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Costco New Membership Discount: $10/$20 Costco Cash Card

Here is a promotional Costco membership certificate for prospective new members. You buy a certificate for full price on the promotional page and then bring it in to Costco to activate your membership. I have done this promotion in the past. … [Read the rest]

Sam’s Club New Membership Deal for $35, Includes $35 in Gift Cards

Groupon has two new Sam's Club membership deals. The $35 option includes: One-year Sam’s Club membership ($45 value) Complimentary membership card for a spouse or other household member $10 gift card upfront, valid online or … [Read the rest]

Webull App: $0 Stock Trades, $0 Options Trading, 2 Free Shares Bonus

Updated March 2020. Webull is a brokerage app (PC and web version also available) that has unlimited free stock trades with no platform fees, free real-time quotes, and no minimum balance requirement. As of March 2020, it has now added $0 options … [Read the rest]

Which Asset Classes Offer True Diversification in Bear Markets?

During times of market volatility, people often start looking for other options. There is always a new "alternative" asset class being pitched that in theory both reduces the risk in your portfolio and increases returns. Longboard Funds looked at … [Read the rest]

Best Interest Rates on Cash – March 2020

The Federal Reserve just cut their target Fed Funds Rate by 0.50% in response to the market volatility brought on by the coronavirus. This will likely result in many rates drops this month for savings accounts and certificates across the board. … [Read the rest]

Simple Bank Bonus: $400 Bonus + 1.75% APY for $20,000 New Deposit

Bonus back again 3/3/20. Simple is one of many fintech startups adding fancy tech and smartphone app sprinkles to your vanilla checking account. They were acquired by the big European-based bank BBVA in 2014. They just updated their $200 and $400 … [Read the rest]

Marriott Bonvoy Boundless Credit Card Review: 75,000 Point Bonus

The Marriott Bonvoy Boundless credit card emerged after the merger of Starwood Preferred Guest and Marriott (formerly the Marriott Rewards Premier Plus card). This card offers unique perks for regular Marriott customers, and offers a 75,000 … [Read the rest]

Panera Bread: Unlimited Hot or Iced Coffee for $8.99 Per Month

Panera Bread has rolled out their MyPanera Coffee subscription nationwide, which includes unlimited coffee for $8.99 per month. Here are the details: Valid for any size cup of light roast, dark roast, hazelnut, decaf, iced coffee, or hot … [Read the rest]

Orion FCU Premium Checking Review: 3% APY (Up to $15k) w/ New Activity Requirements

(Update 3/1/19. Orion has announced another change to their high-interest checking account. Effective April 1, 2020, instead of 8 debit transactions per month, you must spend at least $500 on your Orion debit or credit card each month. All … [Read the rest]

CIBC Bank Agility Online Savings $200/400 Deposit Bonus

CIBC Bank USA has added a $200/$400 deposit bonus for new customers of their Agility online savings account. The bonus is on top of the interest rate, currently 1.85% APY (as of 3/1/20). $1,000 minimum to open. No monthly maintenance fees. … [Read the rest]

Coronavirus + Mortgage Rates at 8-Year Lows = Refinance Boom

Update March 2020: 30-year fixed rates on 3/4 were at 3.0%-3.25%. If you're looking for some good news to distract you right now, check out refinancing your mortgage. In November 2018, the average 30-year mortgage rate was nearly 5%. Right now, … [Read the rest]

Best 0% APR Balance Transfer Credit Cards – February 2020

I enjoy my credit card rewards, but carrying a balance at 15%+ interest is much more impactful on your finances! In fact, the WSJ reports that companies are charging higher interest rates because of their generous rewards programs. If you are … [Read the rest]