A common question about of the "4% rule" is, well, 4% of what? People like to anchor themselves to the all-time high value of their portfolio, but we can see from recent events that can be a shaky idea. I believe that you should always be … [Read the rest]
Here’s my 2025 Q1 income update as a companion post to my 2025 Q1 asset allocation & performance update. Even though I don't focus on high-dividend stocks, income-focused ETFs or high-yield bonds - I still track the income from my portfolio as an … [Read the rest]
I try to limit checking my portfolio to once a quarter, and this is my 2025 Q1 update that includes our combined 401k/403b/IRAs and taxable brokerage accounts but excluding our house and side portfolio of self-directed investments. Following the … [Read the rest]
Activation reminder for 2025 2nd Quarter. The credit cards below offer 5% cash back and up on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year … [Read the rest]
The Amtrak Guest Rewards Preferred Mastercard, issued by First National Bank of Omaha (FNBO), offers a variety of perks for Amtrak riders. It also currently has a 40,000 points limited-time offer that is worth up to roughly $1,000 value in Amtrak … [Read the rest]
In case you aren't aware that a huge profit source for every broker is your idle cash, Bloomberg reports that Fidelity and Schwab are blocking all new purchase trades of new money market ETFs (gift article) from Blackrock and Texas Capital. Here's … [Read the rest]
If you are a DIY investor (or professional financial planner) that is looking to geek out on the intricacies of the tax treatment for holding Treasury Inflation-Protected Securities (TIPS), check out the new paper Best Asset Location for a TIPS … [Read the rest]
My last update on the PeerStreet bankruptcy was about a year and a half ago. PeerStreet marketed high-interest investment loans backed by real estate in $1,000 fractional increments. A few days ago, I received a big, thick envelope with lots of … [Read the rest]
Updated with new offer. The Webull brokerage app is offering an updated ACAT Transfer bonus plus up to $100 in outgoing fee reimbursements on your first transfer of at least $5,000. This specific offer ends 4/6/25. The minimum hold period is 1 … [Read the rest]
American Express is celebrating their 175th birthday (!) with a "Member Week" from March 17-21. They are touting various special offers. I honestly don't know if they will be awesome or disappointing, but I figure that it's worth logging into your … [Read the rest]
Update: Helium Mobile just sent me an e-mail offering $50 in Cloud points (supposedly redeemable for gift cards to Airbnb, DoorDash, and Nike) for new customers if you open with the promo code GETLUCKY. Expires 11:59pm PT on March 18, 2025. Must be … [Read the rest]
Update 4/23: Looks like the party is winding down. Pepper no longer sells Amazon or Sam's Club gift cards when purchasing with credit cards. You can still redeem using points. 10X on Chipotle and DoorDash is all that remains. I would … [Read the rest]
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