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Charlie Munger: Financially Independent at Age 38 in 1962

Despite the fresh packaging, we should remember that the "FIRE" concept (Financially Independent, Retire Early) is anything but a new concept. Even I can't help being a little intrigued by the clickbait title "This Secret Trick Let This Couple … [Read the rest]

Blue Cash Preferred from American Express Review: 6% Cash Back on Groceries ($6,000/Year), Netflix, HBO Now, Spotify

New added features, bigger welcome offer. The Blue Cash Preferred® Card from American Express has been updated with a bigger welcome offer and new 6% and 3% cash back categories. Thankfully, their best feature remains: 6% cash back at US … [Read the rest]

The Best Time To Plant A Tree Is Now

Have you heard of the "happiness curve"? According to multiple studies of life satisfaction, I am entering the unhappiest period of my life at age 40 (WaPo): My theory is that this is simply the inverted curve of "number of humans that I am … [Read the rest]

Immediate Annuities vs. Safe Withdrawal Rates

Annuities have a rather mixed reputation, which I think is mostly deserved. Some are amazingly complex and expensive (the word "Indexed" can be bad in this world). Then there are simple, straightforward ones that are worth consideration, including … [Read the rest]

Charlie Munger 2019 Wall Street Journal Interview Transcript

The best thing I read today was definitely Charlie Munger, Unplugged, the full transcript of a 6-hour interview with Charlie Munger about his philosophies on business, investing and life, as conducted by Jason Zweig and Nicole Friedman of the Wall … [Read the rest]

Berkshire Hathaway Shareholder Meeting Full Videos, Transcripts, and Podcasts

Updated for 2019 Meeting. Berkshire Hathaway's Annual Shareholder Meetings are held in Omaha, Nebraska every May. Although most of my portfolio is in a diversified mix of index funds, I also own individual shares of Berkshire Hathaway and respect … [Read the rest]

Top 10 Best Credit Card Bonus Offers – May 2019

Updated May 2019. That space in your wallet or purse is more valuable than you think. Credit card companies are fighting it out, offering strong perks and $500+ value for a single card during the first year to encourage you to apply and try it out. … [Read the rest]

Improved 60,000 Point Southwest Credit Card Bonuses (Good For Companion Pass)

Multiple offer bumps to 60k. Southwest Airlines offers a unique feature called the Companion Pass, which lets you pick one person to fly with free when you book either paid or award flights. If you either fly 100 qualifying one-way flights or earn … [Read the rest]

Best Interest Rates on Cash – May 2019

Here's my monthly roundup of the best interest rates on cash for May 2019, roughly sorted from shortest to longest maturities. There hasn't been much movement recently, and the rate curve is still pretty flat with long-term rates only slightly … [Read the rest]

Savings I Bonds May 2019 Interest Rate: 1.40% Inflation + 0.50% Fixed Rate

Update 5/1/19. The fixed rate will be 0.50% for I bonds issued from May 1, 2019 through October 31st, 2019. This is the same as it was for the last 6 months. The variable inflation-indexed rate for this 6-month period will be 1.40% (as was … [Read the rest]

Vanguard ETFs Now Permanently Cheaper Than Admiral Shares (More Examples)

Updated with more examples. Up until recently, Vanguard has had a long history of keeping the expense ratios of their corresponding ETFs and Admiral Shares mutual funds the same. As of 2019, this is no longer the case. Inside a Vanguard notice, … [Read the rest]

Richard Feynman and Fighting Burnout With Curiosity

While going back through my Kindle highlights, I came across the autobiography of Richard P. Feynman, "Surely You're Joking, Mr. Feynman!": Adventures of a Curious Character. Feynman won the Nobel Prize in Physics in 1965 but was also something of … [Read the rest]