The general consensus behind target-date retirement funds is often "They're okay... but here's something better!". Any all-in-one product will be imperfect. But I still like them on the whole and have written previously about how Vanguard's … [Read the rest]
Our partner Citi has launched yet another new card, AT&T Access More MasterCard® from Citi. This AT&T co-branded card obviously targets a niche, but read on if you will be in the market for a new GSM phone in the next year ($650 is the full … [Read the rest]
I'm still trying my best to cook at home at least 5 times a week, mostly avoiding the pitfalls in my cooking at home flowchart. We make pizza at least once every other week, as it tastes better than anything from the frozen aisle and is very … [Read the rest]
In the current environment of historically-high US stock valuations and historically-low interest rates, there is a lot of discussion about what investors should expect in regards to future returns. Predictions are a dime a dozen, but some are … [Read the rest]
After I took out roughly $7,500 out of my P2P lending experiment, I started looking for another place to put my money at risk. :) I decided on trying out real-estate crowdfunding, which tries to make real estate investing (either through equity or … [Read the rest]
New inflation numbers were just announced, which allows us to make an early estimate of May 2015 savings bond rates before their official semi-annual announcement. This also allows us the opportunity to know exactly what a April 2015 savings bond … [Read the rest]
Navy Federal Credit Union has solid bank and loan products, including checking accounts with ATM rebates, competitive mortgage rates, and limited-time 0% balance transfer promotions. Membership eligibility for NavyFed is primarily restricted to … [Read the rest]
Thinking about investing in P2P loans? Even though I still believe that decent returns are possible, I think it is important to have realistic expectations. I've given out the following warnings since they started: You won't get the stated … [Read the rest]
In November 2012, I invested $10,000 into person-to-person loans split evenly between Prosper Lending and Lending Club, both out of curiosity and for a chance at higher returns from a new asset class. After diligently reinvesting my earned interest … [Read the rest]
Our family keeps a year's worth of expenses (not income) put aside in cash reserves; it provides financial insurance with the side benefits of lower stress and less concern about stock market gyrations. In my opinion, emergency funds can actually … [Read the rest]
Updated with new coupon. As a homeowner, unfortunately there's always a use for these... Lowe's has a new $10 off $50 coupon available to everyone if you sign up for their promotional e-mails. You can use a secondary e-mail or simply unsubscribe … [Read the rest]
Automated portfolio managers like Wealthfront will set you up with a diversified mix of index funds and manage it for you for a small fee. I'm an investing geek, so I always lean towards keeping the small fee and manage things myself. But an … [Read the rest]
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