Here are some easy promotional offers from credit cards that have helped me save for an early retirement! I regularly supplement my income and boost my savings rate by taking care of my credit and only applying for the most lucrative offers, like the ones below. Earlier I earned more than $2,500 in rewards. Updated as of APRIL 2016.
80,000 Bonus Points worth Multiple Hotel Stays
The Marriott Rewards Premier Credit Card is currently offering 80,000 bonus points after spending just $3,000 in the first 3 months of Card ownership. Unlike other cards on this list, you’re not going to want to convert those points to gift cards, because you’ll lose a lot in translation. Marriott rewards points are best used to stay at Marriott hotels, and 80,000 points is good enough for a one night stay at any Ritz Carlton hotel in the WORLD. If one night of luxury isn’t your thing, you can use the 80,000 points to stay at a Category 1 for over a week!
In addition to the 80,000 bonus points, new cardmembers also receive a free night’s stay at any category 1-5 hotel on the account anniversary date (annually) plus another 7,5000 bonus points for adding an authorized user (that makes a purchase in the first three months). That means a lot of free nights; which is quite the sign-up reward these days. There is an $85 annual fee.
70,000 Bonus Points worth 5+ Free Nights
The Chase IHG® Rewards Club Select Credit Card is now offering a 70,000 point bonus after spending $2,000 in the first four months of card ownership. I spend a few nights every year at the Holiday Inn Express near my parents house when my family goes to visit so this card has come in very handy for me. New cardholders will also earn a free nights stay each anniversary year, good at over 4,900 locations. Five points are earned per dollar spent at IHG locations, two points are earned per dollar spent at gas stations, grocery stores and restaurants and one point per dollar spent is earned at all other locations. The Chase IHG® Rewards Club Select Credit Card has a $49 annual fee; which is kindly waived for all first year cardholders.
Earn 50,000 Bonus Points, Worth $625 in Travel Rewards
The Chase Sapphire Preferred® Card is a rewards credit card offering new cardholders 50,000 bonus points after you spend $4,000 in purchases within the first 3 months. This is quite a good deal, as 50,000 points can be redeemed for $625 in travel when you redeem through Chase Ultimate Rewards. Earn 5,000 additional bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. No annual fee for the first year, $95 in future years. They also now offer 2 points per dollar spent on dining at restaurants, airfare, hotels, car rentals and other travel expenses, as well as 1 point per dollar spent on all other purchases.
Earn 40,000 Bonus Points, Worth Multiple Free Nights!
The Citi® Hilton HHonors™ Visa Signature® is now offering a bonus of 40,000 Hilton HHonors bonus points after making $1,000 in purchases within the first 4 months of account opening. Cardholders will also earn 6 points per dollar spent at Hilton Hotels, 3 points per dollar spent at supermarkets, drugstores and gas stations and 2 points per dollar spent everywhere else.
All of the benefits enjoyed by HHonors Silver status members will be included and perhaps best of all, there is no annual fee attached.
60,000 Points Worth $600 Cash, $750 in Airfare
Here’s another bonus worth $500+ for all you freelancers, consultants, and small business owners out there (even if you don’t even know it). The Ink Plus® Business Card is offering 60,000 bonus points after spending $5,000 in the first 3 months your account is open. $95 annual fee, NOT waived for all first year cardholders. Also earn 5 points for every dollar on everyday business expenses on up to $50,000 in purchases.
Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. Why? Because any individual can be a business as well. The business type is called a sole proprietorship.
- Open an Ink Plus® Business Card
Citi ThankYou Premier Card
Brand new, the Citi ThankYou Premier Card is currently offering 40,000 bonus ThankYou points to new customers when they spend $3,000 in the first three months of card ownership.
ThankYou points don’t translate into your usual 100 points = $1, but when you redeem for gift cards … it does. There is also a 25% bonus when you redeem your points for travel, thus 40,000 bonus points can turn into $500 in rewards. Triple points on airfare and travel, double points on restaurants and entertainment and single points on everything else, the Citi ThankYou Premier Card has a $95 annual fee; waived for the first year.
- Open a Citi ThankYou Premier Card
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