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10 Free eBooks For World Book Day

Amazon is celebrating World Book Day 2020 by giving away 9 free Kindle books from around the world covering a variety of genres, from contemporary fiction to true crime to a children's book. "Buy" them for free by Friday 4/24 and you can own them … [Read the rest]

Why You (Still) Shouldn’t Bet on Higher Oil Prices Using the USO ETF

Updated for crazy 2020. The big news yesterday was that one measure of crude oil prices actually went negative, because futures were coming due and nobody had any place to store the oil upon delivery. Why did this happen? Part of the reason is … [Read the rest]

The Subtle Art of Caring About Fewer, Better Things (Book Notes)

With it's loud title and bright orange cover, this book has been on the "recommended" list of my Audible and Kindle pages several times. However, when something tries so hard to get my attention, I instinctually tend to ignore it. I'm glad that I … [Read the rest]

Official IRS Tool to Check Status of Stimulus Check

The IRS has released an official tool to check the status of your stimulus check, otherwise known as Economic Impact Payment / Coronavirus Tax Relief. It seems like you can also add your bank account information for direct deposit if they don't … [Read the rest]

Couch Potato Portfolios: Simple, Cheap, and Diversified Still Works

Scott Burns of the Dallas News is known for his "Couch Potato Portfolios". These are literally the simplest, laziest, easiest portfolios that you will ever see. The Basic Couch Potato Portfolio is 50% Total US Stock and 50% Total US Bond … [Read the rest]

Free HBO: 500 Hours Free To Stream During April 2020

For the month of April, HBO is making 500 hours of programming available to stream for free (without ads) for a limited time on HBO Now and HBO Go services without a subscription. You can download the HBO Go or HBO Now apps for iOS and Android, and … [Read the rest]

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review

Updated. The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a solid business travel card from Citi and American Airlines. They have recently boosted their sign-up bonus with a limited-time offer. I am still busy accumulating … [Read the rest]

CIT Bank Savings Builder $300 Deposit Bonus (EXPIRED)

(NOTE: This promotion is expired. Please visit this page for current CIT Bank products and rates.) Expired info for historical reference purposes: CIT Bank still has their Savings Builder Account deposit bonus. The bonus has increased to up … [Read the rest]

My Unconventional Best Work-From-Home Gear Guide (What’s Yours?)

I'm quite familiar with working from home in my tiny 78 sq. ft. "office", but after looking at some online WFH gear guides recently, it's all about standing desks, latest laptop models, and USB hubs. Eh? My desk is a basic folding table and my … [Read the rest]

Bank of America Paycheck Protection Program (PPP) List of Required Documentation

As a follow-up to my initial post on the Paycheck Protection Program (PPP), there has been a some speculation as to the specific documentation required to prove your eligibility and payroll numbers. Each lender may have some discretion as to … [Read the rest]

US Stocks vs. International Stocks vs. US Bond Index Returns Since 2000

If you can take it, here is some more humbling food for thought. Here is a comparison of the growth of $10,000 invested in either the Total US stock, Total International Stock, or Total US bond index fund from the beginning of this century … [Read the rest]

Paycheck Protection Program (PPP): Forgivable SBA Loans For 2.5x Monthly Payroll

If you are a small business impacted by COVID-19, including self-employed and independent contractors, you have hopefully been following the developments of the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan Emergency Advance … [Read the rest]