A few very forward-thinking readers have asked me about ways to help their kids or other young folks by giving them a Roth IRA. This seems like an awesome idea to grab them some tax-sheltered action. I've thought about this in passing, but never … [Read the rest]
Investment Gift Idea For Children: A Roth IRA?
November 25, 2007 By 22 Comments
Last updated: January 23, 2014
Happy Thanksgiving!
November 22, 2007 By 15 Comments
Thanksgiving rocks. I couldn't care less about the arguments about the true origins of this holiday, I just like how we celebrate it now. You actually try to use your kitchen and are suddenly okay with inviting strangers (okay, friends of friends … [Read the rest]
Last updated: November 22, 2007
UPromise Holiday Promotion: $25 Bonus With Purchase
November 20, 2007 By 21 Comments
UPromise is mainly a cash-back online shopping mall like eBates that deposits money into a 529 college savings fund. If you haven't opened an account already, now may be a good time to do so if you were planning to do some shopping at the stores … [Read the rest]
Last updated: April 10, 2013
Multiple Jobs? Don’t Overpay Social Security Tax
November 20, 2007 By 57 Comments
Remember when you got your first paycheck and wondered why it was so small? All 16-year-olds hate FICA. :) Even though it's not included when we talk about marginal tax rates, all employees have to pay 6.2% of their gross income to Social … [Read the rest]
Last updated: November 20, 2007
Free Book Giveaway: Your Money & Your Brain
November 18, 2007 By 341 Comments
I didn't want to clutter up my review post, but I did get this book free from a PR firm, and they were also generous enough to provide additional copies to give away to readers. So if you are interested in getting a free copy of Your Money and … [Read the rest]
Last updated: November 19, 2007
Your Money, Your Brain, and Your Happiness
November 18, 2007 By 26 Comments
In the book Your Money and Your Brain, author Jason Zweig explores neuroeconomics, which apparently is a mix of psychology, neuroscience, and economics. This book looked like it would be an easy read, but it turned out to be very densely packed … [Read the rest]
Last updated: April 25, 2019
TradeKing and Scottrade Promotion: Reimbursed Account Transfer Fees
November 17, 2007 By 21 Comments
Looks like TradeKing is trying to convert some customers from "one of the larger online brokers"... I wonder who they are talking about? From an e-mail today: Due to the effect the sub-prime mortgage fallout has had on one of the larger online … [Read the rest]
Last updated: December 29, 2014
Reader Question: Bear Market Worries, What About My Roth IRA?
November 16, 2007 By 41 Comments
Earlier this week I got a very good question from a reader: Last week I decided to take your advice and invest $4,000 in a Roth IRA. My Roth IRA holds only one fund: Vanguard Target Retirement 2050, which holds 90% stocks and 10% bonds. … [Read the rest]
Last updated: November 16, 2007
Pet Peeve: Direct Marketing Based On Guilt Or Power
November 15, 2007 By 55 Comments
You've probably heard of "direct marketing" products - like Avon cosmetics, Cutco knives, or Amway health supplements. At the most basic level, I don't mind any of these companies. If you have the desire to sell directly to individuals and work … [Read the rest]
Last updated: November 15, 2007
Is It Time To Get Rid Of My Old Car?
November 14, 2007 By 85 Comments
I like the idea of driving old cars into the ground, but sooner or later there must be a tipping point where the cost of upkeep outweighs the slow depreciation. I just can't tell if it's time yet. You always see a lot of used cars with ads like … [Read the rest]
Last updated: November 14, 2007
Choosing An Asset Allocation, Step 3: Considering The Diversification Benefit Of Small and Value Stocks
November 12, 2007 By 6 Comments
So far we've looked into the stock/bond ratio and the domestic/international ratio. Instead of taking these total stock markets as whole, you can further subdivide them into "styles" or additional asset classes. Although these vary in specific … [Read the rest]
Last updated: January 17, 2008
Weekend Reading: From Taco Bell to Mortgages
November 11, 2007 By 15 Comments
Hazzard points out the story of a Taco Bell employee fired after 30 years of service, including two robberies and being shot once. Seems a bit like ageism to me. I see very little loyalty to companies these days... I wonder why? Madame X … [Read the rest]
Last updated: January 29, 2012
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