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Existing Discover Cardholders: Free $10 Kohl’s Cash

If you have a Discover credit card and shop at Kohl's, follow the quick instructions below and check if you have $10 in Kohl's Cash credit available in your account. There is no purchase required. Availability varies and you might see again next … [Read the rest]

New Low-Cost Broad Commodity ETFs from GraniteShares

Commodities are an asset class that some investors include in their portfolio for diversification purposes. Depending on the specific index, you might track the futures market for aluminum, coffee, copper, corn, cotton, crude oil, gold, diesel, … [Read the rest]

Don’t Switch Between Cheap Index Funds To Save Money (Try Cheap Milk Instead)

I've seen this Schwab commercial multiple times recently, where Schwab touts that one of its index funds costs "3X less than Fidelity" and "4X less than Vanguard": https://www.youtube.com/watch?v=dva608hGVO0 I already knew why it bugged me … [Read the rest]

Best Interest Rates on Cash Savings – June 2017

Over the past month, short-term interest rates have inching upwards while the overall yield curve flattened slightly. The value in chasing interest rates continues to rebound ever so slowly, especially if you have idle cash in a megabank paying … [Read the rest]

How To Make Your Life Completely Miserable

If you are a fan of Charlie Munger and his principle of inversion, you will enjoy this video by CGP Grey* about the 7 Ways to Maximize Misery. Sometimes the best solution to a problem comes by approaching it backwards. Found via Abnormal Returns. … [Read the rest]

Join Marriott Rewards, Get 1,000 Free Miles + Double Miles

The loyalty program for Marriott Hotels (which recently bought Starwood) is running a promotion for new members. If you enroll in Marriott Rewards through this link, you will earn 1,000 bonus miles from one of the airlines below, as well as double … [Read the rest]

Free Digital HD Movie: A Stork’s Journey

Looking for some free family-friendly entertainment? The new movie A Stork's Journey is currently free to redeem on Google Play (digital HD version). You can stream it to your computer, smartphone, or TV box. Limited offer from June 1 to June … [Read the rest]

Work + Skill + Luck + Risk = Big Success

A new book called Barking Up the Wrong Tree by Eric Barker promises to reveal surprising facts about what really determines success. The publicity tour has generated several articles about how high school valedictorians are less successful than you … [Read the rest]

Prescription Check App by Warby Parker: Extend Your Eye Prescription For Free

Warby Parker sells prescription eyeglasses and sunglasses, primarily online at prices lower than traditional retail optical stores (starts at $95). They can send you frames to try on at home, or you can upload a picture of yourself and "try on" … [Read the rest]

Free Return Shipping When Paying with PayPal (Activation Required)

If you shop online at websites like eBay, Walmart, and Home Depot where PayPal is an option for payment, consider that PayPal will reimburse your shipping costs if you buy using PayPal and end up having to make a return. You must first activate … [Read the rest]

Real-World Example of Why High-Cost Index Funds Are The Worst

Here's another reminder that in the world of investing, having low costs is more important than owning "passive" index funds. Why? The simplest argument is that index funds can have high expense ratios. Anyone can open an account at Vanguard, … [Read the rest]

Real-World Example of Sequence of Returns Risk

The standard investment advice is the older you get, the more bonds you should hold in your portfolio. There are various rules of thumb like "Age in Bonds" or "Age minus 20 in Bonds", and so on. On the other hand, stocks have higher historical … [Read the rest]