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Budget Results for October

Here are our results our Target Budget Areas for October: Overall, a solid showing. Most importantly, we had minimal miscellaneous expenses, which includes stuff like clothing, household things, pet care, travel, medical - all those little … [Read the rest]

Treasury Bill and Bank Interest Rate Comparisons

I was bored, so I did some comparison of T-Bill rates vs. equivalent bank rates and actual bank account rates for various combinations of Federal and State tax brackets. Yes, I'm weird. As expected, if you don't pay state or local taxes, T-Bills … [Read the rest]

Free Frequent Flyer Miles

Time for more Bored Money... Although frequent flyer miles are getting watered down by the second, they are still worth something if you fly as much as me. And if they are free, why not get them? Whenever I have some free time I stop over to Gary … [Read the rest]

4-Week T-Bill Purchased: Very Easy

So I the $1,000 28-day T-Bill that I scheduled for purchase last week was issued today without a hitch. I knew the rate was 3.885% (exempt from state and local income taxes), as the auction was on Tuesday and announced on their Recent T-Bill Auction … [Read the rest]

Washington Mutual Drops Free ATM Access

For me, the only reason I knew Washington Mutual existed was because they offered free ATM access with no fees on their end. According to this recent Reuters article (via Fatwallet), as of November 17th that will be no more. Bummer. An … [Read the rest]

Our Online Business: Product Prototypes

Almost a month ago I was brainstorming ideas for an online business that my wife and I could start together. Well, since then we've both been otherwise distracted and haven't made much progress. It seems we just don't have the time to do it all … [Read the rest]

November 2005 Financial Status / Net Worth Update

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Carnival of Debt Reduction #8

Welcome to the 8th edition of the Carnival of Debt Reduction, which is a weekly smorgasborg of the best debt reduction articles as submitted from bloggers. While I don't talk about debt reduction very much, I would suggest that they key is first to … [Read the rest]

Why I Don’t Trust PayPal

Back when I was a new eBay Powerseller, I loved PayPal. People paid me instantly, and I didn't have to run to the bank to deposit checks and wait until they cleared. Of course some people had problems, but I figured they were probably doing some … [Read the rest]

Don’t Forget Your Local Credit Union

I know a lot of people who use local credit unions not only because they have reasonable prices, but they like the personalized customer service and small bank feel. Me, I've been pretty happy with my local Bank of America branch, it fulfills all my … [Read the rest]

$50 Opening Bonus, E*Trade Money Market, 4.10% APY For 3 Months

(Oops, gotta read that fine print. Their regular 3.25% APY is only good for balances over $100k. Bummer, I might have kept it open after the bonus period, but 0.3% stinks.) Just got this offer in the mail. Go here for the offer details. You get … [Read the rest]

Where the !%^@ Is My Money??

First of all, thanks to the participants in my $10 Emigrant Direct Opening Bonus for not sending me any e-mails like the title of this post. It has been about 45 days since I started it, and I know some of you have finished opening your account … [Read the rest]