Here are some easy promotional offers from credit cards that have helped me save for an early retirement! I regularly supplement my income and boost my savings rate by taking care of my credit and only applying for the most lucrative offers, like the ones below. Earlier I earned more than $2,500 in rewards. Updated as of JULY 2015.
Earn 40,000 Bonus Points, Worth $500 in Travel Rewards
The Chase Sapphire Preferred® Card is a rewards credit card offering new cardholders 40,000 bonus points after you spend $4,000 in purchases within the first 3 months. This is quite a good deal, as 40,000 points can be redeemed for $500 in travel when you redeem through Chase Ultimate Rewards. Earn 5,000 additional bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. No annual fee for the first year, $95 in future years. They also now offer 2 points per dollar spent on dining at restaurants, airfare, hotels, car rentals and other travel expenses, as well as 1 point per dollar spent on all other purchases.
(This card is the “big brother” of the regular Chase Sapphire® card, where you can get 10,000 points after you spend $500 in purchases within the first 3 months, and an additional 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. There is no annual fee in the first year or subsequent years.)
Earn 75,000 Bonus Points, Worth 5+ Free Nights!
The Citi Hilton HHonors™ Visa Signature® Card is now offering a limited time bonus of 75,000 Hilton HHonors bonus points after making $2,000 in purchases within the first 3 months of account opening. Cardholders will also earn 6 points per dollar spent at Hilton Hotels, 3 points per dollar spent at supermarkets, drugstores and gas stations and 2 points per dollar spent everywhere else.
All of the benefits enjoyed by HHonors Silver status members will be included and perhaps best of all, there is no annual fee attached. While we have no finite end date, this is a very limited time offer on the Citi Hilton HHonors Visa Signature Card, so act quickly.
Earn 75,000 Bonus Points, Worth $500+ in Travel Rewards
The Citi / AAdvantage® Executive World Elite™ MasterCard® is another big bonus card from Citi offering 75,000 AAdvantage bonus miles after making $7,500 in purchases in the first three months of account opening. That’s a big number for most, so make sure you can hit it before you apply.
Many many other bonuses also offered for new cardholders, including Admirals Club membership, 10,000 Elite Qualifying Miles from American Airlines after spending $40,000 each calendar year, up to a $100 statement credit every 5 years as reimbursement for your application fee for Global Entry or TSA Pre-Check, first checked bag free on all American domestic flights AND 2 AAdvantage miles for every $1 spent on AA or US Airways purchases and 1 AAdvantage mile for every $1 spent on everything else.
Watch out though, if you’re not flying enough to enjoy the perks, the $450 annual fee won’t be worth it.
50,000 Points Worth $500 Cash, $625 in Airfare
Here’s another bonus worth $500+ for all you freelancers, consultants, and small business owners out there (even if you don’t even know it). The Ink Plus® Business Card is offering 50,000 bonus points after spending $5,000 in the first 3 months your account is open. $95 annual fee, waived for all first year cardholders. Also earn 5 points for every dollar on everyday business expenses on up to $50,000 in purchases.
Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. Why? Because any individual can be a business as well. The business type is called a sole proprietorship.
80,000 Bonus Points worth Multiple Hotel Stays (Up to 12 Free Nights)
The Marriott Rewards Premier Credit Card is currently offering 80,000 bonus points after spending just $3,000 in the first 3 months of Card ownership. Unlike other cards on this list, you’re not going to want to convert those points to gift cards, because you’ll lose a lot in translation. Marriott rewards points are best used to stay at Marriott hotels, and 80,000 points is good enough for a one night stay at any Ritz Carlton hotel in the WORLD. If one night of luxury isn’t your thing, you can use the 80,000 points to stay at a Category 1 hotel for over a week!
In addition to the 80,000 bonus points, new cardmembers also receive a free night’s stay at any category 1-5 hotel. That means up to 12 free nights; which is quite the sign-up reward these days. There is an $85 annual fee.
Citi ThankYou Premier Card
Brand new, the Citi ThankYou Premier Card is currently offering 50,000 bonus ThankYou points to new customers when they spend $3,000 in the first three months of card ownership.
ThankYou points don’t translate into your usual 100 points = $1, but when you redeem for gift cards … it does. There is also a 25% bonus when you redeem your points for travel, thus 50,000 bonus points can turn into $625 in rewards. Triple points on airfare and travel, double points on restaurants and entertainment and single points on everything else, the Citi ThankYou Premier Card has a $95 annual fee; waived for the first year.
- Open a Citi ThankYou Premier Card