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Buy $100 Apple Gift Card, Get $20 Target Gift Card Free

Here's an easy deal if you buy Apple products/services and shop at Target. As part of their Black Friday sale, get a $20 Target GiftCard free with $100 Apple gift card purchase. Expires 11/28 or while supplies last. Offer available online … [Read the rest]

Financial Planning Advice From Allan Roth’s 40 Years of Experience

Allan Roth is one of the financial planners whose independent opinions I have come to respect, and he shares seven takeaways from 40 years of financial planning. Financial Planning is an industry trade magazine targeted at (obviously) professional … [Read the rest]

Emergency Funds Are The First Building Block For Retirement

The Blackrock article Emergency Savings = Better Retirement? comes from Blackrock's department that helps companies manage their retirement plans. They propose the idea of creating a separate "sidecar savings account" in order to prevent early … [Read the rest]

One Finance Review: 3% APY on 10% of Direct Deposits and Roundups

There seems to be a new fintech app every day, but that's also where higher interest rates on FDIC-insured funds still live (after doing your due diligence). I'm genuinely curious to see what each one comes up as a differentiator. One Finance … [Read the rest]

Top 10 Best Credit Card Bonus Offers – December 2020 (Updated)

Updated December 2020.That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. We do … [Read the rest]

Citi Credit Cards: 5% Back on up to $500 of Online Purchases

If you have an existing Citi credit card, log into your account at and see if you are targeted for 5% back on up to $500 of online purchases ($25 max per card). It appears to be widely available on a variety of Citi-branded consumer and … [Read the rest]

Mint Mobile Black Friday 2020: Buy 3 Months, Get 3 Free (Any Plan)

In my own phone, I use Mint Mobile to keep my cell phone costs low. They use the T-Mobile GSM 4G LTE and 5G networks, which means most phones are compatible and switching just requires swapping in a new SIM card. I don't use a ton of data (even … [Read the rest]

Capital One 360 Checking $400 Cash Bonus w/ Direct Deposit

Capital One is running a $400 bonus for new 360 Checking accountholders. Note that if you have or had an open 360 Checking product on or after January 1, 2018, you're ineligible for the bonus. Here are the details: Open a 360 Checking account … [Read the rest]

American Express Platinum Card Review: 75,000 Bonus Points + 10X Points at US Gas Stations & US Supermarkets

The Platinum Card from American Express is the classic premium travel card, with a hefty annual but a long list of luxurious perks including access to Delta Skyclubs and their exclusive Centurion airport lounges. Unfortunately, these days many of … [Read the rest]

BlockFi Promo: $250 Bonus with $20,000 Deposit + 8.6% Interest (ACH Transfers Now Available)

Update: BlockFi now supports ACH to transfer funds electronically from your bank account to the BlockFi Interest Account. Both deposits and withdrawals are fee-free. There is currently a daily transfer limit of $500. Linking is done via the Plaid … [Read the rest]

Best Interest Rates on Cash – November 2020

Here's my monthly roundup of the best interest rates on cash for November 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and also invest in longer-term CDs (often … [Read the rest]

Chase Ink Business Cash Card Review: $750 Cash Bonus, 5% Back Categories, No Annual Fee

Highest bonus ever. Got a small business? The Ink Business Cash Card has improved their sign-up promotion to a $750 cash bonus (75,000 Ultimate Rewards points) for new cardholders, along with 5% cash back and 2% cash back on select small business … [Read the rest]