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Spare5 App Review: Earn Less Than Minimum Wage In Your Spare Time

Find yourself bored on this holiday break? Spare5 is a new entrant in the world of "earn money in your spare time". You sign up and do short tasks on either their smartphone app or desktop web browser. They pay cash via PayPal weekly or donate … [Read the rest]

ETF Tax-Loss Harvesting: 70% Overlap Rule of Thumb for Substantially Identical

Tax-loss harvesting (TLH) is a common practice used to improve after-tax returns by realizing losses to either offset realized capital gains or to defer capital gains into the future. Many robo-advisors including Betterment and Wealthfront offer … [Read the rest]

Happy Holidays from My Money Blog

Earlier this month, we welcomed a third wonderful child into our family. (Yes, I know, the picture on the sidebar is really old...) We are truly blessed. I am also grateful for many other things, including your continued readership. While … [Read the rest]

Year-End Portfolio Rebalancing: Impact on Returns vs. Risk

As we close in on the end of the year, it is a good time to take stock of your investment portfolio. If you haven't already, you should consider rebalancing your portfolio back towards your target asset allocation. Overall, this means selling … [Read the rest]

Free Gillette Razor With Picture Upload

Here's a throwback to when free razor samples were everywhere - Gillette is running a Welcome Back promotion where if you share your story about how you tried Harry's, Dollar Share Club, or another razor brand and want to come back to Gillette, … [Read the rest]

Andrews Federal Credit Union Application and Account Opening Review

I keep a portion of my cash reserves in certificates of deposit. I decided to open a share certificate from Andrews Federal Credit Union during their 2016 Holiday Promotion. The review information below should apply to anyone trying to open any … [Read the rest]

Netflix: Download Movies and Shows for Offline Viewing

I just saw that Netflix now allows an offline download option for many of their shows and videos (and not just Netflix-only shows). You will need iOS 8.0 or later, Android 4.4.2 or later, and the latest version of the Netflix iOS or Netflix Android … [Read the rest]

Credit Karma Tax 2019: $0 Federal and $0 State Tax Filing w/ No Last-Minute Charges

Tax season is officially here and the IRS is accepting E-files. For you early birds, Credit Karma Tax is now on its 4th year of offering 100% free Federal AND State tax preparation software with free e-File and no income restrictions. You can have … [Read the rest]

Amazon Store Card Review: 5% Back on Amazon Purchases with Prime

A few readers have asked my opinions of the Amazon Store Card, a retail card issued by Synchrony Bank. You can only use it to buy things at Amazon.com - note the lack of a logo from Visa, Mastercard, Discover, or American Express. This is a … [Read the rest]

ThanksAgain: 200 Bonus Points Promo Link, Keep Multiple Miles Accounts From Expiring

Updated with another 100 point link. ThanksAgain is a smartphone app for frequent travelers that gives you points for buying things inside of airports. You link up your credit card number and then automatically earn miles at participating … [Read the rest]

How To Stop Mailed Paper Catalogs and Other Junk Mail

As a follow-up to how to stop balance transfer checks, here's all I know about stopping unwanted paper catalogs. Direct mail catalogs are like weeds. You unsubscribe from a bunch of them, but then later you buy someone a cast iron skillet and then … [Read the rest]

How To Stop Balance Transfer Checks from Chase, Citibank, Capital One, Etc.

'Tis the season for a mailbox full of catalogs and credit card balance transfer checks. (Hint: There is a connection between the two.) If you want these "access" checks to stop, you just have to ask. You simply call them up (see back of credit … [Read the rest]