Andrews FCU is celebrating their 75th anniversary with a special 7.5 month certificate at a very competitive 5.75% APY. $1,000 minimum opening deposit, $250,000 maximum. Limit one certificate per membership. Early withdrawal penalty is 90 days … [Read the rest]
Andrews FCU 7.5-Month Certificate at 5.75% APY
Posted on June 4, 2023 // 5 Comments
Last updated: June 4, 2023
Target: Buy $100 in Choice Gift Cards, Get $10 Target Gift Card
Posted on June 4, 2023 // Leave a Comment
Target is running a promotion where if you get a $10 Target GiftCard with $100 "Choice" gift card purchase, in-store or online. Promo ends June 10th. I'm guessing this is related to Father's Day. (The Mother's Day promo was better, what's up?!) … [Read the rest]
Last updated: August 17, 2023
The Power (and Limitations) of Buy & Hold “Do Nothing” Portfolios
Posted on June 1, 2023 // 2 Comments
Morningstar has been running an interesting series of articles on "Do Nothing" portfolios where they take the idea of "Buy and Hold" to the extreme. When you buy and hold a traditional index fund, the holdings still change over time. New … [Read the rest]
Last updated: June 2, 2023
Why a Your Portfolio Should Contain (At Least Some) International Stocks
Posted on May 31, 2023 // 2 Comments
If you own a target retirement fund, you probably own a decent chunk of international stocks. However, these days it's harder to find people telling you to own international stocks when you build your own portfolio, mostly because of the … [Read the rest]
Last updated: May 31, 2023
SaveBetter No-Penalty CD Review: How To Cancel No-Penalty CDs
Posted on May 25, 2023 // Leave a Comment
No-Penalty CDs try to offer the best of both worlds - the liquidity of a savings account, and the higher fixed interest rate of a term CD. If rates go up, you can still move to the new higher rate. If rates drop, you are covered because the … [Read the rest]
Last updated: May 25, 2023
AllAmerica and Redneck Bank: 4.40% APY Money Market (up to $100k), 4.65% APY Rewards Checking (up to $15k)
Posted on May 23, 2023 // 6 Comments
Update 10/14/24: Rates dropped to 4.40% APY on up to $100,000 for Mega Money Market and 4.65% APY on up to $15,000 for Rewards Checking (debit card usage and other requirements apply). Details below. Update 7/9/24: Rates dropped to 4.75% APY … [Read the rest]
Last updated: October 15, 2024
List of 529 Day (5/29) College Savings Plan Promotions 2023
Posted on May 22, 2023 // 9 Comments
Updated for 2023. 5/29 is "National 529 College Savings Plan Day" and every year a few state plan offer promotions and/or giveaways. Most offers end by May 31st. Some offers require in-state residency, but some don't. 529 plans can now also … [Read the rest]
Last updated: May 30, 2023
How to Choose Your Career: Venn Diagram
Posted on May 18, 2023 // Leave a Comment
Despite my great affinity for Venn diagrams, I don't recall seeing this one about how to choose a career by engineer/comedian Don McMillan. I found the routine through a random YouTube video … [Read the rest]
Last updated: May 18, 2023
Keep Airline Miles and Hotel Points Active With Short Paid Surveys
Posted on May 18, 2023 // 5 Comments
Worried about keeping all your airline miles and hotel points active? Another trick to keep in your toolbox is that many loyalty programs have a partner survey company that can be a relatively easy way to earn a few miles and extend any impending … [Read the rest]
Last updated: May 18, 2023
Reader Questions: Worried About Debt Limit? Worried About Smaller Banks?
Posted on May 16, 2023 // 5 Comments
I'm probably dating myself using the image above. How old do you have to be to remember when MAD magazine was popular? In retrospect, the magazine served a very important purpose, which was basically to show kids the many tricks out there and how … [Read the rest]
Last updated: May 17, 2023
Do US Stock Dividends Grow Faster Than Inflation? (1927-2021)
Posted on May 12, 2023 // 3 Comments
The hard problem of retirement planning continues to be how to turn a pile of assets (like in a 401k plan) into the maximum reliable income stream for decades without running out of money. Historically, companies that pay a high-yet-reliable … [Read the rest]
Last updated: May 12, 2023
2023 Berkshire Hathaway Annual Shareholder Meeting Video, Transcript, and Notes
Posted on May 11, 2023 // 2 Comments
The 2023 Berkshire Hathaway Annual Shareholder Meeting occurred on May, 6 2023, and while there are articles offering highlights (including this one), it's never the same feeling as watching/listening to the actual thing. I always find a few things … [Read the rest]
Last updated: May 11, 2023
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