Update September 2023: Both new and existing Moomoo users are eligible for an up to $400 ACAT Transfer promotion. The sweet spot is $100 cash reward for a $2,000+ of assets transferred from another broker (can be stocks or ETFs). Existing users … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of September 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]
The ScholarShare 529 College Savings Plan is offering a $100 bonus when you open a new account by 9/30/23 and deposit $1,000+ within 10 business days of establishing the account. Your $100 matching deposit will arrive by 1/31/24. The ScholarShare … [Read the rest]
If you enjoy tinkering with financial calculators, FI Calc is a new one that is visually easy to use and thus potentially more educational. The portfolio inputs are somewhat limited ("stocks" = S&P 500, "bonds" = 10-year US Treasuries) but I enjoy … [Read the rest]
An important choice in retirement planning is when to start claiming your Social Security benefits. If you claim earlier, your monthly benefits will be reduced for the rest of your life. If you claim later, your monthly benefits will be increased … [Read the rest]
Vanguard has been piloting some new products recently, and I was finally invited to try out the Vanguard Cash Plus Account. I've been playing with it for a few days and here are my thoughts. First, it's important to note that there are two … [Read the rest]
Ally Bank is running a new checking account promotion, now called their "Spending Account". You must open your first Spending Account by 11/30/2023 and use the promo code GET200, fund it within 30 days of opening, and set up direct deposits … [Read the rest]
Update 8/24: Here are the final results of this odd lot tender. See original post below for past details, although the opportunity has passed. Per JNJSeparation.com, the final exchange ratio was 1 share JNJ to 8.0324 shares of KVUE. The deal was … [Read the rest]
A new banking app called Wallet by BOSS Money is offering a $100 bonus via referral link (open link via smartphone, that's mine). You need to set up direct deposits totaling at least $5,000 within 45 days. No minimum hold period. App only (iOS … [Read the rest]
A surprising takeaway from peer-to-peer lending through Prosper and LendingClub was that the borrowers who most strongly promised to pay you back (e.g. "I promise I will pay you back, so help me God, thank you so much") turned out to also be the most … [Read the rest]
As part of its "Portfolio Basics" series, Morningstar has an educational article on taxable bonds, including corporate bonds, US government bonds, and foreign government bonds, along with their different credit grades and maturity lengths. Over … [Read the rest]
Every asset class has its energetic supporters, from rental properties to altcoins to gold. Listening to each group, you may feel that you need to own every asset class in order to be "diversified". However, sometimes less is more, and it can be … [Read the rest]
The Best Credit Card Bonus Offers – May 2024
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - May 2024
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)