Marriott Bonvoy Business American Express Card Review: 125,000 Points + 2 Free Nights (100k total value) Limited-Time Offer

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

New limited-time offer. The Marriott Bonvoy Business American Express Card is the co-branded business credit card of the Marriott Bonvoy program (formed after the merger of Marriott Rewards and Starwood Preferred Guest). This card offers unique perks for Marriott customers. Right now, there is a new limited-time offer:

Here are the highlights:

  • Limited Time Offer: Earn 125,000 Marriott Bonvoy bonus points & 2 bonus Free Night Awards after you use your new Card to make $5,000 in eligible purchases within the first 3 months. Each bonus Free Night Award has a redemption level up to 50K points. Certain hotels have resort fees. Offer ends 11/3/2021.
  • 6X points at hotels participating in the Marriott Bonvoy(TM) program.
  • 4X points at U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. service providers.
  • 2X points on all other eligible purchases
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at hotels participating in the Marriott Bonvoy(TM) program. Certain hotels have resort fees.
  • Silver Elite status included with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Elite Night Credit. Each calendar year you can receive credit for 15 nights towards the next level of Marriott Bonvoy Elite status.
  • Annual fee is $125. (See Rates and Fees)
  • Terms Apply.

Keep in mind the following terms and conditions:

Welcome offer not available to applicants who have or have had this product or The Starwood Preferred Guest® Business Credit Card from American Express. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Welcome offer not available to applicants who (i) have or have had the Marriott BonvoyTM Premier Plus Business Credit Card from Chase, the Marriott Rewards® Premier Plus Business Credit Card from Chase, the Marriott Bonvoy BusinessTM Credit Card from Chase, or the Marriott Rewards® Business Credit Card from Chase in the last 30 days, (ii) have acquired the Marriott Bonvoy BoundlessTM Credit Card from Chase, the Marriott Rewards® Premier Plus Credit Card from Chase, the Marriott Bonvoy BoldTM Credit Card from Chase, the Marriott BonvoyTM Premier Credit Card from Chase or the Marriott Rewards® Premier Credit Card from Chase in the last 90 days, or (iii) received a new Card Member bonus offer in the last 24 months on the Marriott Bonvoy BoundlessTM Credit Card from Chase, the Marriott Rewards® Premier Plus Credit Card from Chase, the Marriott Bonvoy BoldTM Credit Card from Chase, the Marriott BonvoyTM Premier Plus Credit Card from Chase or the Marriott Rewards® Premier Credit Card from Chase.

This is more specific than before, note the different 30-day, 90-day, and 24-month waiting periods that may now include consumer cards. American Express usually gives you a pop-up warning during the application process if you are ineligible based on their records. This is why you should be looking to get the best possible bonus (like a limited-time offer) when you do apply.

Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. The business type is called a sole proprietorship, and these days many people are full-time or part-time consultants, freelancers, eBay/Amazon/Etsy sellers, Uber/Lyft drivers, or other one-person business owners. This is the simplest business entity, but it is fully legit and recognized by the IRS. On a business credit card application, you should use your own legal name as the business name, and your Social Security Number as the Tax ID.

Free Night Award. At your card anniversary, you will receive a Free Night Award that is good for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. This excludes the very top properties, but for regular travelers it will be very easy to get your $95 or even $125 value. Many W Hotels, Westin, and even some Ritz-Carltons worldwide are included. Here are some sample hotels that qualify under the 35,000 point limit:

  • Sheraton Kona Resort (Big Island, Hawaii)
  • Westin Hapuna Beach Resort (Big Island, Hawaii)
  • Courtyard Waikiki Beach (Honolulu, Oahu)
  • Sheraton Kauai Resort (Kauai, Hawaii)
  • W Atlanta
  • New York Marriott at the Brooklyn Bridge
  • Chicago Marriott Downtown Magnificent Mile
  • W Chicago
  • The Ritz-Carlton, Beijing, China
  • The S. Regis Bangkok, Thailand

Bottom line. The Marriott Bonvoy Business American Express Card is the co-branded business card between Marriott hotels and American Express. You also get a Free Night Award at card anniversary, which can be worth much more than the annual fee. Right now, there is a limited-time offer. (See Rates and Fees)

During the limited-time offer, I will be adding this to my Top 10 Best Small Business Card Bonus Offers.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Marriott Bonvoy Boundless Card Review: 125,000 Points + 1 Free Night (50k value) Limited-Time Offer

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

New limited-time offer. The Marriott Bonvoy Boundless credit card is one of the co-branded rewards card for Marriott hotels (including hotels from the merger of Starwood Preferred Guest and Marriott). Right now, there is a new limited-time offer:

Here are the highlights:

  • 125,000 Bonus Points and 1 Free Night Award (value up to 50,000 points) after you spend $5,000 on purchases in the first 3 months from account opening.
  • Additional Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy(R) with the Marriott Bonvoy Boundless(R) Card.
  • 2X Bonvoy points per $1 spent on all other purchases.
  • Automatic Silver Elite Status each account anniversary year. Gold Status when you spend $35,000 on purchases each account year.
  • 15 Elite Night Credits each calendar year.
  • No Foreign Transaction Fees.
  • $95 annual fee.

Keep in mind the following:

The bonus is not available to you if you:

(1) are a current cardmember, or were a previous cardmember within the last 30 days, of Marriott BonvoyTM American Express® Card (also known as The Starwood Preferred Guest® Credit Card from American Express);

(2) are a current or previous cardmember of either Marriott Bonvoy BusinessTM American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy BrilliantTM American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months; or

(3) applied and were approved for Marriott Bonvoy BusinessTM American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy BrilliantTM American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card) within the last 90 days.

That’s a lot of long card names, but note the different 30-day, 90-day, and 24-month waiting periods that may now include Marriott business cards. (See my Marriott Bonvoy Business American Express Card Review.) This is why you should be looking to get the best possible bonus (like a limited-time offer) if you do apply.

The Marriott and Starwood merger is now complete, and you can use these points at either Marriott properties (Ritz-Carlton, Renaissance Hotels, Courtyard, Residence Inn, Springhill Suites, Fairfield Inn & Suites) or former Starwood Properties (Westin, Sheraton, The Luxury Collection, Four Points by Sheraton, W Hotels, St. Regis, Le Méridien, Aloft).

Here’s the new award chart information:

50,000 points will get you a free night at a Category 5 hotel (any time including peak), Category 6 hotel (off-peak or standard), or Category 7 (off-peak). A sample Category 5 hotel is the Courtyard Waikiki Beach in Hawaii. A sample Category 6 hotel is the Sheraton Kauai Resort or Residence Inn Maui Wailea. A sample Category 7 hotel is the Westin Moana Surfrider in Waikiki, Honolulu or the Westin Princeville Ocean Resort Villas.

Points can also be transferred to airline miles with a bonus. 60,000 Marriott points = 25,000 airline miles. Similar to the old Starwood bonus structure, they will add 15,000 points for every 60,000 points you transfer to airline miles.

Finally, Marriott points are also convertible to gift cards, but it takes 60,000 points to redeem for a $200 gift card for Marriott or retailers like Best Buy, Home Depot, or Nordstrom. That ratio isn’t all that great so you’ll definitely get the most value via hotel night redemptions or airline miles transfer.

Free Night Award. At your card anniversary (when you pay the annual fee), you will receive a Free Night Award that is good for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. This excludes the very top properties, but for regular travelers it will be very easy to get your $95 value. Many W Hotels, Westin, and even some Ritz-Carltons worldwide are included. Here are some sample hotels that qualify under the 35,000 point limit:

  • Sheraton Kona Resort (Big Island, Hawaii)
  • Westin Hapuna Beach Resort (Big Island, Hawaii)
  • Courtyard Waikiki Beach (Honolulu, Oahu)
  • Sheraton Kauai Resort (Kauai, Hawaii)
  • W Atlanta
  • New York Marriott at the Brooklyn Bridge
  • Chicago Marriott Downtown Magnificent Mile
  • W Chicago
  • The Ritz-Carlton, Beijing, China
  • The S. Regis Bangkok, Thailand

No annual fee alternative. The Marriott Bonvoy Bold card is also offers bonus points and some (lesser) perks, but with no annual fee.

Bottom line. The Marriott Bonvoy Boundless Credit Card (formerly the Marriott Rewards Premier Plus Credit Card) is currently offering a special offer for new cardholders. As with all hotel cards, the value is dependent on your unique travel preferences. If you stay at Marriott/Starwood properties regularly, the free night award every year should easily cover the annual fee.

I will be adding this limited-time offer to my Top 10 Best Credit Card Bonus Offers.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Top 10 Best Credit Card Bonus Offers – September 2021 (Updated)

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Updated. That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. We do this multiple times a year for thousands of dollars in extra income. These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes:

  • Added Marriott 125k+FreeNight, Delta 70k/90k, Wyndham 90k, Citi Premier 80k, Platinum 100k, Sapphire 100k, IHG 150k.
  • Removed United Quest 100k, Southwest 65k, CapOne 100k, JetBlue 60k, Hyatt 50k, United 70k, Freedom Flex Grocery offer, Barclays AA, Marriott 5 Free Nights.

This is a companion post to my Top 10 Best Business Card Offers. Small business bonuses are on average even higher than those on consumer cards.

The Platinum Card from American Express

  • 100,000 Membership Rewards points after $6,000 in purchases in the first 6 months. Plus 10X points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months. See link for details.
  • $200 Hotel Credits, $240 Streaming Credits, $200 Airline Fee Credits, $200 Uber Cash, $179 CLEAR Credit, $300 Equinox credit, $100 Shop Saks credit and more annually!
  • $100 Global Entry or $85 TSA PreCheck fee credit.
  • Premium airport lounge access through the American Express Global Lounge Collection®.
  • $695 annual fee.

Chase Sapphire Preferred Card

  • 100,000 Ultimate Rewards points (highest ever, worth $1,250 minimum towards travel and more) after $4,000 in purchases within the first 3 months. Up to 25% boost in Ultimate Rewards redemptions. See link for details.
  • Pay Yourself Back: 100k points = $1,250 back on dining, groceries, and home improvement through 9/30/21.
  • 2X points on Travel and Dining at restaurants worldwide.
  • $95 annual fee.
  • Subject to 5/24 rule.*
  • Alternative: Chase Sapphire Reserve Card. 60k bonus worth $900 towards UR travel. Up to 50% boost on Ultimate Rewards redemptions, 3X on Travel and Dining, Priority Pass airport lounge access, $550 annual fee, $300 annual travel credit.

Marriott Bonvoy Boundless Card

  • Both 125,000 Marriott Bonvoy points and 1 Free Night Award (value up to 50,000 points) after $5,000 in purchases within the first 3 months. Limited-time offer. See link for details.
  • Additional Free Night after each account anniversary year (value up to 35,000 Marriott points).
  • $95 annual fee.
  • Subject to 5/24 rule.

Gold Delta Skymiles Card from American Express

  • 70,000 Delta Skymiles after $2,000 in purchases within the first 3 months. Limited-time offer expires 11/10/2021. See link for details.
  • 70,000 Skymiles are worth at least $700 in Delta airfare with “Pay with Miles” option.
  • First checked bag free on Delta flights ($60 value per roundtrip, per person).
  • $0 annual fee for the first year, then $95.
  • There is also a 90k limited-time offer on the Platinum version.

U.S. Bank Altitude Connect Visa Signature Card

  • 50,000 bonus points (worth $500 in statement credits) after $3,000 in purchases within 120 days. See link for details.
  • 4X points on travel and gas stations, 2X points on dining and grocery stores.
  • Up to $100 statement credit for Global Entry or TSA PreCheck.
  • $30 annual streaming bonus.
  • $0 annual fee the first year, $95/year thereafter.

Wyndham Rewards Earner Plus Card

  • 90,000 total bonus points. 60k points after $1,000 in purchases in first 90 days, plus additional 30k points after $2,000 in purchases in first 6 months. See link for details.
  • 90k points worth between 3 and 12 free nights. Wyndham hotel award nights cost between 7,500 to 30,000 points.
  • Automatic upgrade to Wyndham Rewards Platinum status.
  • $75 annual fee.

Hilton Honors American Express Card

  • Up to 130,000 Hilton Honors points. 80k points after $1,000 in purchases in first 3 months, plus another 50k points after a total of $5,000 in purchases in the first 6 months. See link for details.
  • Free Honors Silver status (5th standard reward night free, 2 bottles of water in your room).
  • No annual fee.

IHG Rewards Club Premier Card

  • 150,000 IHG Rewards club points after $3,000 in purchases within the first 3 months. See link for details.
  • Free Night after each account anniversary year (valued up to 40,000 IHG points).
  • 4th Award Night Free (Book 3 nights in a row with points, 4th is free)
  • $0 intro annual fee first year, then $89.
  • Subject to 5/24 rule.*

American Express® Rose Gold Card

  • 60,000 Membership Rewards points after $4,000 in purchases in first 6 months. Limited-time offer. See link for details.
  • $120 in Uber Cash annually (good towards Uber Eats or Uber rides in the US).
  • $120 in annual dining credit at Grubhub, Seamless, and more.
  • 4X points at at restaurants.
  • 4X points at US supermarkets, on up to $25,000 per year.
  • $250 annual fee.

Citi Premier Card

  • 80,000 points (worth $800 in gift cards at ThankYou.com) after $4,000 in purchases in the first 3 months. See link for details.
  • 3X points for every $1 spent on restaurants, supermarkets, gas stations, air travel and hotels.
  • Must not have gotten bonus from or closed a Citi Rewards+, ThankYou Preferred, Premier, or Prestige card in the past 24 months.
  • $95 annual fee.

Citi / AAdvantage Platinum Mastercard

  • 60,000 American Airlines miles after $3,000 in purchases in the first 3 months. See link for details.
  • First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
  • $0 annual fee for the first year, then $99.

Capital One® Venture® Rewards Card

  • 60,000 miles (worth $600 towards travel) after $3,000 in purchases within the first 3 months. See link for details.
  • 2X miles on ALL purchases..
  • Up to $100 credit towards TSA PreCheck or Global Entry application fee.
  • $95 annual fee.

Bank of America Premium Rewards Card

  • 50,000 points (worth $500 towards travel) after $3,000 in purchases within the first 90 days. See link for details.
  • 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
  • $100 annual Airline Incidental Statement Credit.
  • Up to $100 credit towards TSA PreCheck or Global Entry application fee.
  • $95 annual fee.

Hawaiian Airlines World Elite MasterCard

  • 70,000 Hawaiian miles after $2,000 in purchases within 90 days. See link for details.
  • Free first checked bag for primary cardmember when using your card to purchase eligible tickets directly from Hawaiian Airlines.
  • Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and The Mainland on Hawaiian Airlines.
  • $99 annual fee.

If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.

* 5/24 Rule? Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 24 months (2 years). This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Delta SkyMiles American Express Cards – New Limited-Time Offers

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Limited-time offers are back, with first year values well above $500 for each card below. Delta Airlines American Express cards offer various special perks like free checked bags, priority boarding, and the ability to earn Delta Skymiles with card purchases. As you can only get the welcome bonuses once on each of these cards per person per lifetime (each card is considered different), I recommend waiting until a limited-time offer to maximize your benefit. Here are the current offers:

Delta SkyMiles® Gold American Express Card

  • Limited Time Offer: 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
  • $100 Delta flight credit after $10,000 in purchases on your card in a calendar year.
  • First checked bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four ($30 each way, per person).
  • Main Cabin 1 Priority Boarding.
  • 2X miles at restaurants worldwide and U.S. supermarkets. 2x miles on Delta direct purchases. Earn 1 miles per dollar spent on all other eligible purchases.
  • $0 annual fee for the first year, then $99. (See Rates and Fees)
  • Terms Apply.

70,000 Skymiles is worth at least $700 in Delta airfare. Delta offers a minimum value out of your Skymiles via the “Pay with Miles” option. That means 70,000 Skymiles can reduce the price of your Delta ticket by $700 at the very least. (5,000 mile = $50 minimum redemption.) You can still book the traditional award tickets and possibly get better value.

Here is the spending rewards structure for the Delta SkyMiles® Gold American Express Card:

  • 2X miles at restaurants worldwide, including takeout and delivery.
  • 2X miles at U.S. supermarkets.
  • 2X miles on Delta purchases. 2 miles for every dollar spent on eligible purchases made directly with Delta.
  • 1 miles per dollar spent on all other purchases.

Delta SkyMiles® Platinum American Express Card

  • Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Up to $100 Fee Credit for Global Entry or TSA PreCheck. Worth up to $100 towards Global Entry membership (which includes TSA PreCheck).
  • Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • First checked bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four ($30 each way, per person).
  • Main Cabin 1 Priority Boarding.
  • 3X miles on Delta direct purchases. 2X miles at restaurants worldwide and at U.S. supermarkets. Earn 1 miles per dollar spent on all other eligible purchases.
  • $250 annual fee. (See Rates and Fees)
  • Terms Apply.

BUSINESS Card Versions

Delta SkyMiles® Gold Business American Express Card

  • Limited Time Offer: Earn 70,000 bonus miles, and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. Offer Ends 11/10/2021.
  • $100 Delta flight credit. Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • First checked bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four ($30 each way, per person).
  • Main Cabin 1 Priority Boarding.
  • 2X miles at restaurants worldwide, at U.S. supermarkets, and on Delta direct purchases. Earn 1 miles per dollar spent on all other eligible purchases.
  • $0 annual fee for the first year, then $99. (See Rates and Fees)
  • Terms Apply.

Delta SkyMiles® Platinum Business American Express Card

  • Limited Time Offer: Earn 90,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months. Offer Ends 11/10/21.
  • 10,000 Medallion Qualification Miles (MQMs) after $25,000 in purchases in a calendar year, up to two times per year. This helps get you reach elite Medallion Status, but does not earn you miles towards reward flights.
  • Fee Credit for Global Entry or TSA PreCheck. Worth up to $100 towards Global Entry (which includes TSA PreCheck).
  • Domestic Main Cabin round-trip companion certificate each year upon renewal.
  • First checked bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four ($30 each way, per person).
  • Main Cabin 1 Priority Boarding.
  • 2X miles at restaurants worldwide and at U.S. supermarkets. 3X miles Delta direct purchases. Earn 1 miles per dollar spent on all other eligible purchases.
  • $250 annual fee. (See Rates and Fees)
  • Terms Apply.

Again, Delta offers a minimum value out of your Skymiles via the “Pay with Miles” option. That means 90,000 Skymiles can reduce the price of your Delta ticket by $900 at the very least. (5,000 mile = $50 minimum redemption.) You can still book the traditional award tickets and possibly get better value.

In my opinion, the Delta Gold is still the best for most casual Delta customers because of the free checked bag, new $100 flight credit, and relatively big sign-up bonus. The main draw of the Platinum is the MQMs for those that want to achieve status (and thus free upgrades), along with the companion certificate. I have used the companion certificate several times in the past and have gotten good value out of it. The annual fee is $250 for the Platinum so you’ll need to consider how much the “status boost” is worth to your situation.

During a limited-time offer, I will add these to my list of the Top 10 Best Credit Card Bonus Offers.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

PFS Buyers Club: New US Mint Coin Deal on 9/13 ($100+ Net Profit, September 2021)

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Another new coin deal on Monday, September 13th, 2021. PFS Buyers Club has another coin deal on a limited-edition American Eagle 2021 One Ounce Silver Reverse Proof Two-Coin Set Designer Edition. They will pay you a guaranteed fixed profit of $100.05 plus any credit card rewards. See details below.

On September 13th – at 12:00PM ET the US Mint will release the limited edition American Eagle 2021 One Ounce Silver Reverse Proof Two-Coin Set Designer Edition.

There is a purchase limit of 1 Set per household, so you’re able to buy 1 Set.

The cost of each American Silver Eagle Two-Coin Set is $175.00. After including the $4.95 shipping charge, each order’s total will be $179.95

You will have the box shipped to your own house or office and then ship them to PFS Buyers Club with a prepaid FedEx shipping label that we will provide for you.

We will pay you $280.00 – for a profit of $100.05 per order.

This is also a great opportunity to earn valuable points/miles on your credit cards, as well as meet any spending thresholds.

If you are new to this type of deal please the previous similar (but expired!) deal for more background information and answers to most common questions. I have now done multiple deals with them and been paid as promised with no issues.

If you want to jump on this, you can sign up to join PFS Buyers Club here. PFS will provide *very* detailed instructions. Read them ahead of time, and follow them carefully to help you buy the coin before it sells out. If you use that link as a first-time buyer, I will receive a one-time referral fee the first time you successfully sell your coin for a profit. Thanks for those that use it, and for those that already used it in the past. I will be opting in myself as well.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Top 10 Best Small Business Credit Card Bonus Offers – September 2021

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Links checked and updated. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes:

  • Added Marriott 125k+2FreeNights, Barclays AA 80k, BofA $500, Wyndham 90k, Spark Miles 50k, United 150k, Hawaiian 70k, US Bank $500.
  • Removed United 150k, BofA $750, Southwest 100k, Amex Gold 70k+$300, JetBlue 100k, Amex Platinum 95k, Wells Fargo $500.

This is a companion post to my Top 10 Best Credit Card Bonus Offers for personal cards. Notice that small business bonuses are on average even higher than those on consumer cards.

Marriott Bonvoy Business American Express Card

  • Both 125,000 Marriott Bonvoy points and 2 Free Night Awards (worth up to 50k each, so total 100k value) after $5,000 in purchases within the first 3 months. Limited-time offer. See link for details.
  • Additional Free Night Award upon card anniversary (worth up to 35,000 Bonvoy points). Earn another additional Free Night Award after spending $60K in purchases on your Card in a calendar year.
  • Annual fee is $125.

Chase Ink Business Preferred Card

  • 100,000 Ultimate Rewards points (worth $1,250 towards flexible travel) after $15,000 in purchases in the first 3 months. See link for details.
  • 3X points on the first $150,000 spent on travel, shipping purchases, internet/cable/phone services, and advertising purchases with social media sites and search engines.
  • Primary rental car coverage when renting for business purposes.
  • $95 annual fee.
  • Subject to 5/24 rule.*

Chase Ink Business Unlimited Card

  • $750 bonus cash back after $7,500 in purchases in the first 3 months. See link for details.
  • Flat 1.5% cash back on all purchases with no limit.
  • No annual fee.
  • Subject to 5/24 rule.*

Chase Ink Business Cash Card

  • $750 bonus cash back after $7,500 in purchases in the first 3 months. See link for details.
  • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • No annual fee.
  • Subject to 5/24 rule.*

Bank of America Business Advantage Cash Rewards Card

  • $500 statement credit after $5,000 in purchases in the first 90 days. See link for details.
  • 3% cash back on your choice of six categories. 2% cash back on dining and unlimited 1% cash back on all other purchases. The 3% and 2% cash back applies to the first $50,000 in combined category/dining purchases each calendar year, 1% thereafter.
  • No annual fee.

Wyndham Rewards Earner Business Card

  • 90,000 total bonus points. 60k points after $1,000 in purchases in first 90 days, plus additional 30k points after $2,000 in purchases in first 6 months. See link for details.
  • 90k points worth between 3 and 12 free nights. Wyndham hotel award nights cost between 7,500 to 30,000 points.
  • Automatic upgrade to Wyndham Rewards Diamond status.
  • $95 annual fee.

Hilton Honors American Express Business Card

  • Up to 180,000 Hilton Honors points. 130k points after $2,000 in purchases in first 3 months, plus another 50k points after a total of $10,000 in purchases in the first 6 months. See link for details.
  • Free Weekend Night Reward certificate after you spend $15,000 on purchases in a calendar year.
  • $95 annual fee.

US Bank Business Leverage Card

  • 75,000 bonus points after $7,500 in purchases (on the Account Owner’s Card only) in first the 4 months. 75,000 bonus points can be redeemed for $750 in cash back. See link for details.
  • Availability may be restricted to certain states.
  • $0 annual fee for the first year, then $95.

American Express Plum Card

  • $600 cash back. Earn a $200 statement credit after each $10,000 you spend in purchases, up to $600 on $30,000 of purchases, within the first 3 months. See link for details.
  • 1.5% early pay discount on all purchases which stacks on top of the bonus above.
  • $0 annual fee for the first year, then $250.

Barclays AAdvantage Aviator Business Card

  • Up to 80,000 American Airlines miles. 50,000 miles after $1,000 in purchases in the first 90 days. Additional 30,000 miles after a total o f $6,000 in purchases in the first 12 months. Limited-time offer. See link for details.
  • First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
  • $95 annual fee.

Hawaiian Airlines Business MasterCard

  • Up to 70,000 Hawaiian miles. 60,000 miles after $2,000 in purchases within the first 90 days, plua an additional 10,000 miles after a purchase is made on an employee card. See link for details.
  • Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and The Mainland on Hawaiian Airlines.
  • $99 annual fee.

Capital One® Spark® Miles for Business Card

  • 50,000 miles (worth a $500 statement credit) after $4,500 in purchases in the first 3 months. See link for details.
  • Flat 2X points per dollar spent on all purchases with no limit.
  • $0 annual fee for the first year, then $95.

Alaska Airlines Visa Business Card (Bank of America)

  • 60,000 Alaska miles + Companion Fare Voucher after $3,000 in purchase within 90 days. Limited-time offer. See link for details.
  • Companion fare voucher is “Buy one ticket, get one for $121” ($99 fare plus taxes and fees from just $22).
  • Free checked bag on Alaska flights for you and up to six other passengers on the same reservation.
  • $50 annual fee for company, plus $25 per card.

* Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

American Express Membership Rewards: Airline and Hotel Points Transfer Bonuses, Up to 40%

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

If you have collected a nice stash of Membership Rewards (MR) points from American Express, you may want to log into your account and check out the many new transfer bonuses available to their airline and hotel partners. Waiting for one of these limited-time transfer promotions is a good way to maximize the value of your AmEx MR points. Note that these transfers are not reversible. Some offers expire September 30th, while others are marked October 31st.

Airlines

  • British Airways: 40% Bonus. 1,000 MR points = 1,400 Avios.
  • Hawaiian Airlines: 25% Bonus. 1,000 MR points = 1,300 Virgin points.
  • Aer Lingus: 40% Bonus. 1,000 MR points = 1,400 Avios.
  • Iberia: 40% Bonus. 1,000 MR points = 1,400 Avios.
  • Air Canada: 20% Bonus. 1,000 MR points = 1,200 Aeroplan points.
  • Aeromexico: 25% Bonus. 1,000 MR points = 2,000 Premier points.
  • Air France/KLM Flying Blue: 25% Bonus. 1,000 MR points = 1,250 Flying Blue miles.
  • Avianca / Lifemiles: 15% Bonus. 1,000 MR points = 1,150 LifeMiles.
  • Virgin Atlantic: 30% Bonus. 1,000 MR points = 1,300 Virgin points.
  • Qantas: 30% Bonus. 500 MR points = 600 Qantas points.

Hotels

  • Hilton Honors: 30% Bonus. 1,000 MR points = 2,600 Hilton points.
  • Marriott Bonvoy: 30% Bonus. 1,000 MR points = 1,300 Bonvoy points.

Airlines that are currently NOT offering a transfer bonus include Delta, ANA, Emirates, Etihad, and Singapore Airlines. Choice hotels are also not offering any bonuses at this time.

I’m not a big traveler these days, so I don’t have any of the Gold or Platinum cards right now, even though they are offering big bonuses. I do keep one consumer AmEx and one business AmEx that earns Membership Rewards points, both with no annual fee.

  • The Amex EveryDay Card doesn’t see a lot of use, but it keeps my Membership Rewards points active with no annual fee and helps qualify for various Amazon promotions.
  • The Blue Business Plus from American Express does see a lot of action as my primary small business card, as it earns 2X Membership Rewards points on all purchases on up to $50,000/year with no annual fee. I can always transfer to Delta Skymiles which at least knock off 1 cent per mile off a Delta ticket, which means a MR points is at least worth 1 cent minimum for my situation. Too bad Delta is not participating this time.
My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Chase Sapphire Preferred Card: 100,000 Bonus Points (Highest Ever!) = $1,250 Value + New Benefits August 2021

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Best-ever 100k offer, use it to offset $1,250 in grocery and dining purchases by 9/30/21 even if you don’t have upcoming travel plans.

Added new benefits August 2021, now 3X on dining, online grocery, select streaming + $50 annual Ultimate Rewards Hotel Credit. The Chase Sapphire Preferred Card is a premium travel rewards credit card that has gotten very popular due to its rewards structure and flexible Ultimate Rewards points that can be redeemed for cash, travel credits, or transferred to airline miles and hotel points. If you don’t have it yet, the current 100,000 point bonus is the highest offer ever. Here are the highlights:

  • 100,000 bonus Ultimate Rewards points after $4,000 in purchases within the first 3 months. This is worth $1,250 when you redeem through Chase Ultimate Rewards towards travel and other categories (including grocery and dining through 9/30/21). You could do even better if converting to airline miles or hotel points.
  • 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. 100,000 points are worth $1,250 toward travel. No blackout dates. As long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards.
  • 25% more value with Pay Yourself Back tool., when you redeem them for statement credits against existing purchases in select, rotating categories. 100,000 point can offset $1,250 in purchases in those specific categories. Redeem towards grocery store, dining out, and home improvement purchases through September 30, 2021.
  • New: 5X total points on all travel purchased through Chase Ultimate Rewards. 2X points on all other travel purchases.
  • New: 3X points on on dining, including eligible delivery services, takeout and dining out. (Previously 2X.) 1 point per dollar spent on all other purchases.
  • New: 3X points on select streaming services. Includes Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify and YouTube TV.
  • New: 3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs).
  • New: $50 Annual Credit on hotel stays purchased through Ultimate Rewards. New cardmembers will start earning towards the credit immediately and existing cardmembers will start earning after their next account anniversary.
  • New: 10% Anniversary Point Bonus. Each account anniversary, cardmembers will earn bonus points equal to 10% of total purchases made the previous year. That means, $25,000 in spend will earn an additional 2,500 bonus points.
  • Free year of DoorDash DashPass. Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash’s subscription service. Activate by 12/31/21. If you are new customer to DoorDash and sign up via my DoorDash referral link, you will get $10 off your first 3 DoorDash orders over $20 ($30 total savings). I will get food credits as well. Thanks if you use it!
  • 5X total points on Lyft rides through March 2022.
  • $60 in statement credits on Peloton Digital and All-Access Memberships through 12/31/2021. Take classes using a phone, tablet, or TV. No fitness equipment is required.
  • No foreign transaction fees.
  • 1:1 point transfer to leading airline and hotel loyalty programs. New: Air Canada Aeroplan is now a transfer partner.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • $95 annual fee.

Note the following text:

The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.

Chase has an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years (aka the 5/24 rule). This rule is designed to discourage folks that apply for high numbers of sign-up bonuses. This rule applies on a per-person basis, so in our household one applies to Chase while the other applies at other card issuers.

Ultimate Rewards points. This card offers a special 25% bonus on travel redemptions made through the Ultimate Rewards travel website. For example, 60,000 Ultimate Rewards = $750 in travel. Similar to Expedia or Travelocity, you can book flights on most major airlines and hotel chains. This makes it much more flexible to spend your points. You can even buy something more expensive and pay the difference.

If you have other Chase cards that earn Ultimate Rewards points like the Freedom Flex, Freedom Unlimited, Ink Business Cash or Ink Business Unlimited, you can transfer points into this card account and take advantage of the this higher premium. In other words, your existing Ultimate Rewards points balance could be increased in value by getting this card.

The Chase Sapphire Reserve Card is the “ultra-premium” rewards card that offers a bigger 50% bonus on travel redemptions, along with more perks and a higher annual fee.

Prefer airline and/or hotel points? This card also allows you to transfer Ultimate Rewards points into hotel and/or airline miles. Transfer to United Airlines, British Airways, Air Canada, Singapore Airlines, Korean Air, Southwest, Hyatt Hotels, IHG Hotels, and Marriott Hotels at a ratio of 1 Ultimate Rewards point = 1 mile/hotel point. Miles redemption continue to offer great value for savvy travelers, especially for last-minute travel and business class seats. I personally use the transfers to “top off” my account to reach a free coach ticket or free hotel night when I don’t have enough points otherwise. My favorite options are United miles, Southwest miles, and Hyatt hotel points. In this manner, I can often get close to 2 cents per point value.

Cash redemptions are a simple and easy option, but the conversion is a straight 100 points = $1.

Sharing points. Ultimate Rewards points are instantly transferable to other accounts including family members, as long as they have their own Chase card with Ultimate Rewards as an authorized user. This way, you can pool points together for transfers and redemptions if you like.

Additional card benefits:

  • Premium, dedicated customer service line with a live person, 24/7. A real person picks up after a couple rings, no phone trees or typing those darn 16 digits over and over. You can use this feature to redeem cash rewards over the phone for free, although booking rewards tickets over the phone costs $20 (doing so online is free).
  • Primary car rental collision damage waiver insurance. Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for most rental cars in the U.S. and abroad. Most other cards only offer secondary coverage that kicks in only after the deductible of your individual insurance policy is used.
  • Trip Cancellation/Trip Interruption Insurance. If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
  • Trip Delay Reimbursement. If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket

Bottom line. The Chase Sapphire Preferred Card is a popular premium travel rewards card. The sign-up bonus is currently 100,000 Ultimate Rewards points worth 100,000 United miles, 100,000 Hyatt points, or $1,250 towards travel when you redeem through Chase Ultimate Rewards travel portal or in select categories via their Pay Yourself Back tool. The 3X points on dining out, online grocery, and select streaming services plus a $50 annual hotel credit are new additions.

You can only get one Sapphire bonus every 48 months, so compare with the Chase Sapphire Reserve Card, which offers a bigger 50% bonus on travel redemptions, along with more perks and a higher annual fee.

This offer is on my list of Top 10 Best Credit Card Bonus Offers.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Chase Sapphire Reserve Card Review: 60k Points Worth $900 in Travel, $300 Annual Credit, New Benefits August 2021

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

New benefits added August 2021. Chase has updated their “ultra-premium” credit card, the Chase Sapphire Reserve Card, which has headline features of Visa Infinite benefits, 60,000 Ultimate Rewards points sign-up bonus, $300 annual travel credit, 3X points on travel and dining, and a $550 annual fee. Here is the long list of perks:

  • 60,000 Bonus Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months. That can be redeemed for $900 of airfare, hotels, and other travel through Chase Ultimate Rewards. Through 9/30/21, you can also redeem for $900 towards groceries, dining, and home improvement via the Pay Yourself Back tool.
  • $300 annual travel credit. Every year, the card will rebate you back up to $300 in travel purchases such as airfare and hotel nights charged on your card. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit.
  • New: 10X total points on Chase Dining purchases through Chase Ultimate Rewards when you make prepaid restaurant reservations or order takeout.
  • New: 10x total points on hotel stays and car rentals purchased through Ultimate Rewards. Similar to Expedia/Travelocity/Kayak, it is a travel comparison booking site.
  • New: 5x total points on air travel purchased through Ultimate Rewards.
  • 3X points per $1 spent on travel & dining worldwide. The 3X points on travel kick in immediately after earning your $300 travel credit. 1 point per $1 spent on all other purchases.
  • Up to $100 statement credit towards Global Entry or TSA PreCheck.
  • Priority Pass Select membership. Provides free access to 1,300+ airport lounges in over 400 cities worldwide.
  • New: Access to Chase Sapphire Lounges, which are new airport lounges starting at New York’s LaGuardia Airport (LGA), Boston Logan International Airport (BOS), and Hong Kong International Airport (HKG).
  • Free year of DoorDash DashPass. Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash’s subscription service. Activate by 12/31/21. If you are new customer to DoorDash and sign up via my DoorDash referral link, you will get $10 off your first 3 DoorDash orders over $20 ($30 total savings). I will get food credits as well. Thanks if you use it!
  • Free year Lyft Pink membership + 10x points on Lyft purchases through March 2022. Lyft Pink usually costs $19.99 a month and includes 15% off Lyft rides, 3 complimentary bike and scooter rides a month, and priority airport pickups.
  • $120 in statement credits on Peloton Digital and All-Access Memberships through 12/31/2021.
  • 1:1 points transfer to various frequent flyer and hotel loyalty programs.
  • Annual fee is $550; $75 for each additional authorized user.

Note the following text:

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Ultimate Rewards points. This card offers a special 50% bonus on travel redemptions made through the Ultimate Rewards travel website. That is more than any other Chase card (a 25% bonus is the most otherwise). 50,000 Ultimate Rewards = $750 in travel. Similar to Expedia or Travelocity, you can book flights on most major airlines and hotel chains. This makes it much more flexible to spend your points. You can even buy something more expensive and pay the difference.

If you have other Chase cards that earn Ultimate Rewards points like the Freedom, Freedom Unlimited, Ink Business Cash or Ink Business Unlimited, you can transfer points into this card account and take advantage of the this higher premium. In other words, your existing Ultimate Rewards points balance could be increased in value by getting this card.

Prefer airline and/or hotel points? This card also allows you to transfer Ultimate Rewards points into hotel and/or airline miles. Transfer to United Airlines, British Airways, Air Canada (new), Singapore Airlines, Korean Air, Southwest, Hyatt Hotels, IHG Hotels, and Marriott Hotels at a ratio of 1 Ultimate Rewards point = 1 mile/hotel point. Miles redemption continue to offer great value for savvy travelers, especially for last-minute travel and business class seats.

Cash redemptions are a simple and easy option, but the conversion is a straight 100 points = $1.

Sharing points. Ultimate Rewards points are instantly transferable to other accounts like family members, as long as they have their own Chase card with Ultimate Rewards as an authorized user (free with Chase Freedom). This way, you can pool points together for transfers and redemptions if you like.

Additional card benefits:

  • Dedicated customer service line with a live person that answers the phone 24/7. No waiting or complicated phone trees.
  • No foreign transaction fees.
  • Primary car rental collision damage waiver insurance. Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for most rental cars in the U.S. and abroad. Most other cards only offer secondary coverage that kicks in only after the deductible of your individual insurance policy is used.
  • Trip Cancellation/Trip Interruption Insurance. If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
  • Trip Delay Reimbursement. If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket
  • Enjoy special car rental privileges from National Car Rental, Avis, and Silvercar when you book with your card.

Note that Chase has an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years (aka the 5/24 rule). This rule is designed to discourage folks that apply for high numbers of sign-up bonuses. This rule applies on a per-person basis, so in our household one applies to Chase while the other applies at other card issuers.

As for the $300 annual travel credit, “annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date. So it’s not exactly by calendar year, but roughly close and you can likely get this twice under the first year’s annual fee.

Bottom line. The Chase Sapphire Reserve Card has an improved 60,000 Ultimate Rewards points sign-up bonus, 50% boost to all your redemptions of Ultimate Rewards points, $300 annual travel credit, 3X points on Dining/Travel (more if you use their travel website to book), Priority Pass Select airport lounge membership, up to $100 Global Entry application credit, Lyft perks, DoorDash perks, $120 in Peloton credits, and more… in exchange for a $550 annual fee. You should compare against that of the Chase Sapphire Preferred card, which has less perks but also a lower annual fee.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Wyndham Rewards Earner Cards: 60,000 to 90,000 Bonus Points (3-12 Free Hotel Nights)

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

New limited-time offer. We continue to see many travel rewards credit cards rolling out their “highest-ever offers”. The Wyndham Rewards Earner credit cards all have limited-time bonuses of 60,000 points (no annual fee) and 90,000 points ($75 or $96 annual fee). Thanks to Brendon for the tip.

Wyndham hotels now cost either 7,500, 15,000, or 30,000 points for a “Go Free” award hotel night with no blackout dates (as long as a standard room is available for cash, you can book it with points). That means 60,000 points could be redeemed for 2 free nights at their most expensive tier of hotels, or 8 free nights at their lowest tier. 90,000 points could be redeemed for 3 free nights at their most expensive tier of hotels, or 12 free nights at their lowest tier. You can also redeem toward a discounted “Go Fast” cash and points rate.

Wyndham Rewards Earner Card highlights:

  • 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus earn an additional 15,000 bonus points after spending a total of $2,000 in the first 6 months.
  • 5X points per $1 spent on Hotels by Wyndham and gas purchasess.
  • 2X points per $1 spent on dining and grocery store purchases (excluding Target® and Walmart®).
  • 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
  • Automatic upgrade to Wyndham Rewards Gold status.
  • 10% fewer Wyndham Rewards points required for go free® awards.
  • 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases.
  • No annual fee.

Wyndham Rewards Earner Plus Card highlights:

  • 60,000 bonus points after spending $1,000 on purchases in the first 90 days, plus earn an additional 30,000 bonus points after spending a total of $2,000 in the first 6 months.
  • 6X points per $1 spent on Hotels by Wyndham and gas purchasess.
  • 4X points per $1 spent on dining and grocery store purchases (excluding Target and Walmart).
  • 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
  • Automatic upgrade to Wyndham Rewards Platinum status.
  • 10% fewer Wyndham Rewards points required for go free® awards.
  • 7,500 bonus points each anniversary year after annual fee renewal.
  • $75 annual fee.

Wyndham Rewards Earner Business Card highlights:

  • 60,000 bonus points after spending $1,000 on purchases in the first 90 days, plus earn an additional 30,000 bonus points after spending a total of $2,000 in the first 6 months.
  • 8X points per $1 spent on Hotels by Wyndham and gas purchasess.
  • 5X points per $1 spent on eligible marketing, advertising, and utilities purchases.
  • 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
  • Automatic upgrade to Wyndham Rewards Diamond status.
  • 10% fewer Wyndham Rewards points required for go free® awards.
  • 15,000 bonus points each anniversary year after annual fee renewal.
  • $95 annual fee.

Wyndham points expiration – Important!

  • Wyndham Rewards points will expire if you have no activity on your account for a period of 18 months.
  • In addition, all Wyndham Rewards points expire 4 years after being earned — regardless of account activity.

For example, earning points via this credit card will only reset the 18-month inactivity clock. You should get the exact date in your online account page. You should make sure that there are good opportunities for you to redeem this points in the near future.

Wyndham Rewards includes over 9,000 hotels worldwide – from Days Inn motels to Wyndham Grand hotels. You can use this link to filter locations. Participating hotel chains include:

  • AmericInn by Wyndham®
  • Dolce Hotels and Resorts® by Wyndham
  • Hawthorn Suites by Wyndham®
  • Howard Johnson by Wyndham®
  • La Quinta by Wyndham®
  • Ramada by Wyndham®
  • Days Inn by Wyndham®
  • Super 8 by Wyndham®
  • Travelodge by Wyndham®
  • Wingate by Wyndham®
  • Wyndham Grand®
  • Wyndham Hotels and Resorts®
  • Wyndham Garden®

Depending on the hotel, you might get over 1 cent per point value (i.e. $300 cash hotel night for 30,000 points), but you might also get closer to 0.5 cent per point value (i.e. a $75 hotel night might require 15,000 points).

Bottom line. The Wyndham Rewards Earner credit cards all have limited-time bonuses at their highest level ever. However, know that you must redeem the points within 4 years at the longest, even with regular account activity. As the potential net value is over $500, I will be adding both the personal Earner+ card to my Top 10 Best Credit Card Bonus Offers and the business card to my Top 10 Best Business Card Offers.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

PFS Buyers Club: New US Mint Coin Deal on 8/12 ($60+ Net Profit, August 2021 #3)

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Another new coin deal on Thursday, August 12th, 2021. PFS Buyers Club has another coin deal on a limited-edition 2021 American Eagle Silver Coin. They will pay you a guaranteed fixed profit of $61 plus any credit card rewards. See details below.

Tomorrow! August 12th, at 12:00PM ET, the US Mint will be releasing a limited edition American Eagle Silver Coin. There is a purchase limit of three coins per household, so you’re able to buy three coins. The cost of each Silver Eagle coin is $73.00, and when adding the $4.95 shipping charge, each order will total $223.95. PFS will be offering a commission of $61.05 for each order for a total payout of $285.00.

If you are new to this type of deal please the previous similar (but expired!) deal for more background information and answers to most common questions. I have now done multiple deals with them and been paid as promised with no issues.

If you want to jump on this, you can sign up to join PFS Buyers Club here. PFS will provide *very* detailed instructions. Read them ahead of time, and follow them carefully to help you buy the coin before it sells out. If you use that link as a first-time buyer, I will receive a referral fee the first time you successfully sell your coin for a profit. Thanks for those that use it, and for those that already used it in the past. I will be opting in myself as well.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Bank of America Amtrak Guest Rewards Card Review: 50,000 Points (Up to $1,250 in Amtrak Fare)

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The Bank of America Amtrak Guest Rewards credit card currently has a limited-time offer that can get you up to $1,250 value in Amtrak train fare. According to DoC, if you start a booking on Amtrak.com, they will offer you an extra $100 statement credit before actual payment. Here are the highlights:

  • 50,000 bonus points (plus possibly an additional $100 statement credit) after you make $2,500 or more in purchases on your new card within 90 days of account opening. This is their highest bonus ever.
  • Complimentary Companion Coupon, One-Class Upgrade and a Single-Visit Station Lounge Pass for access to ClubAcela, Amtrak Metropolitan Lounge, or First class lounges upon account opening.
  • 3 points per $1 spent with Amtrak
  • 2 points per $1 spent on other qualifying travel purchases
  • 1 point per $1 spent on all other purchases
  • Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel.
  • 20% rebate on food and beverage purchases on board, via statement credit on this card.
  • 1,000 Tier Qualifying Points (TQPs) every time you make at least $5,000 in purchases in a calendar year, up to 4,000 TQPs
  • There’s no limit to how many points you can earn and you can redeem them when you want since your points will not expire as long as your card account is open.
  • No foreign transaction fees.
  • $79 annual fee.

This offer is not going to be attractive for everyone, but it can be very valuable if you either enjoy recreational train travel or if you can use it for your commuting needs.

Amtrak points are worth about 2.6 to 2.9 cents per points towards Amtrak train fare. That means 50,000 points is worth over $1,250 in Amtrak train fare. Amtrak redemptions are variable and directly-linked to the cash cost, so you can use points on basically any ticket.

The best value is for train fare, but Amtrak points do transfer to certain other hotel programs, although some require elite status in those programs. You can also redeem for various gift cards at a rate of 10,000 points = $100 gift card. So 50,000 points would get you $500 in gift cards to CVS, Kohl’s, Lowe’s, Starbucks, etc.

You could take the train across the entire country! There is an 18-hour Capitol Limited overnight train from Washington D.C. to Chicago in a “Superliner Bedroom” with a private bathroom.

You could then take the 3-day, 2-night trip on the California Zephyr from Chicago to San Francisco. Enjoy the views as you cut through both the Rockies and Sierra Nevada mountain ranges.

Bottom line. The Bank of America Amtrak Guest Rewards credit card currently has a limited-time offer that can get you over $1,250 value in Amtrak train fare, with an $79 annual fee. The potential value is high, but I don’t know if it is too niche to include in my list of Top 10 Best Credit Card Bonus Offers.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.