Here's my monthly roundup of the best interest rates on cash as of April 2021, roughly sorted from shortest to longest maturities. There are many lesser-known opportunities to improve your yield while keeping your principal "safe" (FDIC-insured or … [Read the rest]
Happiness Illusions: 5 Surprising Things That Don’t Make You As Happy As You Think
April 4, 2021 By 1 Comment
I've managed to reach Week 3 of the free Yale Happiness Course (it was 50/50 that I'd quit by now), and I've been pleasantly surprised so far. I like to think that I've read most of these "happiness" tips, but there were several new bits that were … [Read the rest]
Last updated: April 5, 2021
Uber Eats Promo Code: 50% Off Pickup Order
April 4, 2021 By 6 Comments
If you use Uber Eats, enter the promo code TRYNOW50 for 50% off your next pickup order (max discount $15). Look under "Account" and then "Promotions" to enter the code. This worked for me, even though it didn't show up on its own. Mine says it … [Read the rest]
Last updated: April 4, 2021
Evidence-Based Doomsday Prepping and Personal Finance
March 31, 2021 By Leave a Comment
I dug into the longread Doomsday prepping for less crazy folk today. The title pretty much says it all - I prefer to call it "evidence-based doomsday prepping". Effective preparedness can be simple, but it has to be rooted in an honest and … [Read the rest]
Last updated: March 31, 2021
High-Yield Crypto Accounts: 6% Interest in Bitcoin or 9% Interest on Stablecoin
March 30, 2021 By 10 Comments
This WSJ article is the first mainstream financial article that I've seen discuss the high interest rates paid on Bitcoin and stablecoin (cryptocurrency backed by a "stable" asset like the US dollar). I am (again) not a cryptocurrency expert, but … [Read the rest]
Last updated: April 25, 2021
The Most Popular Ages When People Actually Claim Social Security
March 29, 2021 By 8 Comments
Although I'm still decades away from Social Security, I see a constant stream of articles about the "best" time to start taking benefits. Often, you are told to delay claiming until age 70, as you will receive a more valuable, inflation-adjusted, … [Read the rest]
Last updated: March 29, 2021
Four Pillars of Retirement: Money, Purpose, People, and Health
March 25, 2021 By 4 Comments
While it is understandable that most talk about "retirement planning" concerns money, a truly successful retirement requires more than that. Coincidentally, the same week I was pondering the Components of Happiness, I also stumbled upon a 6-year … [Read the rest]
Last updated: March 28, 2021
TD Double Up Card: 2% Cash Back on All Purchases (TD Bank Deposit Account Required)
March 23, 2021 By Leave a Comment
The TD Double Up card is a new cashback rewards credit card from TD Bank which earns up to 2% flat cash back on all eligible purchases without worrying about the merchant or category. 1% cash back on purchases + 1% cash back when you redeem … [Read the rest]
Last updated: March 23, 2021
Gold as a Hedge Against Bonds During Low Interest Rates
March 22, 2021 By 8 Comments
Perhaps it is because I somehow ended up buying $5,000 in gold coins a couple weeks ago, but I've been doing some reading about gold again. The stock market is at higher and higher valuations, while the Fed promises that interest rates will stay … [Read the rest]
Last updated: March 22, 2021
Free Krispy Kreme Donut Every Day in 2021 w/ Vaccine Card
March 22, 2021 By Leave a Comment
Krispy Kreme is giving away a free Original Glazed doughnut if you show them your COVID-19 vaccination card. This is valid once a day, every day for the rest of 2021! Valid in-store or drive-thru in participating US locations. No purchase … [Read the rest]
Last updated: March 22, 2021
ZYNLO Bank Review: 1.25% APY (No Longer Available To New Signups), 100% Match on Roundups
March 21, 2021 By 4 Comments
Update: As of 4/8/21, the ZYNLO website now lists their money market as "no longer available", although the rate is still 1.25% APY if you opened it in time. The savings account pays 0.80% APY and still includes the roundups. There is a new … [Read the rest]
Last updated: May 10, 2021
Happiness Test Questions? The Components of Happiness and Well-Being
March 19, 2021 By Leave a Comment
As part of the first week of The Science of Well Being (AKA the "Yale happiness" class), I was assigned two psychological surveys meant to measure my baseline happiness: PERMA Profiler (Positive emotion, Engagement, Relationships, Meaning, and … [Read the rest]
Last updated: April 4, 2021
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