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The Quest of the Simple Life: Escaping The Work Grind in 1907 vs. 2018

The Quest of the Simple Life by William J. Dawson was published over 100 years ago; it's so old that the copyright has expired, making the book public domain (and thus available as a free Kindle download). Yet, other than the old-fashioned writing … [Read the rest]

5% Cash Back Cards: Amazon, Wholesale Clubs (Costco) and Chase Pay – October to December 2018

4th Quarter 2018 registration is now open. The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to $100+ in additional rewards per year without changing … [Read the rest]

Infographic: Average Auto Insurance Premiums For All 50 States

Here's another interesting 50-state infographic compiled by HowMuch.net about The Real Difference Between Minimum and Full Coverage Car Insurance. It shows the average annual cost of auto insurance for both the minimum level required by law … [Read the rest]

Does Robinhood Brokerage Make Money in Shady or Questionable Ways?

Robinhood has gotten a lot of buzz as the smartphone app that offers free stock trades. From the very beginning, the most common question was "How Will They Make Money?" Here's what Robinhood says in their Help Center: Robinhood Financial … [Read the rest]

Barclaycard Arrival Plus World Elite Review: 60,000 Bonus Miles + Annual Fee Now Waived First Year

(Updated September 2018. The sign-up bonus is still 60,000 points (worth $600 towards travel), but now the $89 annual fee is also waived for the first year. This is the highest total incentive ever offered to try out this card. Looks like … [Read the rest]

Ally Bank 11-Month No Penalty CD Review: 2.10% APY for $25k+

Rates updated 9/24/18. Ally Bank raised the rate on their 11-month No Penalty CD. These have been an interesting new product in this rising rate environment. If you have older No-Penalty CDs, you may want to take advantage of this higher rate. … [Read the rest]

Beware Fintech Making High-Interest Debt Easier Than Ever

Fintech (financial technology) is supposed to make our lives better. You'll hear how they want to nudge us to save more, invest better, spread risk, and lower costs. But if you look a little deeper, another thing many want to make easier is debt. … [Read the rest]

Amazon Key In-Car Delivery: Free $10 Amazon Gift Card

Amazon wants to deliver packages directly into the trunk of your car. If you are an Amazon Prime member with a 2015 model year or newer Chevrolet, Buick, GMC, Cadillac, and Volvo vehicle, get a $10 Amazon Gift Card after your first Amazon Key In-Car … [Read the rest]

Blue Business Plus Card from American Express Review: 2X Points on ALL Purchases Up to $50k/Year

The Blue Business Plus Credit Card from American Express is a business rewards card that features double Membership Rewards points and no annual fee. Therefore, if you can redeem for more than 1 cent per point of value, this card has the potential … [Read the rest]

Amex EveryDay Credit Card from American Express: 15,000 Point Offer, No Fee 0% Balance Transfer

The Amex EveryDay Credit Card from American Express is a great way to earn Membership Rewards points with no annual fee. Right now, there is also a welcome bonus and no balance transfer fee offer for new cardholders. Here are the details: … [Read the rest]

IKEA In-Store Coupon 2018: $20 off $125

IKEA has a new printable $20 off $125 coupon [pdf] that is valid through September 30th, 2018. The coupon states that you can also show it on your phone at checkout. Valid in US stores only. The fine print: Valid September 19 - September 30, … [Read the rest]

Kindle E-Readers: Prime Sale + American Express Discount = $9.99 Kindle?

Amazon is having two separate promotions on Kindle e-Readers that can stack together to result in a $10 Kindle. This was a great opportunity to upgrade from my ancient 2nd generation Kindle. First, all Amazon Prime members have the special Kindle … [Read the rest]