Here are some easy promotional offers from credit cards that have helped me save for an early retirement! I regularly supplement my income and boost my savings rate by taking care of my credit and only applying for the most lucrative offers, like the ones below. Last year I earned more than $2,500 in rewards. Updated as of March 2014.
Earn 40,000 Bonus Points, Worth $500 in Travel Rewards
The Chase Sapphire Preferred® is a rewards credit card offering new cardholders 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. This is quite a good deal, as 40,000 points can be redeemed for $500 in travel when you redeem through Chase Ultimate Rewards. Earn 5,000 additional bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. No annual fee for the first year, $95 in future years. They also now offer 2 points per dollar spent on dining at restaurants, airfare, hotels, car rentals and other travel expenses, as well as 1 point per dollar spent on all other purchases.
(This card is the “big brother” of the regular Chase Sapphire® Card, where you can get 10,000 points after you spend $500 in purchases within the first 3 months, and there is no annual fee in the first year or subsequent years.)
50,000 Points Worth $500 Cash, $625 in Airfare
Here’s another bonus worth $500+ for all you freelancers, consultants, and small business owners out there (even if you don’t even know it). The Ink Bold® Business Charge Card is offering 50,000 bonus points after spending $5,000 in the first 3 months your account is open. There is no annual fee for the first year, $95 after that. Also earn 5 points for every dollar on everyday business expenses on up to $50,000 in purchases.
Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. Why? Because any individual can be a business as well. The business type is called a sole proprietorship.
Citi ThankYou Premier Card
Brand new, the Citi ThankYou Premier Card is currently offering 50,000 bonus ThankYou points to new customers. The bonus comes in two parts; the first (20,000 ThankYou points) when you sign up and spend $2,000 in the first three months of card ownership. The second (30,000 ThankYou points) when you spend $3,000 in the first three months of your second year of card ownership. The idea behind this from the point of view of Citi is to keep you using your ThankYou Premier Card.
ThankYou points don’t translate into your usual 100 points = $1, but when you redeem for gift cards … it does. There is also a 25% bonus when you redeem your points for travel, thus 50,000 bonus points can turn into $625 in rewards. Triple points on restaurants and entertainment, double points on airfare and single points on everything else, the Citi ThankYou Premier Card has a $125 annual fee; waived for the first year.
- Open a Citi ThankYou Premier Card account
Two Free Weekend Nights at Hilton Hotels
The Citi® Hilton HHonorsTM Reserve Card is a brand new card offering two free nights at category 1-7 Hilton Hotels after the cardholders spends $2,500 in the first four months. Depending on which hotel you select, this could be a pretty hefty reward and also included is up to 10 bonus HHonors points for every dollar spent when you stay at Hilton Hotels (including booking). The Citi Hilton HHonors Reserve Card doesn’t charge foreign transaction fees and every year you renew, you earn a free weekend night stay certificate. The annual fee for owning this card is $95.
- Open up a Citi® Hilton HHonorsTM Reserve Card account
$250 in Amazon.com Gift Certificates, 25,000 Bonus Points, or Free Hotel Nights
The Starwood Preferred Guest® Credit Card from American Express is currently giving out up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership, that’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel. You can also earn up to 5 Starpoints for each dollar of eligible purchases at participating SPG hotels and resorts – that’s 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases.
Free Hotel Nights: redeem Starpoints at over 1,100 hotels in over 100 countries worldwide — with no blackout dates. Free Flights: redeem Starpoints on over 350 airlines with SPG Flights — with no blackout dates. Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines. No limits on the number of Starpoints you can earn and a $0 introductory annual fee for the first year, then $65. Terms and Restrictions apply.
- Open up a Starwood Preferred Guest® Credit Card from American Express account
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