Interest rates are rising, which applies to credit card APRs as well. Why worry about which card earns the most points or airline miles when you are paying a whopping 20%+ interest in your balances?! One powerful strategy to get out of debt is to … [Read the rest]
Navy Federal Credit Union (NFCU) regularly offers a special balance transfer promotion every January that is available to both new and existing NFCU credit cardholders. This year it is 1.99% APR on balance transfers for 12 months with no balance … [Read the rest]
All info double-checked and updated for 2019. Since these are available every 12 months, it is a good idea to check these near or around the same time each year. A lot of companies make their money by collecting and selling data - your personal … [Read the rest]
Update: Rate increased 1/3/19. CIT Bank raised the rate on their Savings Builder account to 2.45% APY. That's a solid rate on liquid savings as long as you set up a $100 monthly auto-deposit so you have nothing to remember. Details and … [Read the rest]
Here's my final quarterly portfolio update for Q4 2018. This is how I track my real-world holdings, including 401k/403b/IRAs and taxable brokerage accounts but excluding our house, cash reserves, and a few side investments. The goal of this … [Read the rest]
Another one in the books! I don't track the market daily as I think the discussion is full of noise and after-the-fact justifications. I check my portfolio quarterly to see where to reinvest dividends. At the end of the year, I like to record … [Read the rest]
Last-minute reminder for 2018 Q4. If you haven't maxed out your 5% cash back, you could buy Costco/Sams gifts card with the Chase Freedom Visa and Amazon gift certificates with the Discover card before the end of the year. 1st Quarter 2019 … [Read the rest]
Update: As a New Year's promotion, HealthyWage is offering a $50 Prize Boost when I calculate my HealthyWage prize (no obligation to get quote). Expires 11:59pm on January 3rd, 2019. This can effectively double your net winnings! After … [Read the rest]
Holiday offer expires 11:59pm on January 1st, 2019. Mint Mobile is how I keep my cell phone costs low. They use the T-Mobile network, which means if you have a compatible phone switching just involves swapping in a new SIM card. Right now, Mint … [Read the rest]
Update: This offer is sold out/expired. I expect some sort of similar short-term deal to pop up again before April 15th. The benefit of “old-school” desktop tax software is that it doesn’t require your Social Security Number and financial details … [Read the rest]
I've been catching up on some memoirs and recently finished Wild by Cheryl Strayed. (I haven't seen the movie.) I mention it here because the author did a "Big Awesome Thing" in hiking the Pacific Crest Trail and I think achieving financial freedom … [Read the rest]
ETA (Executive Travel App) is an app that scans your calendar to automatically suggest travel options (hotels, flights, Uber) based on your calendar and personal travel preferences. They still have a new user offer of 3,000 United or American … [Read the rest]
The Best Credit Card Bonus Offers – December 2018
Big List of Free Credit Scores, No Trials or Credit Card Required
Best No Fee 0% APR Balance Transfer Offers
Save Hundreds with a MVNO Cellular Data Plan
How To Haggle Your Cable or Direct TV Bill
Our Home-Buying Journey: From Offers To Mortgages