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Vanguard Advice on Dynamic Retirement Spending Rules

There is a lot of focus on how to accumulate a big nest egg, but possibly even more complicated is how to spend it down. Vanguard Research has released a new whitepaper called From assets to income: A goals-based approach to retirement spending … [Read the rest]

Access from AT&T Review: Affordable Home Internet For Low-Income Households

Access from AT&T is an affordable internet access plan for low-income households offered in certain areas with AT&T service. The cost is either $5 a month at 3 Mbps or $10 a month for 5-10 Mbps, depending on your area. According to their FAQ and … [Read the rest]

Ooma Hub Upgrade Offer: Discounted Telo + No Monthly Taxes and Fees

I replaced my landline with Ooma VoIP home phone service over 6 years ago and and haven't had a monthly bill since. This ended up being one of those deals where early adoption was rewarded. First there was no monthly fees, then it was about $1 a … [Read the rest]

Join Fairmont Hotels President’s Club, Get 1,000 Free Aeroplan Miles

Here's an offer for 1,000 free Air Canada Aeroplan miles if you sign up for the Fairmont Hotels President's Club loyalty program and use the enrollment code FED16 (embedded in link). Be sure to enter your Aeroplan number (join free here) under the … [Read the rest]

Secret Eaters: Fighting Your Unconscious and Semi-Consicous Choices

In my last Buffett post, I talked about the importance of tracking performance carefully when trading your own portfolios. Most casual traders "think" they are doing fine, but if you ask them their rate of return for the last year compared to a … [Read the rest]

Warren Buffett’s Ground Rules: Do-It-Yourself Investing Guidelines

Okay, so you probably aren't reading a book titled Warren Buffett's Ground Rules: Words of Wisdom from the Partnership Letters of the World's Greatest Investor if you are perfectly happy owning solely index funds forever. While the shared concepts … [Read the rest]

Uber and Android Pay: 50% Off 10 Rides (Up to $5 Each Ride)

Uber and Android Pay are running a promotion offering 50% off 10 rides (up to $5 per ride) now through 10/15. No promo code required. The instructions they provide are pretty straightforward: Download and set up Android Pay on the Play … [Read the rest]

Warren Buffett’s Ground Rules: Shared Concepts with Low-Cost Index Funds

If you get in a debate about owning index funds, Warren Buffett will likely be invoked as an example of successful stock-picking. A recent book called Warren Buffett's Ground Rules: Words of Wisdom from the Partnership Letters of the World's … [Read the rest]

Open Enrollment Season: Maximizing Your Employee Benefits

As open enrollment season is around the corner, Morningstar offered up an 10-minute video interview with Christine Benz discussing tips on maximizing your employee benefits. (Is it just me, or does open enrollment too often seem to be a game of … [Read the rest]

Smarter Better Faster by Charles Duhigg: Book Review and Highlights

We'd all like to improve our productivity. Ideally, this would only involve downloading an app for 99 cents. :) Instead, Charles Duhigg did a lot of research in various areas and filtered out universal concepts that we can apply to our everyday … [Read the rest]

Citibank $400 Checking Account Bonus

Citibank has a $400 bonus offer for new checking account customers. Here are the highlights: To qualify for a $400 cash bonus, open a new consumer checking account in The Citibank Account Package by 10/31/16. Within 30 days from the date … [Read the rest]

Vanguard Complacency Check

Vanguard recently celebrated the 40th anniversary of the Vanguard 500 Index Fund, the first index fund available to individual investors. If you are like me and have a significant portion of your net worth in Vanguard products and services, you … [Read the rest]