US Bank $200/$400/$600 New Checking Account Bonus

US Bank has a up to $600 new checking promotion when you open a Bank Smartly Checking account with $25 minimum and complete the following within 90 days:

• Enroll in the U.S. Bank Mobile App or online banking.
• Complete two or more direct deposits.

Your bonus is determined by the total amount of your direct deposits in those 90 days:

• Earn $200 when your direct deposits total $3,000 to $5,999.99.
• Earn $400 when your direct deposits total $6,000 to $9,999.99.
• Earn $600 when your direct deposits total $10,000 or more.

Must open by April 11th, 2023 and use the promo code 2023MAR. This offer may be restricted to those states where US Bank has a physical branch presence. In addition, sometimes people outside this footprint may be allowed to open an account if they have other US Bank products.

You may still be considered a “new” account even if you had a US Bank account years ago:

Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.

The Smartly Checking account has a $6.95 monthly fee which that is waived with any one of the following:

• Your combined monthly direct deposits total $1,000 or more.
• You keep a minimum average account balance of $1,500 or more.
• You are age 24 and under.
• You are age 65 and over.
• You are a member of the military.
• You hold an eligible US Bank credit card
• You qualify for one of the four Smart Rewards® tiers (Primary, Plus, Premium or Pinnacle).

A pretty large bonus if you have enough direct deposits in that 90 days window.