Andrews FCU 3-Month/84-Month Certificates at 3% APY

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Andrews FCU has a few special certificate rates going on right now. These aren’t my idea of doorbusters, but interest rates are low again and these do manage to break the 3% APY barrier (barely).

  • 3-Month Share Certificate at 3.01% APY ($1,000 min). This is their “Black Friday special”. Offer valid November 25, 2019 through December 6, 2019.
  • 84-Month Share Certificate at 3.05% APY ($1,000 min). The Special 84-Month Certificate has a penalty equal to 360 days of dividends.

Note that all 3-Month Certificates are automatically set to renew at the 12-Month share certificate rate and term upon maturity. You must manually tell them if you want to simply withdraw.

Please see my Andrews Federal Credit Union Application and Account Opening Review for more details on the opening process. Note that applying for this credit union will result in a hard credit inquiry. They checked my TransUnion report back in 2016.

My Money Blog has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.



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Comments

  1. Seems like a hassle for only 3 months.
    I’ll stick with my 2.6% at Fitness Bank.
    And 4% at Orion and TAB for up to 30K and 50K

  2. Gee it was sounding like good place store money for a few months because that 84 months to me seems like to long of a wait for the interest but that hard credit inquiry is a turn off 3 months interest for 2 years on my credit report. I always wondered why some banks would do a hard inquiry for you to put money in their banks.

  3. If we go negative, people are going to wish they had some money locked up at 84 months at 3.02.
    Your cd will be more than your mortgage. You all forget when no one no where was paying more than .01%. The last few years have been a blip.

  4. West Vista Credit Union has a 29 month cd at 3 percent. You can join from any state with a donation.

  5. Do you know if there is another credit check if you already have an account w/ Andrews and are merely opening an additional CD? Thanks!

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