Capital One is running a $350 bonus for new 360 Checking accountholders. There was a similar $400 bonus back in 2020, but this is still a relatively good bonus. Note that if you have or had an open checking account of any type from then on or … [Read the rest]
Capital One 360 Checking $350 Bonus w/ Direct Deposit
August 8, 2023 By 3 Comments
Last updated: August 8, 2023
Best Interest Rates on Cash – August 2023
August 7, 2023 By 1 Comment
Here's my monthly roundup of the best interest rates on cash as of August 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]
Last updated: August 7, 2023
Essentialism Book: More By Doing Less
August 7, 2023 By 4 Comments
If I were to summarize the book Essentialism: The Disciplined Pursuit of Less by Greg McKeown, I would simply put up the graphic (from the book) above. We all have finite energy. Nobody can "have it all". You need take the time to explore and … [Read the rest]
Last updated: August 7, 2023
Facebook User Privacy Class Action Settlement (File a Claim Soon)
August 2, 2023 By 1 Comment
Facebook has another class action settlement, this one for $725 million and different from the last $90 million one. Lots of people will be eligible: If you were a Facebook user in the United States between May 24, 2007, and December 22, 2022, … [Read the rest]
Last updated: August 2, 2023
William Bernstein Interview #2: No Individual Stocks, Improved Safe Withdrawal Rate Outlook
July 30, 2023 By Leave a Comment
Dr. William Bernstein is continuing his press tour for the second edition of his classic investing book The Four Pillars of Investing, and I found myself listening/reading to another podcast from The Meb Faber Show: Bill Bernstein on Financial … [Read the rest]
Last updated: July 30, 2023
CIT Bank Review: Platinum Savings 5.00% APY, 11-Month No Penalty CD 3.50% APY
July 27, 2023 By 49 Comments
Platinum Savings now at 5.00% APY. CIT Bank (not to be confused with Citi Bank) is an online-only bank that I keep open and going back to due to their multi-year history of competitive rates. They have a checking account, but their specialty is a … [Read the rest]
Last updated: May 5, 2024
Fundrise vs. Vanguard Real Estate ETF REIT Review 2023 (Final Update and Cashout!)
July 26, 2023 By 40 Comments
Final update July 2023, with full cashout. It has now been nearly 6 years for my experiment comparing a Fundrise Real Estate portfolio and the Vanguard Real Estate ETF. In Fundrise, we have a start-up with "crowdfunding" beginnings that offers … [Read the rest]
Last updated: July 26, 2023
Apple News+ 4-Month Free Trial: WSJ, Businessweek, WaPo, Barron’s
July 26, 2023 By 3 Comments
If you read a lot of finance articles online, you're probably as tired as I am of running into paywalls. Even though I already pay for subscriptions to the New York Times, Wall Street Journal, and Bloomberg Businessweek (paper magazine!), I'm still … [Read the rest]
Last updated: July 25, 2023
Megabus $1 Fare Sale
July 23, 2023 By Leave a Comment
Megabus now runs intercity bus service to over 500 cities all across the US (also runs in UK and Canada). Right now, you get can $1 fares with their "Christmas in July" sale (Via The Gate, see tweet below). The schedule is now out through … [Read the rest]
Last updated: July 24, 2023
Milli Savings Account Review: 5.25% APY (App Only)
July 20, 2023 By 20 Comments
Milli is a new app-only savings account that is backed by the FDIC insurance of First National Bank of Omaha (FNBO). iOS and Android apps available. They came out of the gates at 5.00% APY but recently raised to 5.25% APY. Here are the … [Read the rest]
Last updated: July 21, 2023
Why Vanguard Money Market Funds Are Still The Best
July 20, 2023 By 20 Comments
The term "Vanguard effect" was coined due to the observation that after Vanguard enters an asset class with its low expense ratios, competitors are usually forced to follow and lower their expense ratios as well. However, one area where this … [Read the rest]
Last updated: July 20, 2023
Bill Bernstein Interview: New Edition of The Four Pillars of Investing Book
July 18, 2023 By Leave a Comment
"The Long View" by Mornginstar is an excellent podcast for DIY investors with a long-term perspective. Their recent episode Bill Bernstein: Revisiting ‘The Four Pillars of Investing’ had on Dr. Bernstein to help promote his newly-updated The Four … [Read the rest]
Last updated: July 18, 2023
The Best Credit Card Bonus Offers – May 2024
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - May 2024
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)