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Causes of Wealth: Reality vs. News Coverage

Our World in Data has a very in-depth page on Causes of Death from around the world. Then they asked: Does the news reflect what we die from? What if they compared what we read in the news and the raw data? Here is a chart that compares actual … [Read the rest]

American Express Business Platinum Card: 100,000 Point Limited-Time Offer

Limited-time offer + new perks added. The Business Platinum® Card from American Express is the ultra-premium AmEx business card with a big annual fee and a very long list of perks, including the best airline lounge access program (Delta Sky Club + … [Read the rest]

Mint Mobile B3G3 Promo: 6 Months of Unlimited Talk, Text, 8 GB Data For $60 Total ($10 Per Month)

Offer end date announced to be Monday, September 9th. In my own phone, I use Mint Mobile to keep my cell phone costs low. They use the T-Mobile network, which means if you have a compatible phone switching just involves swapping in a new SIM card. … [Read the rest]

Walmart / Target Car Seat Trade-In Events: $30 Gift Card / 20% Off Discount

Got an old car seat that you don't use anymore? Need a bigger one? Both Walmart and Target are running car seat trade-in events this month in celebration of National Baby Safety Month. This is a good option for those with expired car seats (they … [Read the rest]

Bonus Delta SkyMiles for Washington State Residents

Back again for the 2019-2020 season. If you are a resident of Washington state and age 18+ (as indicated by your Skymiles account), you can register at www.12status.com and receive the following perks from Delta Airlines: 1 bonus mile for each … [Read the rest]

Best Interest Rates on Cash – September 2019

Here's my monthly roundup of the best interest rates on cash for September 2019, roughly sorted from shortest to longest maturities. I track these rates because I keep a full 12 months of expenses as a cash cushion and also invest in longer-term … [Read the rest]

Pioneer Woman & The Magic of Untreated Boredom

I hope that everyone had a boring Labor Day weekend! I say that because boredom is a magical thing, especially when left untreated with a computer/TV/smartphone screen. I had a lovely quiet afternoon where I sorted out a big box of old … [Read the rest]

Rewards Dining Programs and Avoiding Airline Miles Expiration Policies

Updated + United Airlines miles no longer expire. I don't fly as much anymore, and part of my routine to keep my various miles from expiring is to use dining rewards programs that give me miles for eating at participating restaurants. You link … [Read the rest]

Public App Review (Matador): Free Dollar-Based Stock Trades, 2.5% Interest, $20 Bonus

Ready for yet another stock trading app? This time it's called Public, formerly known as Matador (currently iOS only). What makes it unique is that it combines several different features that you might have seen separately elsewhere: Free … [Read the rest]

Inflation-Adjusted (Real) US Treasury Bond Yield, 1955-2019

I was looking for a historical chart of the 30-year US Treasury yield that adjusted for inflation, as the yields were much higher in the 1970s and 1980s but inflation was quite high as well. The closest I could find was this chart of the … [Read the rest]

Andrew Luck is Doing Early Retirement Perfectly

The big news in sports yesterday was the retirement of Andrew Luck from professional football at the age of 29. Here are two takes from The Ringer: Andrew Luck and the Afterburn of Early Retirement and Andrew Luck Gave Up Fame, Riches, and Football … [Read the rest]

The Other Side: Reasons Why You Might Not Want To Retire at 40

Previously, I wrote about how you might consider retiring earlier if you have adequate flexibility to decrease your spending temporarily and/or earning additional money. If you have early good luck with market returns, you will gain many more years … [Read the rest]