Updated. I've gotten a few tax-filing questions regarding P2P lenders Prosper Lending and Lending Club. For tax year 2013, LendingClub provided individual investors extra guidance with their Tax Guide for Retail Investors [pdf]. Using this … [Read the rest]
According to an informal 2012 poll, 86% of blog readers prepared their own taxes using software with a breakdown of 60% TurboTax, 21% TaxACT, and 16% H&R Block at Home. This nearly matches the findings of analytics firm Comscore, which found that … [Read the rest]
After posting the 1-year update (Part 1, Part 2) of my Beat-The-Market experiment back on November, I got bored. I had started with $10,000 split evenly between Prosper Lending and Lending Club, but although this alternative asset class had … [Read the rest]
Updated. In my post Roth IRA Contribution vs. Emergency Fund Savings, I suggested that people should just fund their Roth IRAs first over an Emergency Fund. Why? If you contribute $5,000 in a Roth IRA, you can take out $5,000 later with no tax or … [Read the rest]
Online stock brokerage firm OptionsHouse has a promotion where new customers* can get a free iPad Mini (16gb WiFi model w/ Retina display, $399 value) if you satisfy the following requirements: $10,000 minimum funding required Must fund within … [Read the rest]
Presidents Day Weekend Special. Get $10 off a Groupon of $40 or more (Local deals only) with promo code 10OFF40LOCAL. Valid 2/15 through 2/17 at 11:59pm PST. … [Read the rest]
Presidents Day Weekend Special. Get 20% off at LivingSocial.com with promo code 2014PRESDAY. Valid 2/15 through 2/17 at 11:59pm PST. Good for purchases of any amount, but maximum discount is $20. Savings will be reflected on the final purchase … [Read the rest]
Square, known for helping people accept credit cards with smartphones, has expanded another feature called Square Cash. Yes, it's yet another attempt at simplifying person-to-person payments, but this time all you need is e-mail and a debit card … [Read the rest]
When learning about investing, it is good to remember that nearly all the "commonly accepted advice" out there is based on at most 100 years of historical returns. Meanwhile, many of us still have 50 or more years ahead of us. Is that enough … [Read the rest]
Just saw this today while filling up at a Chevron. Discover cardholders can get 5% cashback at Chevron and Texaco gas stations from now until March 31st, 2014. Subject to a cap of $250 in purchases. Must sign up first by going to … [Read the rest]
Tonight, I got several email confirmations for separate €25 Paypal payments to "Skype Communications Sarl". Thing is, I haven't used Skype in years. At first I thought it was just another phishing attempt. But the domain on the e-mail checked … [Read the rest]
I saw that a book called The Science of Getting Rich was temporarily free at the Amazon Kindle store, so I checked it out as with most financially-related titles. Surprisingly, it had over 300 reviews with a 4.3/5 star rating, quite rare for a free … [Read the rest]
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