Amazon: Pay with Chase Ultimate Rewards Points, Get Up to 50% Off (Targeted)

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Check again to see if targeted for newest discount. If you have Ultimate Rewards points from Chase credit cards, you can use them to buy eligible items at The redemption rate is 1 Ultimate Rewards points = 1 cent at Amazon, which is the same rate as their statement credit redemptions. However, here are targeted promotions where you can save money after redeeming just 1 single MR point (a penny’s worth). (To see the link, you may need to visit this page on the internet if viewing this via e-mail or RSS.)

  • Get 50% off (max discount $15), valid on items shipped and sold by Amazon. Must redeem at least 1 Chase Ultimate Rewards point. You may be eligible even if you’ve done similar promos before.

Here are some additional tips:

  • If you haven’t linked yet, you can link your Ultimate Rewards points balance to your Amazon account here.
  • If you have already linked your cards and aren’t targeted, you may consider removing your Chase card from your account completely, and then linking it again after a day, and then checking the offer page(s) again after another day.
  • Items must be marked as both sold AND shipped by
  • Be sure to select your Chase credit card as your payment method and redeem at least 1 point or $0.01 in value of Ultimate Rewards points.
  • Savings should be reflected on the final order checkout page, before you commit to purchase.

Keep in mind that you have options to earn 25% more value (1.25 cents per Ultimate Rewards point) from travel redemptions via the Chase portal and the Pay Yourself Bank tools if you have the Chase Sapphire Preferred, and 50% more value (1.5 cents per UR point) with the Chase Sapphire Reserve. You can transfer over any UR points earned elsewhere from the Chase Freedom and Chase Freedom Unlimited. You may get even better value by converting them to frequent flier miles like United Airlines or hotel points like Hyatt.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

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  1. EastsideBrad says


    Great tip. This worked for me as well. Thanks for saving me a few bucks!

  2. Thank you Jonathan! I ordered today from Amazon and will get the 10% back, thanks to your post. I had forgotten to set up my Chase Freedom cash back for the quarter because I was using Discover for my Amazon purchases. But Discover is only a 5% cash back.

    Setting up the Ultimate Rewards link was very easy too — the offer popped up in a dialogue box when I used my Chase Freedom card. BUT, when I tried to use the Ultimate Rewards points, there was a glitch at Amazon, — something about “not able to process now.” Just wanted to let you know.

    The best part about all this is that it prompted me to get my final Christmas gift purchased — for the 15 year old boy in my life. DONE!

    I’ll share this with my readers too — very helpful.

  3. Does this work with Chase Freedom along with Ultimate Rewards

  4. I tried this the last time it went public and it didn’t work and even contacted customer service and was told they shut it down. I tried again tonight and it errors out with my Chase Freedom and my Chase Ink. I may have to unlink them from amazon pay with points and start fresh.

  5. Is this deal per card or per Amazon account? Thank you.

  6. Couldn’t get the $10 first time bonus to work with my Chase Freedom either. When I check out, I am missing the option shown in Jonathan’s screenshot to “Apply Rewards Points” even though it’s a Chase Freedom that should be eligible. Oh well, at least I get the 10%!

    Thanks again Jonathan for keeping me up to date with the stuff all these years. Have a happy winter!

    • It worked fine for me with Chase Freedom. Be sure to link your Chase Freedom card first, not as a payment method but specifically for the purpose of “Paying With Points”. Click on the “Get Started” link on this page

      Happy Holidays Dan!

      • Thanks again Jonathan. I now realize the reason it wasn’t appearing for me, shamefully user error. 😛 I had emptied out my cashback just two weeks ago, so my rewards balance is currently $0. Next statement isn’t until Jan 2, so I guess I’m missing this offer.

  7. Just used this on a Christmas tablet purchase, worked like a charm. $10 off and 10% back. Very cool, thanks!

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