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Reader Question: Should I Buy Savings Bonds in September/October 2021 or November 2021?

Here's a timely reader question about Series I Bonds. It's a good question because I predict that Series I Bonds will be soon getting even more media attention soon due to an even higher inflation-linked rate. Would it be best to wait till … [Read the rest]

The Gift by Edith Eger: Combat Victimhood. Be Ready For Change. Forgive. Take The Risk.

Edith Eger was only a teenager when she and her family were sent to Auschwitz. She never saw her father and mother again. While she showed amazing mental strength to survive those horrors, it took her decades more before should could fully process … [Read the rest]

Don’t Die With Zero: Money Still Buys Better Experiences When You’re Old

The idea of "consumption smoothing" tries to balance how our income changes over time with our spending needs. In theory, it may be ideal to go into debt when you are really young, save heavily when you are middle-aged, and spend it down when you … [Read the rest]

U.S. Bank Cash+ Plus Visa Signature Card Review – Choose Your 5% Cash Back Categories + $200 Bonus

New $200 welcome bonus. Here is a lesser-known card in the world of 5% cash back credit cards. The U.S. Bank Cash+ Visa Signature card actually lets you choose and change the categories in which you can earn 5% and 2% cash back. Here are the … [Read the rest]

PFS Buyers Club: New US Mint Coin Deal on 9/13 ($100+ Net Profit, September 2021)

Another new coin deal on Monday, September 13th, 2021. PFS Buyers Club has another coin deal on a limited-edition American Eagle 2021 One Ounce Silver Reverse Proof Two-Coin Set Designer Edition. They will pay you a guaranteed fixed profit of … [Read the rest]

John Paulson: Best Way For Average Person To Invest $100,000 Today?

Bloomberg has an interview transcript with investor John Paulson, and it has the catchy headline Billionaire Paulson Who Shorted Subprime Calls Crypto ‘Worthless’ Bubble. He does say that, but the interview also includes some insights on many other … [Read the rest]

CVS: $20 off $20+ In-Store Purchase with Paypal or Venmo App

Update: This offer has expired due to too many uses. Sorry! Here is an offer for $20 off a single $20+ purchase at CVS stores, promoting the touchfree "scan to pay" feature of PayPal and Venmo apps. Open up your PayPal or Venmo app and look for … [Read the rest]

House Downpayments and Low Interest Rates: Keep Your Eye on the Prize

My neighbors put up their house for sale a couple weeks ago. A single open house, what felt like over 100 private showings, and in escrow within a week. So when I read this WSJ article Where to Stash Your Down Payment if You Didn’t Buy a House This … [Read the rest]

Best Interest Rates on Cash – September 2021 Update

via GIPHY Here's my monthly roundup of the best interest rates on cash as of September 2021, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities to earn 2% APY and higher while still keeping your principal … [Read the rest]

State Farm Homeowner Policyholders: Free Ting Electrical Fire Sensor + $1,000 Repair Credit

If you have State Farm homeowner's insurance, check to see if you are eligible for a free Ting smart sensor that monitors your home’s electrical wiring for faults that can lead to fires. Three years of Ting service is included, which includes a … [Read the rest]

45 Years of the Vanguard S&P 500 Index Fund: The Power of Low Costs

Just over 45 years ago on August 31st, 1976, the late Jack Bogle started the first index mutual fund at Vanguard. It nearly didn't get off the ground, garnering only 7% of the initial funding goal - it wasn't even enough to buy shares of all the … [Read the rest]

American Express Membership Rewards: Airline and Hotel Points Transfer Bonuses, Up to 40%

If you have collected a nice stash of Membership Rewards (MR) points from American Express, you may want to log into your account and check out the many new transfer bonuses available to their airline and hotel partners. Waiting for one of these … [Read the rest]