So far we've looked into the stock/bond ratio and the domestic/international ratio. Instead of taking these total stock markets as whole, you can further subdivide them into "styles" or additional asset classes. Although these vary in specific … [Read the rest]
Choosing An Asset Allocation, Step 3: Considering The Diversification Benefit Of Small and Value Stocks
November 12, 2007 By 6 Comments
Last updated: January 17, 2008
Weekend Reading: From Taco Bell to Mortgages
November 11, 2007 By 15 Comments
Hazzard points out the story of a Taco Bell employee fired after 30 years of service, including two robberies and being shot once. Seems a bit like ageism to me. I see very little loyalty to companies these days... I wonder why? Madame X … [Read the rest]
Last updated: January 29, 2012
100 Examples and Ideas For Home-Based Businesses
November 10, 2007 By 6 Comments
The StartupNation Home-Based 100 is a list of the 100 "best" home-based business. More specifically, it's composed of ten Top-10 lists in these categories: Best Financial Performers, Most Innovative, Highest Vote Getters, Boomers Back In Business, … [Read the rest]
Last updated: February 9, 2017
How Do You Budget For Holiday Spending?
November 9, 2007 By 33 Comments
Heard on the radio yesterday: "Hey people, there's only 3 paychecks left until Christmas!" The Holidays are coming! Black Friday ads are already being leaked. The new mantra is "Why not just buy it now?" You hear a lot of scolding about all … [Read the rest]
Last updated: November 9, 2007
Washington Mutual Lowers Online Savings Rate To 4.75% APY
November 8, 2007 By 42 Comments
It had to happen eventually... WaMu appears to have lowered the interest rate on their online savings account from 5.0% to 4.75% APY: This brings them back in line with other online savings accounts, but I still enjoy having a local bank as … [Read the rest]
Last updated: October 30, 2008
Choosing An Asset Allocation, Step 2: Deciding On The Domestic/International Ratio
November 8, 2007 By 35 Comments
I don't know if this is the proper next step, but after deciding on a stock/bond ratio for myself, I want to think about the specific breakdown of stocks (equity). As mentioned when talking about investing in total markets, you could simply "own … [Read the rest]
Last updated: February 9, 2017
IRS: How Does Your Income Stack Up? What Portion of Taxes Do You Pay?
November 7, 2007 By 51 Comments
The IRS recently released the data from 2005 tax returns. Kiplinger has an article How Do You Rank as a Taxpayer? which digs into this new information: New data show that an income of $30,881 or more puts you in the top half of the class. … [Read the rest]
Last updated: February 9, 2017
Choosing An Asset Allocation, Step 1: Deciding On The Stocks/Bonds Ratio
November 6, 2007 By 34 Comments
Last time I did a really simplified overview of Modern Portfolio Theory. Much of the credit for this is due to a fellow name Harry Markowitz, who figured out that if you combine two assets with the same return that aren't perfectly correlated, this … [Read the rest]
Last updated: January 17, 2008
November 2007 Financial Status / Net Worth Update
November 5, 2007 By 31 Comments
About My Credit Card Debt If you're a newer reader, you may have some concerns about my high levels of credit card debt. I'm actually borrowing money for free at 0% interest, putting it in high yield savings accounts that earn me 5% interest or … [Read the rest]
Last updated: November 5, 2007
Rejected For Laser Eye Surgery: My Money-Saving Plan Foiled
November 4, 2007 By 34 Comments
My eyes are bad, they have been for a while. So bad, it turns out, that I can't have laser eye surgery. No LASIK, no PRK, no Custom LASIK, no acronyms at all! Anyways, this has foiled my possible money-savings plans, but I thought I'd share them … [Read the rest]
Last updated: November 4, 2007
$50 From Wells Fargo, 5.65% APY 4-Month CD
November 4, 2007 By 22 Comments
Wells Fargo Bank is offering a $50 bonus for opening a checking account with them. Note that they do perform a hard credit check. Their checking account rules vary by state, but I think most have one that is free with direct deposit. You can … [Read the rest]
Last updated: August 9, 2018
Weekend Roundup: Open Portfolios, New ETFs, Old Jobs, and More
November 3, 2007 By 3 Comments
As I catch up on my feed reader, here are some posts from other bloggers that I found interesting: The Digerati Lifeshares her latest portfolio update. I love open portfolios, I don't know why. Lazy Man has left his job, and his wife explains … [Read the rest]
Last updated: November 22, 2015
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