Capital One Shopping is a shopping rewards portal that works via a web browser plugin, while also looking for eligible coupons and lower prices from different sellers. When you shop through an eligible merchant, you earn cashback rewards. Right … [Read the rest]
Capital One Shopping Black Friday: $50 Bonus after $10 Purchase (Actually Useful)
Rakuten Black Friday: $40 New Member Bonus via Referral, Cashback Boosts
Rakuten (formerly eBates) is one of the biggest cashback shopping portals, where you earn a rebates on your online (and possibly in-store, see below) purchases. Right now, they have an limited-time $40 new user bonus via referral when you make your … [Read the rest]
Free At-Home COVID-19 Tests via US Postal Service (New Round Available)
Updated November 2023: You can now order another round of at-home COVID tests, this time 4 tests per household, or 8 if you didn't order in September. Order via this US Postal Service website. Shipping is free. Details from site: As of November … [Read the rest]
Hulu Black Friday: $0.99/Month for 12 Months (w/ Ads), Add Disney+ For $2/Month
Hulu has a Black Friday deal of $0.99/month for 12 months on their Ad-supported plan that includes two devices and HD resolution. Regular price is $7.99/month. You can also add on Disney+ (Ad-supported) for $2/month or add Starz for $0.99/month … [Read the rest]
HBO Max Black Friday Deal: $2.99/Month for 6 Months (with Ads)
Max (formerly HBO Max) has a Black Friday deal of $2.99/month for 6 months on their Ad-supported plan that includes two devices and HD resolution. Regular price is $9.99/month. Works for new and returning members. Set a calendar reminder if you … [Read the rest]
The Half-Hour Car Rental Hack
When you make a reservation at nearly every car rental website, you simply agree to a price and make a non-binding reservation without giving any payment information. You can cancel at any time, without penalty. I'm really not sure why this is still … [Read the rest]
Best Interest Rates on Cash – November 2023
Here's my monthly roundup of the best interest rates on cash as of November 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]
Primis Bank Novus Checking: 6% APY Guaranteed for 6 Months (4.00% APY Standard)
Primis Bank just rolled out a new Novus Checking account that includes an introductory period of 6.00% APY guaranteed for 6 months on up to $50,000 with qualifying direct deposits. Hat tip to reader Bill P. Highlights: 6.00% APY guaranteed … [Read the rest]
Capital One Spark Cash Select for Excellent Credit Business Card Review: $750 Intro Bonus w/ No Annual Fee
The Capital One Spark Cash Select for Excellent Credit is a business credit card with simple, straightforward cash back along with no annual fee. This version is currently offering a strong $750 cash bonus for new cardholders after qualifying … [Read the rest]
Free Kindle eBook: From Zero to Millionaire
Here's a free Kindle eBook version of a personal finance and investing book that was published just last month: From Zero to Millionaire: A simple, effective and stress-free way to invest in the stock market by Nicolas Bérubé. (That is an Amazon … [Read the rest]
Time to Redeem Older Savings I Bonds With Zero or Low Fixed Rates?
After the November 2023 fixed rate was announced to be higher at 1.3%, I've gotten a few questions about redeeming "old" Savings I Bonds with lower fixed rates (some at 0%) and buying these "new" ones instead. During this current 6-month period, a … [Read the rest]
BMO Alto Online Certificates of Deposit: 5-year CD at 5.25% APY
BMO Alto is the online-only division of BMO Bank N.A. (member FDIC). You can only access BMO Alto products through its unique website, not any existing BMO login. As of 11/8/23, they are offering very competitive rates for CDs (certificates of … [Read the rest]