The Business Platinum Card from American Express: 75,000 Point Limited-Time Offer

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amexbusplatLMThe Business Platinum Card® from American Express OPEN is the premium AmEx business card with a variety of perks, including the best airline lounge access program (American Express now has their own Centurion lounges too). Right now, they are running a limited-time offer of up to 75,000 Membership Rewards points. Here are the details:

  • Earn up to 75,000 Membership Rewards points. Earn 50,000 Membership Rewards points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • 5X points on flights and prepaid hotels on
  • 1.5X points per dollar on each eligible purchase of $5,000 or more. Up to 1 million additional points per year.
  • 1 point per dollar on all other purchases.
  • $200 Airline Fee Credit. Up to $200 a calendar year in baggage fees and more at one airline.
  • $100 Fee Credit for Global Entry or TSA PreCheck.
  • Free Unlimited Boingo WiFi access + 10 Free Gogo inflight internet passes annually.
  • $450 annual fee.

American Express Global Lounge Collection. Some other travel cards give you Priority Pass Select, which is nice but not as inclusive as this card’s list of partners. Domestically, you get Delta Skyclub access (Individual Skyclub membership costs $495 from Delta) as well as the new Centurion Lounge network built specifically for American Express cardholders.

  • The Centurion® Lounge
  • The International American Express Lounges
  • Delta SkyClub®
  • Priority Pass Select
  • Airspace Lounge
  • Escape Lounges

Other benefits:

  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • Automatic Starwood Preferred Guest (Marriott) Gold status.
  • Automatic Hilton Honors Gold status.
  • No Foreign Transaction Fees.

Note the following language: “Welcome bonus offer not available to applicants who have or have had this product.”

35% Airline Bonus details. Let’s say your selected airline is Delta, and you want to buy a couple economy Delta tickets for $1,000 using their Pay with Points features. This means that $1,000 ticket booked through AmEx Travel will only cost you 65,000 Membership Rewards points net (100,000 points and then 35,000 point rebated back). This improves the 1 cent per point value to 1.54 cents per point value. This means that 100,000 Membership Rewards points can be worth $1,540 in airfare on your selected airline.

Transfer partners. You can transfer Membership Rewards points to 16 airline and 3 hotel partners including Delta, British Airways, Hawaiian, JetBlue, Air Canada, Hilton, Starwood Preferred Guest, and Choice Hotels. If you’re good at snagging award tickets, you can get even better value this way.

Overall, this small business card is meant for big spenders that travel regularly and value convenience and comfort. Spending $25,000 within 3 months is a relatively high spending hurdle. (Given the 5X bonus category, it would be perfect if you needed to book some business flights/hotels soon.) If you can swing that, then this card can offer a lot of value in a year. In addition to the Membership Rewards points (see above for value), the $450 annual fee can be offset by the $200 annual credit towards airline fees and the $100 Global Entry credit. I think the biggest value factor is the wide lounge access which includes more domestic lounges than Priority Pass Select alone.

Bottom line. The Business Platinum Card from American Express card tries to make your air travel more pleasant by addressing things like baggage fees, economy plus upgrade fees, TSA PreCheck security lines, Global Entry customs lines, inflight WiFi, free snacks and drinks at airline lounges, etc. Right now, they have a 75,000 point welcome offer if you meet the qualifying spending requirements for new cardholders.

My Money Blog has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

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  1. That’s a pretty high spending hurtle unless you are running a business that spends that much anyways. The only disadvantage to an inexpensive lifestyle is is tough meeting credit card minimum spends!

  2. To much spending for the 100000 points,Gone are the days when it was 5k or so.
    I wont be applying for it,just got Hilton Aspire

  3. “Spending $25,000 within 3 months is a ***relatively*** high spending hurdle”

    This sentence made me roll my eyes. You must live in California or some other high COL area disconnected from reality.

    The Bureau if Labor Statistics places the real median personal income at $31,099 (In a YEAR). The median income for individuals who were self-employed at their own incorporated businesses was $49,204 in 2014. For individuals self-employed at their own unincorporated firms, this figure was $22,209

    25,000 in 3 months is a HIGH spending threshold, no qualifiers needed.

    • This is a small business card. Small business cards have higher spending hurdles on average because having $9,000 a month in business expenses doesn’t mean a business takes in $9,000 in profit. If your profit margin is 50%, then you could spend $10,000 a month and net $5,000 a month after taking out rent, raw materials, inventory costs, etc.

      I would also have trouble spending $25k in 3 months in terms of personal household spending. I’ve bought a car and not hit that mark.

    • The BLS real median income is $31k??? What is that, in 1987 dollars?

      • Hi Andy.. That is 2016 dollars, and median personal income (not household). It kinda make sense since the US *household* median income is about 55k (I.e. two income earning adults). I guess you could say there is some distortion on that number because I would assume not many households the income is split 50/50 per adult

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