Fidelity Investments: $150 Holiday New Account Offer

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Offer increased for limited-time. Fidelity Investments is offering a simple improved $150 bonus for opening a Fidelity taxable brokerage account, Cash Management Account, Roth IRA, or traditional IRA. This limited-time offer ends 12/2; the previous offer was for $100.

Open with the promo code FIDELITY150 and deposit $50 or more within 15 days after opening your account. Fidelity will give you a $100 bonus within 25 days after opening your account. You must then maintain the bonus award (minus any losses related to trading or market volatility, or margin debit balances) in the account for at least 90 days from the date on which the bonus award is credited to the account.

Per the fine print, this is available to both new and existing customers who haven’t taken advantage of this offer before (emphasis mine):

This offer is valid for new or existing Fidelity Brokerage Services LLC (“Fidelity”) customers who open through the following link and fund a new, eligible Fidelity account with a minimum of $50 on or after 11/17/2022 and have not otherwise previously taken advantage of Fidelity’s $50 for $100 cash offer. Offer is limited to one bonus award per individual.

You should receive a confirmation email:

As a confirmation of your registration, an email will be sent to the email address you provided during the account opening process after the eligible account has been established in good order.

Right now, I don’t know of any alternative Fidelity bonuses for transferring over new account assets from another broker.

This is a relatively simple and straightforward bonus, and I have found that Fidelity is a nice mix of a traditional brokerage trying to add on modern elements (sometimes successfully, sometimes not). They have solid customer service and a good feature set. I would personally much rather trade stocks at Fidelity than deal with Robinhood customer service, for example. Their fintech efforts are still working out the kinks, based on my experiences with their Bloom app (and I think they own Plynk too).

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  1. Thanks, Jonathan! Simple setup with Fidelity and I agree – customer service with them is great.

  2. Just signed up, thank you!

  3. Michael Anderson says

    Your final comment about Vanguard touched a nerve. I have been with them for over 20 years, but over the last couple of years have experienced problems with their customer service. Their current trading “app” is quite bad and seems designed to drive retail customers away. I’d be interested in hearing about your recent experiences.

    • Vanguard has publicly acknowledged their customer service issues, but all I see is that they are still spending tons of money on marketing and not enough on training their staff. It is clear to me that Vanguard is focused on growth, even if at the expense of customer service. Their expense ratios are still low, but I fear that the loss of a owner/shareholder-first mindset is irreversible.

      I have done semi-complex actions (trusts, solo 401k, rollovers, etc) and Fidelity has always answered the phone with a knowledgeable human. Vanguard has had longer delays getting back to me, higher staff turnover, and errors in execution. Not bad people, just inexperienced and/or not well-trained.

      Fidelity is a privately-owned company, I believe still concentrated in the Johnson family, which I feel allows them to have a longer-term outlook. This may be the next best option if Vanguard keeps going downhill. I’m a little surprised that Fidelity’s lack of ETF vision hasn’t made their platform worse, but they seem to be still a nice, reliable place to hold your assets.

  4. Does anyone know how to do this when you already have the fidelity account? I don’t see an option for logging in and adding the promo.

  5. I’m trying to figure out how they can gift you money into an IRA??? Plus they say if you max your contribution, they won’t do it, so I guess contribute no more than $5900 and wait?

    • My understanding is that they are not allowed to help you exceed the contribution limits. Your plan of contribution no more than $5,900 (I’d just do $1,000 or something) and then waiting seems like the best idea.

  6. Will there be a hard inquiry on my credit report if I open an account?

    • No. You are not opening up a new credit card, loan, nor trade line. This is just a brokerage or retirement account.

  7. Jonathan, how long did it take you to get the bonus? It has been over a month and I still have not received mine.

    • UPDATE: my missing $100 reward (from Oct. 30) was resolved today 12/20/21 because I picked up the phone and actually spoke to someone. He researched the issue and explained there was no reason beyond a technical glitch, that my $100 reward was not processed weeks ago. So he was able to get the credit approved and issued on the spot! Lesson learned: sometimes it is best to simply pick up the phone.

  8. I’ve been waiting since Oct. 31. As of Dec. 1st, received 3 written confirmations that I qualified. Also sent 2 emails to my Fidelity advisor. As of Dec. 20 – still NOTHING. What in the world is going on there????

  9. After meeting the requirements, can the account be closed, say in 6 months or so, if it is not necessary?

  10. Did this earlier with the same promotion, and it was easy-peasy

  11. Is Promo code (Fidelity100) only good once? Or could you open more accounts using same offer code as long as they were new and eligible?

  12. Can confirm, have an existing Fidelity account but could open a new one with $50 and received an email that the promotion is valid for me

  13. My understanding it doesn’t work for Grandchild’s (under 18) custodial account?

  14. I opened up an account for the bonus but don’t plan to add more money. Is it best to leave the $50 in the sweep account or put it in a money market account for the 90 days?

  15. so as an existing Fidelity customer, I opened a new cash management account with the promo code imbedded. Account created no problem. When I click within new account to “add funds” or use the email to do the Welcome List of things to do, I select on my attached bank account as the funding source. Then click on accounts to transfer to and my new cash management account is not listed to fund. Anyone know how to fix this besides calling in.

  16. Anna,

    That did the trick. Thank you very much.


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