Fidelity Brokerage and IRA Bonuses for New Asset Transfers

fidelity_logoFidelity Investments has a few different bonuses if you transfer a certain levels of new assets over to them. These are handy if you want to move money out of an old 401(k) plan or are looking to try out a new broker. Besides a cash deposit, you can also do an in-kind transfer and move over your existing investments without incurring any capital gains. Please note that for some you must register soon by March 31st, 2017. You can register now and still have 60 days to move over assets.

You must register first using one of the links below. Compare and pick your favorite bonus; you can only pick one per rolling 12 months. Net new assets means external new money in minus money out, and you must keep it there for 9 months or they will clawback the bonus. (This not a guarantee, but I can report that I did not receive a 1099 for my past Fidelity bonus.)

United MileagePlus Bonus Miles

  • Link: Fidelity.com/United
  • Valid for new or existing Fidelity customers.
  • Account types: Joint or individual non-retirement brokerage accounts only
  • Bonus amount: 15,000 miles for $25k+, 25,000 miles for $50k+, and 50,000 miles for $100k+ in net new assets.
  • New accounts or deposits into existing accounts must be funded within 60 days of registration (“qualification period”).
  • Must maintain the minimum qualifying account balance (minus any losses related to trading or market volatility, or margin debit balances) at Fidelity for nine months from the date on which the reward is received. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account.
  • Offer expires March 31, 2017. Offer is limited to one per individual per rolling 12 months and may not be combined with other offers.

American Airlines AAdvantage® Bonus Miles

  • Link: Fidelity.com/aa
  • Valid for new or existing Fidelity customers.
  • Account types: Joint or individual non-retirement brokerage accounts only.
  • Bonus amount: 15,000 miles for $25k+, 25,000 miles for $50k+, and 50,000 miles for $100k+ in net new assets.
  • New accounts or deposits into existing accounts must be funded within 60 days of registration (“qualification period”). Please allow 6-8 weeks after completed qualifying activity for miles to post to your account.
  • Must maintain the minimum qualifying account balance (minus any losses related to trading or market volatility, or margin debit balances) for 9 months from the date on which the reward is received.
  • Offer expires March 31, 2017. Offer is limited to one per individual per rolling 12 months and may not be combined with other offers.

Delta SkyMiles Bonus

  • Link: Fidelity.com/delta
  • Valid for new or existing Fidelity customers.
  • Account types: Joint or individual non-retirement brokerage accounts only.
  • Bonus amount: 15,000 miles for $25k+, 25,000 miles for $50k+, and 50,000 miles for $100k+ in net new assets.
  • New accounts or deposits into existing accounts must be funded within 60 days of registration (“qualification period”). Please allow 6-8 weeks after completed qualifying activity for miles to post to your account.
  • Must maintain the minimum qualifying account balance (minus any losses related to trading or market volatility, or margin debit balances) for 9 months from the date on which the reward is received.
  • Offer expires March 31, 2017. Offer is limited to one per individual per rolling 12 months and may not be combined with other offers.

Cash Bonus (IRA or Taxable Brokerage Account)

  • Link: https://rewards.fidelity.com/offers/depositbonus
  • Valid for new or existing Fidelity customers.
  • Account types: Nonretirement (individual or joint) or Fidelity IRA (rollover IRA, traditional IRA, Roth IRA, SEP-IRA) brokerage accounts.
  • Bonus amount: $200 for $50k+, $300 for $100k+, $600 for $250k+, $1,200 for $500k+, and $2,500 for $1M+ net new assets. Rollovers from a former employer’s Fidelity-record kept workplace savings plan are not eligible for this offer.
  • New accounts or designated eligible accounts must be funded within 60 days (“the qualification period”). Please allow 2-4 weeks after the qualification period for the bonus award to be credited to your account.
  • Must maintain the minimum qualifying account balance (minus any losses related to trading or market volatility, or margin debit balances) for 9 months from the date on which the reward is received.
  • No stated expiration date. Offer is limited to one per individual per rolling 12 months and may not be combined with other offers.

Apple Store Gift Card

  • Link: Fidelity.com/apple
  • Valid for new or existing Fidelity customers.
  • Account types: Joint or individual non-retirement brokerage accounts only.
  • Bonus amount: $300 gift card for $75k+ and $500 gift card for $150k+ in net new assets.
  • New accounts or deposits into existing accounts must be funded within 60 days of registration (“qualification period”). Please allow 4-6 weeks after completed qualifying activity for miles to post to your account.
  • Must maintain the minimum qualifying account balance (minus any losses related to trading or market volatility, or margin debit balances) for 9 months from the date on which the reward is received.
  • Offer expires July 31, 2017. Offer is limited to one per individual per rolling 12 months and may not be combined with other offers.

Comments

  1. Juliana Peña says:

    Did you list the United one twice or are they two different ones?

  2. Jonathan, do you have any suggestions on what Fidelity funds to invest in? Perhaps a couple equity funds and 1 bond fund? I look forward to hearing your thoughts. Thanks so much?

  3. Jonathan, do you have any suggestions on what Fidelity funds to invest in? Perhaps a couple equity funds and 1 bond fund? I look forward to hearing your thoughts. Thanks so much!

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