Like many folks, I left college with a negative net worth due to $30,000 in student loans. After reading through several articles about changes in the Education Department regarding student loans, I think the overall takeaway is that if you've had … [Read the rest]
I initially stopped reading the NY Times bestseller Digital Minimalism: Choosing a Focused Life in a Noisy World by Cal Newport midway through because it seemed to target a problem that I did not have - I don't spend much time on social media and … [Read the rest]
Check again to see if targeted for latest promo. If you have a Citi credit card that earns ThankYou points, you can redeem them to buy eligible items at Amazon.com. The redemption rate is 1 ThankYou points = 0.8 cents to spend at Amazon, which may … [Read the rest]
Check again to see if targeted for newest discount. If you have Ultimate Rewards points from Chase credit cards, you can use them to buy eligible items at Amazon.com. The redemption rate is 1 Ultimate Rewards points = 1 cent at Amazon, which is … [Read the rest]
American Express is offering all their cardholders a free 6-month subscription to MyPanera+. You must redeem via that link and sign into your AmEx account. Many of us have had MyPanera free trials before, but hopefully this can land us another 6 … [Read the rest]
via GIPHY Here's my monthly roundup of the best interest rates on cash as of November 2021, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities earning more than most "high-yield" savings accounts and money … [Read the rest]
The Synchrony Premier World Mastercard is a rewards credit card that earns 2% cash back on every purchase with no annual fee. There are no rotating categories, activation deadlines, no earning caps, or miles/points to redeem. It was previously … [Read the rest]
Listening to the old Berkshire Hathaway shareholder meetings in podcast format is a form of treasure hunting. Much of it is familiar and repetitive, but every so often there is a little bit that is new. This week's tiny gold nugget is that … [Read the rest]
November 2021 rate confirmed at 7.12%. The variable inflation-indexed rate for I bonds bought from November 1, 2021 through April 30th, 2022 will indeed be 7.12% as predicted. Every single I bond will earn this rate eventually for 6 months, depending … [Read the rest]
Investment research firm Morningstar has released their annual 529 College Savings Plans gold/silver/bronze medalist ratings for 2021. While the full ratings and plan analysis for every individual plan are restricted to paid premium members, the … [Read the rest]
It's been a while since I've redeemed any airline miles or hotel points, so I'm excited to start doing so again. We still had thousands of dollars in airline credit balances from early 2020, and I just booked a flight and two hotel nights in … [Read the rest]
(Update February 2022: BlockFi now pays 8.75% APY on stablecoin balances up to $20,000 (USDC, GUSD, USDT) and 4.5% APY on up to 0.10 BTC.) BlockFi is a cryptocurrency platform that both pays high interest on crypto deposits (including stablecoins) … [Read the rest]
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