My Money Blog

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Holiday Gifts – Shop With Your Brain, Not Your Wallet

Posted on November 17, 2005 // 9 Comments

Black Friday is only a week from today, so it's just about time spend spend spend on gifts. And while some frugal sites may suggest things like making things like a gift basket of cookies or handmade candles, my friends already think I'm cheap … [Read the rest]

Last updated: August 5, 2006

$100 Gift Cards for Citi Professional Card and AT&T Universal Card

Posted on November 16, 2005 // 40 Comments

I just came across some tasty cards that are currently offering $100 gift cards for opening! Citi Professional MasterCard - 10,000 Thank You Points after your first $250 in purchases, which is the same as a $100 gift card at various places like … [Read the rest]

Last updated: January 28, 2013

Automatically Reinvesting Treasury Bills: Easy

Posted on November 16, 2005 // 20 Comments

It turns out automatically reinvesting Treasury Bills upon maturity is pretty straightforward, according to this TreasuryDirect link. I must say, there is a lot of information on all those government sites, but they sure make it hard to find … [Read the rest]

Last updated: August 5, 2006

What Makes Up Your FICO Score?

Posted on November 15, 2005 // 4 Comments

I just stumbled upon this article at Bankrate.com titled 'How credit scores work'. It seems a little old, but it's new to me. The credit score powerhouse Fair Isaac (think FICO), is interviewed in the article, so that gives it some credibility. … [Read the rest]

Last updated: August 5, 2006

T-Bill Ladder Halfway Done, Treasury Auction Results Out

Posted on November 15, 2005 // 13 Comments

Thanks to reader Brent who reminded me that the new Treasury Bill auction results are out today. The 4-week, 13-week, and 26-week are paying 3.997%, 4.004%, and 4.345% respectively. This bodes very well for the 4-week T-Bill ladder I am currently … [Read the rest]

Last updated: April 29, 2014

Book Review: eBay Millionare: Titanium PowerSeller Secrets

Posted on November 14, 2005 // 7 Comments

Like I've mentioned, I'm a bit weary of personal finance/retirement books at the moment, and more in the business ideas mood. So when I came across this book I had to read it. Titled The eBay Millionare: Titanium PowerSeller Secrets for Building a … [Read the rest]

Last updated: August 5, 2006

Cheap Prepaid Cell Phone Service – STi Mobile

Posted on November 14, 2005 // 24 Comments

Many people want a cell phone for occasional use but most prepaid plans, although the per-minute charges are low, make you recharge every 30 or 60 days otherwise you lose your service and/or your phone number. In the end, this means you're often … [Read the rest]

Last updated: October 6, 2011

Carnival Time!

Posted on November 14, 2005 // 1 Comment

This week's Carnival of Debt Reduction is up at FrugalForLife. Has anyone out there ever gotten one of those little red rings around a 2-liter bottle? I swear they just pay 1 family to walk around with that huge stuffed animal so we all think the … [Read the rest]

Last updated: December 5, 2011

Maybe It’s Genetic?

Posted on November 13, 2005 // 9 Comments

My parents do not know this blog exists. If they did, they'd probably yell at me for sharing all this financial information with the entire world. I mean, some guy in Estonia knows much I spent on groceries last month. But, when talking to my … [Read the rest]

Last updated: March 13, 2014

Holding Off On Credit Cards… For Now

Posted on November 13, 2005 // 8 Comments

With all these higher interest rate opportunities like T-Bills ans SavingsBonds, I've been itching to apply for another of my favorite 0% balance transfer offers after recently paying off one of my current ones, but I've decided to wait at least … [Read the rest]

Last updated: March 13, 2014

How To Predict T-Bill Rates?

Posted on November 13, 2005 // Leave a Comment

A commenter asked how do you predict rates for T-Bills, which I have been buying. I have no idea. I've never even taken Econ 101. I did a search and found this [pdf] article titled 'Using Federal Funds Futures Rates to Predict Federal Reserve … [Read the rest]

Last updated: August 5, 2006