If you've been facing the prospect of spending hundreds of dollars on at-home COVID tests so that you and/or your kids can go back to work/school after an exposure event, please note that starting Saturday, January 15th, health insurance companies … [Read the rest]
The Citi Premier Card is a re-structured rewards credit card offering 60,000 bonus points (redeemable $600 in gift cards at thankyou.com) Here are the highlights: 60,000 bonus ThankYou points after $4,000 in purchases in the first 3 months 3X … [Read the rest]
The Chase Freedom Flex Card is the new 5% cash back rotating category card for Chase, including the notable addition of 3% cash back on dining out and drugstore purchases. All of the popular features from the old Freedom remain as well: Up to 5% … [Read the rest]
The Chase Freedom Unlimited Card is a no-annual-fee rewards card which earns a flat 1.5% cash back on all purchases (or a possibly more valuable 1.5 Ultimate Rewards points per dollar spent). This is a different card from the new Chase Freedom Flex, … [Read the rest]
Many hotel rewards programs offer free night and upgrade certificates as a perk, and many of them were set to expire on December 31st. However, many programs are offering a courtesy extension and/or points credit. Some may have quietly extended … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of January 2022, roughly sorted from shortest to longest maturities. Significant changes since last month: 7.12% Savings I Bonds annual purchase limit reset for 2022, new 2% APY LFCU … [Read the rest]
Activation reminder for 2022 First Quarter. The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year … [Read the rest]
The GMO quarterly letter is on my recurring "must read" list, and the 2021 Q3 letter "Winners, Losers, and the Case for Owning Each" did not disappoint, including some very interesting data for the DIY investor that wants to stay informed. Here are … [Read the rest]
The beginning of the year is a good time to check on the new annual contribution limits to the various available retirement accounts. Our income has been quite variable these last few years, so I regularly adjust the paycheck deferral percentages … [Read the rest]
The Vanguard Target Retirement Funds are one of the largest "set-and-forget" mutual funds that own a mix of stocks and bonds that automatically adjust over time based on your targeted retirement year, with combined assets across the institutional and … [Read the rest]
2021 is finally in the books! Most of my portfolio is in low-cost index funds across various asset classes, which I purposefully ignore most of the time as I believe the proper time horizon is at least several years long. However, I do check in … [Read the rest]
2021 end-of-year update. I have an informal goal each year of earning the equivalent of the maximum annual IRA contribution limit of $6,000 using the profits from various promotions alone. If you had put $6,000 into your IRA every year for the … [Read the rest]
The Best Credit Card Bonus Offers – January 2022
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - January 2022
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Our Home-Buying Journey: From Offers To Mortgages