$500+ Bonus Credit Card Promotions of 2015

Here are some easy promotional offers from credit cards that have helped me save for an early retirement! :) I regularly supplement my income and boost my savings rate by taking care of my credit and only applying for the most lucrative offers, like the ones below. Earlier I earned more than $2,500 in rewards. Updated as of JULY 2015.

Earn 40,000 Bonus Points, Worth $500 in Travel Rewards

Chase Sapphire Preferred ImageThe Chase Sapphire Preferred® Card is a rewards credit card offering new cardholders 40,000 bonus points after you spend $4,000 in purchases within the first 3 months. This is quite a good deal, as 40,000 points can be redeemed for $500 in travel when you redeem through Chase Ultimate Rewards. Earn 5,000 additional bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. No annual fee for the first year, $95 in future years. They also now offer 2 points per dollar spent on dining at restaurants, airfare, hotels, car rentals and other travel expenses, as well as 1 point per dollar spent on all other purchases.

(This card is the “big brother” of the regular Chase Sapphire® card, where you can get 10,000 points after you spend $500 in purchases within the first 3 months, and an additional 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. There is no annual fee in the first year or subsequent years.)

50,000 Points Worth $500 Cash, $625 in Airfare

Chase Ink Plus Card ArtHere’s another bonus worth $500+ for all you freelancers, consultants, and small business owners out there (even if you don’t even know it). The Ink Plus® Business Card is offering 50,000 bonus points after spending $5,000 in the first 3 months your account is open. $95 annual fee, waived for all first year cardholders. Also earn 5 points for every dollar on everyday business expenses on up to $50,000 in purchases.

Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. Why? Because any individual can be a business as well. The business type is called a sole proprietorship.

80,000 Bonus Points worth Multiple Hotel Stays (Up to 12 Free Nights)

Marriott Rewards® Premier Credit CardThe Marriott Rewards Premier Credit Card is currently offering 80,000 bonus points after spending just $3,000 in the first 3 months of Card ownership.  Unlike other cards on this list, you’re not going to want to convert those points to gift cards, because you’ll lose a lot in translation.  Marriott rewards points are best used to stay at Marriott hotels, and 80,000 points is good enough for a one night stay at any Ritz Carlton hotel in the WORLD.  If one night of luxury isn’t your thing, you can use the 80,000 points to stay at a Category 1 hotel for over a week!

In addition to the 80,000 bonus points, new cardmembers also receive a free night’s stay at any category 1-5 hotel.  That means up to 12 free nights; which is quite the sign-up reward these days.  There is an $85 annual fee.

Citi ThankYou Premier Card

Citi ThankYou Premier Card ArtBrand new, the Citi ThankYou Premier Card is currently offering 50,000 bonus ThankYou points to new customers when they spend $3,000 in the first three months of card ownership.

ThankYou points don’t translate into your usual 100 points = $1, but when you redeem for gift cards … it does.  There is also a 25% bonus when you redeem your points for travel, thus 50,000 bonus points can turn into $625 in rewards.  Triple points on airfare and travel, double points on restaurants and entertainment and single points on everything else, the Citi ThankYou Premier Card has a $95 annual fee; waived for the first year.