportunities to save some money without buying stuff you don’t need (and thus offset a chunk of that membership fee).

As the name suggests, most deals require a Prime membership. New members can sign up for a 30-day free trial. If you’ve already done the trial, you can simply buy a month of Prime for $14.99 ($6.99 with EBT or Medicaid card).

(Note: If you are reading this in an email/RSS reader, unfortunately I am not allowed to include any Amazon affiliate links in e-mails, so they have been removed. Just click here to view the links.)

$75+ in Bonus Amazon Credit Offers

Early Deals

I am quite happy with our Eero mesh WiFi 3-pack bought from a previous Prime Day. The three units working together are definitely a big upgrade from one router, even in our house that is under 2,000 sf.

“Shop with Points” Promos (Targeted)


Chase IHG Rewards Club Traveler Card Review: 120,000 Points Limited-Time Offer, No Annual Fee

Last call: Limited-time offer ends June 29th 5pm EST. The Chase IHG Rewards Club Traveler card is the IHG hotel card that includes special IHG perks but with no annual fee. Right now, there is a limited-time 120k offer that is the highest ever, much larger than the previous 60k and 80k point bonuses. Here are the highlights:

  • 120,000 bonus IHG points after $2,000 in purchases within the first 3 months.
  • Earn 15X points total per $1 spent when you stay at an IHG hotel.
  • Earn 2X points at gas stations, grocery stores, and restaurants and 1 point per $1 on all other purchases.
  • No foreign transaction fees.
  • Fourth Reward Night Free when you redeem points for any 4+ night stay.
  • No annual fee.

Note the following:

This product is not available to either (i) current cardmembers of any IHG® Rewards credit card, or (ii) previous cardmembers of any IHG® Rewards credit card who received a new cardmember bonus for this credit card within the last 24 months. This does not apply to cardmembers of the IHG® Rewards Premier Business credit card.

What can you get with IHG points? The best redemption value for IHG points is for free hotel nights. The other options offer significantly less value. While the points don’t translate directly to a dollar value, I would use a conservative estimate of 0.50 cents of value per point, which would make 120,000 IHG points worth an estimated $600 value. Not bad for a no annual fee card. You can perform the calculations for hotels that fit your needs. I tried a bunch of other various combinations and got between 0.5 cents and 0.8 cents per point equivalent value.

IHG stands for Intercontinental Hotel Group which has over 5,000 hotels including the following brands:

  • Intercontinental Hotels & Resorts
  • Crowne Plaza
  • Kimpton
  • Holiday Inn, Holiday Inn Express
  • Staybridge Suites
  • Candlewood Suites
  • Hotel Indigo
  • EVEN Hotels

IHG points expire after 24 months of inactivity, which is relatively long so with occasional activity you can easily save up these free nights for later. Chase Ultimate Rewards points also convert to IHG points.

The 4th Reward night free perk can be very valuable and nice to see on a card with no annual fee.

Total of 15x points per $1 spent when you stay at IHG. Here’s how this breaks down: Earn 5X points per $1 spent as an IHG® Rewards Club Traveler credit cardmember + 10X points per $1 spent from IHG® for being an IHG® Rewards Club Member, for a total of 15X points total at any of their 5,400+ IHG® hotels & resorts.

Given my 0.5 cent per IHG point valuation, I would book my IHG nights on this card, but not my everyday purchases on an ongoing basis. I would just put a little spending on there to keep my IHG points from expiring.

  • 2 IHG points per $1 spent at gas stations, grocery stores, and restaurants.
  • 1 IHG point per $1 spent on all other card purchases

Upgrade to Premier? Downgrade to Traveler? If you can reliably use a anniversary night certificate (40,000 point value) and get $99 value out of it, you should consider going with the IHG Rewards Premier credit card mentioned on the same application page. The Premier card also adds some other small perks like Platinum Elite status and a TSA Precheck fee credit.

If you already have the Premier card and don’t want to pay for those added perks, you may consider asking if you can downgrade to this Traveler now without any annual fee.

Bottom line. The Chase IHG Rewards Club Traveler credit card now comes with no annual fee and a boosted sign-up bonus. As with most of these co-branded cards, the best value is obtained if you can redeem for IHG hotel nights.

During the limited-time offer, I will be adding this to the Top 10 Best Credit Card Bonus Offers.

SoFi Money: 1.50% APY w/ No Cap, $300 Direct Deposit Bonus, $25 Opening Bonus

Rate increased to 1.50%, $325 promo extended. SoFi has added an excellent deposit bonus worth up to $300 to the new member referral offer on their SoFi Money checking account: $25 bonus if you open a new SoFi Checking & Savings account and … [Read the rest]

Axos Bank: $100 Bonus w/ Direct Deposit, 1.25% APY w/ Way Too Many Hurdles

Axos Bank has a $100 bonus for a new Rewards Checking account when you have qualifying direct deposits of $1,500+ within a single calendar month during the first three (3) calendar months your account is open, including the month in which your … [Read the rest]

Why I Emptied Out My Crypto Exchange Accounts (Including Stablecoins)

via GIPHY As I've said many times, I'm not a crypto expert. However, I do enjoy financial history. As such, I've followed crypto through the lens of Matt Levine's observation that “most of what actually happens with Bitcoin is about … [Read the rest]

Fidelity Solo FidFolios: DIY Custom Direct Indexing (Similar to M1 Finance)

Fidelity just announced a new feature called Fidelity Solo FidFolios. You can make a custom index with up to 50 individual stocks, or a custom asset allocation portfolio using ETFs. You can then buy into your custom portfolio all a once using … [Read the rest]

Best Interest Rates Update: 90-Day CD at 2% APY, 2-Year CD at 3% APY, 3-Year MYGA at 4% (Mid-June 2022)

Rates are still moving up, especially in the shorter maturities. Even the rates quoted below may become outdated quickly, but so here is a mid-month update for June 2022. As of 6/21/2022: Brokered CD rates: 3-month CD at 2% APY, 2-Year CDs … [Read the rest]

Amazon: Pay with American Express Membership Rewards Points, Get up to 40% Off (Targeted)

(Check AmEx again to see if eligible again for this new round. Might also want to check if you have Chase Ultimate Rewards, Citi ThankYou, or Discover cash back. Note that Amazon links may not show up on RSS/email, please visit the … [Read the rest]

IKEA Family Discount: $25 off $200 (6/21 to 7/4)

New coupon/discount. IKEA has a $20 off $200 discount valid for IKEA Family Members can save $20 when they spend $200 in-store from 6/21 to 7/4 IKEA Family is their loyalty program and is free to join. You can view the discount promotion when … [Read the rest]

Top 10 Best Small Business Credit Card Bonus Offers – June 2022

Updated June 2022. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business … [Read the rest]

Truist $300 New Checking Account Bonus (Regional Eligibility)

Truist Financial formed from the merger of BB&T and Suntrust Banks, now roughly the 10th largest US bank with branches in 17 states and DC. Trust has a $300 new checking bonus using promo code TR2CHK22 for new checking customers that live within a … [Read the rest]

Coinstar Bitcoin ATM Review: Buy $100 BTC, Get $15 BTC Promo, But Still a Pass

Coinstar kiosks count your physical coins for you and take a pretty big 11.9% cut, unless you redeem for a gift card (where they still get a cut from the retailer). Walmart and Amazon are my favorite options, although I usually save up my coins for … [Read the rest]