Big List of Bank / Credit Card Privacy Opt-Out Links

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. Thank you for your support.

If you have any sort of financial account, you’ve probably gotten one of these privacy forms in the mail:

optout_chase2

The information they are talking about can include:

  • Social Security number
  • How much you make (Income)
  • How much money you have (Balances)
  • What you buy (Transaction history)
  • How much you borrow (Credit and payment history)

The amount of sharing varies widely:

  • For our affiliates to market to you = We can share with companies who are under the same ownership or control.
  • For non-affiliates to market to you = We can sell your information to anyone! They don’t even have to be financially-related companies.

These companies lobbied heavily to make these forms work on an Opt-Out basis instead of Opt-In. That means that unless you tell them not to, they can share however they want. The fact that you are busy with your own life benefits them by default.

It is just so tempting to not bother, but if you can commit a chunk of time, I’ve tried to collect the information for most of the largest financial institutions below. That way, you can knock them all out at once, and hopefully be done for a few years at least. You’ll often need the bank account or credit card number to complete the form.

* If you are really short on time: At the time of writing here are the companies that share with non-affiliates: Ally, Capital One, Chase, Citibank (bank and credit cards), Discover, FIA Cardservices. Opt out of these first, if applicable.

Ally Financial

American Express

Bank of America

Barclaycard US

Capital One

Charles Schwab

Chase

Citibank (Bank Accounts)

Citi Credit Cards

Discover Card

FIA Cardservices

US Bank

Wells Fargo

  • Privacy Notice
  • Online: Log on to wellsfargo.com, and choose Change Privacy Preferences under the Account Services tab.
  • Phone: 1-888-528-8460
My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.



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Comments

  1. My biggest problem with these privacy notices is I can never remember if I’ve already opted out a particular account, and they don’t tell you. I wish they wouldn’t keep sending the notices after I’ve already opted out,

  2. Thank you for this comprehensive list. Wish Bureau of Consumer Protection does something about forcing these financial institutions to setup one online portal so we can Opt-Out. Better would be make it Opt-Out as default for everyone, but those choose to share their info can Opt-In.

  3. They probably sent your info out one second after opening your account. Opting out now is too late. That’s probably why they are ok with an opt-out policy.

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