Capital One credit cardholders can get 6 months of free access to 100+ museums worldwide via The Cultivist (valid for cardholder & up to three guests). Visit thecultivist.com/capitalone and input the 16 digits of your eligible Capital One credit … [Read the rest]
Capital One Cardholders: Free Global Museum Tickets via The Cultivist
Bank of America Free Museum Tickets Nationwide 2022 Dates
The next eligible Museums on Us weekend is August 6th & 7th. Bank of America is running their Museums on Us program again for 2022, which offers debit and credit cardholders free admission to 225+ museums, science centers, and botanical gardens … [Read the rest]
Improving Your Everyday Negotiating Skills (Never Split The Difference Book Notes)
Initially, I viewed Never Split the Difference: Negotiating As If Your Life Depended On It by Chris Voss as a tactical financial book for specific situations: buying a car, negotiating a salary, buying a home, renegotiating rent, or any number of … [Read the rest]
US Bank $400 New Checking Account Bonus
US Bank has a $400 new checking promotion when you open a new Platinum, Gold or Easy U.S. Bank checking account with $25 minimum and complete the following: Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your … [Read the rest]
S&P 500 Bear Market Time to Recovery? Average vs. Worst-Case Scenario
How long will this bear market last? What is the longest that the S&P 500 index number we always see on TV (which doesn't include dividends) stayed below its initial value? Here is an interesting chart "Probability of a lower S&P 500 by number of … [Read the rest]
Reader Question: Buying Individual Corporate Bonds on Secondary Market At 6% APY?
Here's a good question from reader Elizabeth in response to yesterday's post about buying Treasury bonds on the open secondary market: One thing I’m interested in is on that same table you shared - Corporate bonds rated BBB are around 6% for 5 … [Read the rest]
[Step-by-Step Guide] How To Buy Treasury Bonds on Secondary Market From Fidelity Brokerage
Here is quick walkthrough from buying a (roughly) 1-year Treasury bond on the secondary market via my Fidelity brokerage account. Please note that I am not a professional bond trader nor a tax professional, and I won't be able to cover every … [Read the rest]
Fidelity Youth Brokerage Account: Free $50 for Teens (13-17yo, No Deposit Required)
Fidelity Investments has a new $50 promotion for their Youth account for teens (aged 13-17). Parents must have their own open Fidelity account before opening a Youth account. After you open a new Youth Account and your teen downloads the Fidelity … [Read the rest]
Treasury Bond vs. Bank CD Rates: Adjusting For State and Local Income Taxes
If you are an individual investor that usually buys bank certificates of deposit, right now you may want to compare against a US Treasury bond of similar maturity. Treasury bond rates are traded constantly, but this Vanguard brokered CD page can … [Read the rest]
Sam’s Club New Membership Deal: $25 + $25 Off 1st Purchase of $25+
Groupon has brought back their Sam's Club membership deals, which come around a few times per year and offers a deeply-discounted membership. There are two options. The $25 option includes: 12-month Sam’s Club membership (retail … [Read the rest]
MMB Portfolio 2022 2nd Quarter Update: Dividend & Interest Income
via GIPHY Here’s my quarterly update on the income produced by my Humble Portfolio (2022 Q2). I track the income produced as an alternative metric for performance. The total income goes up much more gradually and consistently than the number … [Read the rest]
Amazon Prime Day 2022: 20% Off Gift Cards, Amazon Gift Card Promo, Apple, Bose, 23andMe, Free Grubhub+, Pay w/ Points Promos
Prime Day is live! Amazon Prime Day 2022 is now live: July 12th and 13th (Tuesday and Wednesday). Here are some of the better deals and other low-hanging fruit (and thus offset a chunk of that membership fee). Otherwise, I check on the things I … [Read the rest]