$500+ Bonus Credit Card Promotions of 2013


Here are some easy promotional offers from credit cards that have helped me save for an early retirement! :) I regularly supplement my income and boost my savings rate by taking care of my credit and only applying for the most lucrative offers, like the ones below. Last year I earned more than $2,500 in rewards. Updated as of May 2013.

50,000 Points Worth $500 Cash, $625 in Airfare

Here’s another bonus worth $500+ for all you freelancers, consultants, and small business owners out there (even if you don’t even know it). The Ink Bold® Business Card is offering 50,000 bonus points after spending $5,000 in the first 3 months your account is open. There is no annual fee for the first year, $95 after that. Also earn 5 points for every dollar on everyday business expenses on up to $50,000 in purchases.

Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. Why? Because any individual can be a business as well. The business type is called a sole proprietorship.

Earn 40,000 Bonus Points, Worth $500 in Travel Rewards

The Chase Sapphire Preferred(SM) Card is a rewards credit card offering new cardholders 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. This is quite a good deal, as 40,000 points can be redeemed for two airplane tickets worth up to $250 each (you can buy a more expensive ticket and simply pay the difference). No annual fee for the first year, $95 in future years. They also now offer 2 points per dollar spent on dining, airfare, hotels, car rentals and other travel expenses, as well as 1 point per dollar spent on all other purchases.

(This card is the “big brother” of the regular Chase Sapphire(SM) Card, where you can get 10,000 points after you spend $500 in purchases within the first 3 months, and there is no annual fee in the first year or subsequent years.)

Two Free Weekend Nights at Hilton Hotels

The Citi® Hilton HHonorsTM Reserve Card is a brand new card offering two free nights at category 1-7 Hilton Hotels after the cardholders spends $2,500 in the first four months. Depending on which hotel you select, this could be a pretty hefty reward and also included is up to 10 bonus HHonors points for every dollar spent when you stay at Hilton Hotels (including booking).  The Citi Hilton HHonors Reserve Card doesn’t charge foreign transaction fees and every year you renew, you earn a free weekend night stay certificate.  The annual fee for owning this card is $95.

$250 in Amazon.com Gift Certificates, 25,000 Bonus Points, or Free Hotel Nights

Starwood Guest AMEX CardThe Starwood Preferred Guest® Credit Card from American Express is currently giving out up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership, that’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel. You can also earn up to 5 Starpoints for each dollar of eligible purchases at participating SPG hotels and resorts – that’s 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases.

Free Hotel Nights: redeem Starpoints at over 1,100 hotels in over 100 countries worldwide — with no blackout dates. Free Flights: redeem Starpoints on over 350 airlines with SPG Flights — with no blackout dates. Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines. No limits on the number of Starpoints you can earn and a $0 introductory annual fee for the first year, then $65. Terms and Restrictions apply.

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By Jonathan Ping

early retirement status indicator