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The Lifestyle Secrets of Okinawan Centenarians

CNN has a new series called "Chasing Life with Dr. Sanjay Gupta", and its first episode examines the lifestyles of the impressive centenarians of Okinawa, Japan. Nearly two-thirds of the residents of Okinawa are still functioning independently … [Read the rest]

Buying The Haystack: Sleeping Well Because I’ll Own The Winners

Vanguard has a new research paper on How to increase the odds of owning the few stocks that drive returns [pdf], found via How Concentration Affects Portfolio Performance by Michael Batnick. Inside, there is a chart that sorts the individual … [Read the rest]

Schwab Commission-Free ETF List Review (Updated 2019)

ETFs are surpassing mutual funds as the standard building blocks of stock and bond portfolios. Here's a closer look at the latest updates to the Charles Schwab commission-free ETF list. While the commercials often focus on quantity instead of … [Read the rest]

Chase Freedom Unlimited Review – 3X Ultimate Rewards Points Per Dollar On Up To $20K In Spending During First Year

The Chase Freedom Unlimited Card is a no-annual-fee rewards card which earns a flat 1.5% cash back on all purchases (or a possibly more valuable 1.5 Ultimate Rewards points per dollar spent). This is a different card from the popular Chase Freedom, … [Read the rest]

Best Interest Rates on Cash – April 2019

Here's my monthly roundup of the best interest rates on cash for April 2019, roughly sorted from shortest to longest maturities. The big news is that we are starting to see some slight rate drops in CDs! Folks who locked in at 4% APY may end up … [Read the rest]

Barron’s Best Online Broker Rankings 2019

Each year, Barron's releases their list of top online brokers. I like read and share it, hoping to find deeper insights into industry trends and specific broker features. However, this year their 2019 rankings article is firmly behind a paywall. … [Read the rest]

US Household Spending Breakdown: Top 20% vs. Bottom 20%

Engaging Data has another neat visualization tool up, How do Americans Spend Money? US Household Spending Breakdown by Income Group, using household spending data from the US Bureau of Labor Statistics. Below is a screenshot of this interesting … [Read the rest]

Gold Delta SkyMiles American Express – 60,000 Miles + $50 Statement Credit Referral Offer

The Gold Delta SkyMiles American Express Credit Card has a limited-time offer if you are referred. Highlights: Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card within your first 3 months and a $50 statement credit … [Read the rest]

Schwab Intelligent Portfolios Premium Feature Review: $30 a Month For Unlimited CFP Access

Schwab has revamped their Intelligent Portfolios "robo-advisor" service, renaming the upper tier to Schwab Intelligent Portfolios Premium and adding an in-depth financial plan and unlimited advice from a Certified Financial Planner for an additional … [Read the rest]

Fidelity Commission-Free ETF List Review (Updated 2019)

ETFs are surpassing mutual funds as the standard building blocks of stock and bond portfolios. Therefore, I'm taking a closer look at the latest commission-free ETF lists from the major brokers. Unfortunately, the marketing often focuses on … [Read the rest]

The Most Common Sacrifices Investors Make to Reach Their Financial Goals

According to a Wells Fargo/Gallup survey of U.S. investors, 78% say they are at least fairly disciplined in reaching their financial goals. About 50% of investors say they will have to sacrifice a "fair amount" or "a lot" to reach their financial … [Read the rest]

10-Year vs. 3-Month Yield Inversions and Recessions: It’s Time Make a Plan

Last Friday, the yield on the 10-year US Treasury note was a tiny bit less than that of the 3-month US Treasury bill. This is known as a yield inversion, and depending on which article you read, this specific type of yield inversion (10-year minus … [Read the rest]