Get $100 Bonuses From Credit Card Promotions

Here are some great promotional offers from credit cards that have helped me save for an early retirement by paying for a lot of my usual expenses! The savings goes straight into my Roth IRA or savings account.

Free $100 Amazon.com Gift Certificate
The American Express Starwood Preferred Guest Card is currently giving out 10,000 Starwood points for signing up and making any purchase. That’s enough for a $100 Gift Card to Amazon.com, Gap, Nordstrom, Banana Republic, and more. Not only do you get the bonus, but this card is one of my favorite rewards cards.

10,000 points are also good for up to 3 free nights at Starwood hotels like Four Points Sheraton. If you like airline miles, you can get 1.25 frequent flier miles per point, 25% more than other airline-specific cards. This card is great for people who like to travel and make the most of their existing frequent flier miles, and can be very useful for getting miles for many different airlines like Delta, American, and more. Click here for details.

Finally, if you spend $15,000 within the first six months, you get another 15,000 bonus Starpoints on top of the 15,000 earned normally. So all in all you’d get 40,000 Starpoints = 50,000 frequent flyer miles = 2 free roundtrip tickets! More info here.

There is also the AmEx Starwood Business Card, which is offering an additional 10,000 free points. If you applied for both, you’d get 20,000 Starwood points, which is equal to 25,000 airline miles (a free ticket!) at Alaska, American, Delta, Northwest, US Airways, and other airlines.

Free $100 Home Depot Gift Card or 10,000 miles
The American Express Preferred Rewards Gold Card is giving out 10,000 Membership Rewards points after your first purchase on their card. Via the Membership Rewards program, you can swap this for a $100 gift card at various places like Gap and Home Depot, or 10,000 miles on a bunch of airlines. The annual fee is waived for the first year.

Free $100 Bonus + 0% APR for 12 Months

The Discover Business Card is offering a $100 Cashback Bonus when you make $1000 in purchases within 3 months after your account is opened. You can get 5% back on office supplies, 2% on gas, up to 1% on all other purchases. On top of that, it has 0% APR for 12 months for both purchases and balance transfers for 12 months. Since the purchases are also at 0%, there is no hurry to pay that initial $1,000 off. For balance transfers, there is 3% fee for each balance transfer, with a minimum of $5 and a maximum of $75.

As with all these business cards, individuals can apply as sole proprietors by simply using their name as the business name. You just need to put your Social Security number as requested, and leave the Federal Tax ID blank for this application (it will use your SSN). More details here.