Audible Promo: 12 Audiobooks + Echo Dot for $99.50


audibleaz2Do you enjoy audiobooks? Check out this Audible promotion. Membership usually costs $14.95 per month (1 audiobook per month), or $149.50 if you buy an annual membership upfront (12 audiobook credits). New members can get a 1-month free trial. With this promo, you can get the annual membership (12 audiobooks) for $99.50 total ($50 savings) and $50 off an Echo device. For example, you could redeem this $50 credit and get a free $49.99 2nd-gen Echo Dot. So basically, if you wanted these things otherwise, the promotion is worth nearly $100. Offer ends 3/25/18.

(Update: There is also an alternative offer of $25 off any Echo device if you start an Audible membership for $14.95 per month. In other words, for $15 you can get one audiobook plus $25 off an Echo device. Also open to past Audible members.)

New member? Past member? I was eligible for this promotion even though I am a past Audible member (but not currently a member). If you are a new member, perhaps you can get your free credit from the free trial, see if you like it, and if you do cancel and then get this promotion. If you’re an existing member, you could also use up your existing credits, cancel, and then try to get this offer. Note that it will auto-renew at $149.50 after the first year. I think you can turn off the auto-renew without losing any credits, but I would double-check. Otherwise, use up all the credits first and then turn off auto-renew/cancel.

The way that Audible works is that you can redeem each credit for any audiobook in their library (regardless of retail price), and you get to keep them forever even if you later cancel your membership. If you start an audiobook and don’t like it, you can exchange it for another book for free.

Most of the audiobooks I’ve chosen so far have been personal memoirs: Shoe Dog (Nike origin story by Phil Knight), When Breathe Becomes Air (Paul Kalanithi), and I Can’t Make This Up: Life Lessons from Kevin Hart.

My most recent audiobook was The Undoing Project by Michael Lewis, a great story about how Daniel Kahneman and Amos Tversky helped create the field of behavioral economics.

Google Express: 25% Off Costco Orders (Both New and Existing Customers)

gexpressYet another new code, $15 off Target. Google Express has a couple of coupon codes that may be of interest:

  • 5RTC4Q545$10 credit towards your first order (i.e. $10 off $10). This is my referral code and I will get a $10 credit. After joining, you can also refer friends for $10 credits.
  • $15 off any Target order via Google Express. Good for existing customers. You must use Google Assistant (iOS / Android smartphone app). Log into your Google account, and then say “Spring into Target” to activate. The promo code will be available to be used at Google Express checkout (online website or app, my screenshot) for $15 off. No minimum order, but free shipping with $35+.
  • SHOPCOSTCO25 – 25% off your Costco order, good for existing customers (second order, etc). Max discount $40. Expires 4/1/18.
  • APPFEB20 – 20% off for existing customers (second order, etc). Max discount $20. You might need to apply code via the Google Express App (iOS/Android). Promo code may be limited to 5000 uses per day (if so, try again the next day). Expires 2/27/18. Expired.
  • NEWYEAR20 – 20% off for existing customers. Max discount $10. Expired.
  • APP20OFF – 20% off for existing customers (second order, etc). Max discount $20. Expires 2/11/18. Expired.

Google Express delivers things directly to your door from participating merchants like Costco, Wal-Mart, Home Depot, and Target. Free delivery is usually included above a certain amount that varies (i.e. $35). There is no longer an annual membership fee.

Note that some prices may be higher than from in-store. You will usually see a banner noting if this is the case. For Costco, there are reports that the “coupon book” items are still at the store price. Otherwise, a 20% off coupon may still offset the higher costs.

Modern Newspaper Delivery Boy = Kid’s YouTube Channel?


While reading the intriguing autobiography of successful investor and mathematician Edward Thorp, it was mentioned that he was a newspaper delivery boy. Warren Buffett was famously a newspaper delivery boy, and still conducts a newspaper-throwing … [Read the rest]

PSA: Spend Your Toys R Us & Babies R Us Gift Cards and Rewards Dollars


Well, it's official, Toys R Us (and Babies R Us) has announced that it will close all of its 700+ US stores by the end of the year, while other reports have the business running out of cash by May. They stated that they "expect" to accept gift … [Read the rest]

CIT Bank Review: New Money Market 1.75% APY, 11-Month No Penalty CD 1.85% APY


Update: New Money Market 1.75% APY, 11-Month No Penalty CD 1.85% APY, recommended actions for existing customers! CIT Bank (not to be confused with Citi Bank) has become one of the larger online-only banks with a multi-year history of competitive … [Read the rest]

Chase Pay: Make 1 Purchase, Get 300 Bonus Stars (Redeem For Any Two Drink or Food Items)


Ready for more free coffee? Starbucks and Chase Pay have another new promotion for 300 bonus stars at Starbucks. Expires 3/19/18. Install the Chase Pay app on Android or iOS, if you haven't already. Chase Pay requires you to have an eligible … [Read the rest]

Chase Total Checking $300 + Savings $200 Bonus ($500 Total)


Here's a Chase Bank Total Checking + Savings account promotion offering up to $500 total for new customers. The major catches are that you must switch over a "real" direct deposit to get the $300 checking bonus, and you'll need a $15,000 deposit … [Read the rest]

Amazon Dash Wand With Alexa: $20 w/ $20 Amazon Credit After Purchase w/ Prime


The Amazon Dash Wand With Alexa lets you talk to the Alexa voice assistant and do Alexa-type things like ask the weather or order stuff (though it doesn't play music), or you can scan physical barcodes with it. It costs $20 but comes with a $20 … [Read the rest]

Never Worth It? Overdraft Protection, Student Loan Assistance, and Payment Accelerators

A lot of financial articles are all about optimizing or finding the "best". The best bank account, best credit card, best mutual fund, etc. However, this article Nothing For Money takes a different perspective. They outline … [Read the rest]

TurboTax Absolute Zero ($0 Fed, $0 State w/ E-File For Simple Filers) Ends 3/15

ttchart2018 has their "Absolute Zero promotion" again this year where simple filers can get Federal + State + Federal eFile + State eFile all for $0. You must qualify for IRS Forms Form 1040A or 1040EZ – that means taxable income of $100,000 or … [Read the rest]

Earn United Miles at BP Gas Stations (200 Mile Bonus + Keep Miles Active)


BP Driver Rewards and United Airlines have a new partnership where you can earn United miles on fuel purchases at BP stations. Earn 200 bonus award miles after joining and making your first fuel purchase with a linked debit or credit card. … [Read the rest]

TopCashBack: Free Glad Food Containers for Existing Members (+$10 Bonus For New Members) is a cashback shopping portal that rebates you back a percentage of your purchases made through retail sites like or In addition to competitive payout rates - they promise to rebate you 100% of all commissions … [Read the rest]