Amazon: Pay with American Express Membership Rewards Points, Get up to 40% Off (Targeted)

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(Check AmEx again to see if eligible again for this new round. Might also want to check if you have Chase Ultimate Rewards, Citi ThankYou, or Discover cash back. Note that Amazon links may not show up on RSS/email, please visit the website.)

If you have an American Express card with Membership Rewards (MR) points, you can redeem them to buy eligible items at The redemption rate is 1 MR points = 0.7 cents to spend at Amazon, which unfortunately is less than a cent per point and thus not really the ideal use of MR points. (My base redemption is 1 cent per point minimum toward any Delta flight.) However, here are targeted promotions where you can save money after redeeming just 1 single MR point (a penny’s worth). (To see the link, you may need to visit this page on the internet if viewing this via e-mail or RSS.)

Here are some additional tips:

  • If you haven’t linked yet, you can link your Membership Rewards points balance to your Amazon account here.
  • If you have already linked your cards and aren’t targeted, you may consider removing your American Express card from your account completely, and then linking it again after a day, and then checking the offer page(s) again after another day.
  • Items must be marked as both sold AND shipped by
  • Be sure to select your American Express as your payment method and redeem at least 1 point or $0.01 in value of Membership Rewards points.
  • Savings should be reflected on the final order checkout page, before you commit to purchase.

This is a recurring perk for existing American Express cardholders, which is why one of my two “keeper” consumer American Express cards is the Amex EveryDay Card (keeps my Membership Rewards points active with no annual fee, helps qualify for various Amazon promotions). The other is the Blue Cash Preferred from AmEx (6% cash back on US supermarkets, up to $6,000 annually).

You can also earn and keep Membership Rewards points active with a small business card. My favorite business American Express card is the Blue Business Plus Card – Earn 2X Membership Rewards points on all purchases, of up to $50,000/year. There is also the Blue Business Cash Card that earns a flat 2% cash back on up to $50,000 in purchases each year. Both have no annual fee.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

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  1. Immigrant in CA says

    Thanks for the offer update. It works for me. What is the best way to spend amex points? Any past posts on that. Would be much appreciated. I have more than 11k of these but can’t figure a good way to redeem.

  2. Joshua Katt says

    Me too as I’ve got >1.5MM and its only time before they devalue, if they haven’t done several times already. Traveling is probably the best but hard at this stage of life (small kids & business).

    Many Thanks JP for (always) pointing this out. THe AMEX deal seems to work every time, the Discover only once.

  3. Totally agree about the Eneloop batteries….but like so many other things on Amazon you don’t know if you are getting the real thing who some cheap knock off. I find much safer as long as its coming from Walmart and not some third party vendor.

  4. AmEx points convert to a variety of airline miles, and that is where you can get the most value per point. There are also limited-time promotions where you can convert points for 20% or 30% extra miles as well.

    – For example they convert 1:1 to Delta miles, and Delta has a redemption option where you can always get at least 1 cent per mile.

    – 10,000 points = $100 gift card at Home Depot. Various restaurant chains as well (Chili’s, CPK, etc).

    – But Amazon is an easy option if you have nothing better.

  5. joshua katt says

    Thanks again JP! Got both activated unlike the past few times. Do note an unusual expiration term (never looked or noticed before), AMEX 15,000 uses and Discover (the time at which offers worth $485,000 have been redeemed). Both we have no privy of knowing so redeem sooner than later.

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