Wells Fargo Platinum Visa® Card – 0% Intro APR for 18 Months, Cell Phone Protection, Free FICO Score

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The Wells Fargo Platinum Visa® Card is a credit card that is best for those looking to transfer in balances from another issuer. It also offers a unique cell phone protection benefit with a low deductible, as well as a free FICO score. Here are the highlights:

  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • No annual fee.

There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

Due to its longer 0% Intro APR period of 18 months and 120-day window to make transfers, I have added this card to my list of Best No Fee 0% APR Balance Transfer Offers. I would compare this card against those options.

My Money Blog has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.



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