Infographic: Income for Maximum Happiness For All 50 States

You may have read that a Princeton University study by Deaton and Kahneman found that people were more satisfied with their life as their income rose, but only until about $75,000 a year. After that, higher income did not result in greater happiness. Doug Short of DShort.com extended this $75,000 number and adjusted it by the cost-of-living for all 50 states. The Huffington Post in turn converted that table into a nice pretty infographic map. I’ve mentioned this finding before and readers pointed out that $75k goes farther in some places compared to others, so it is shared below.

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Money can only buy happiness up to a point. But just how much you need to get to that threshold really depends on where you live, according to a new analysis by Doug Short, vice president of research at investment group Advisor Perspectives.

Short’s analysis found that if you live in a place like Hawaii, where the cost of living is relatively high, a household needs to make $122,175 per year before some extra cash doesn’t really translate into more happiness. In Mississippi, by comparison, the threshold at which more money stops making you happier is a lot lower: $65,850 per year.

Of course, the next link on HuffPo was… More Money Always Leads To More Happiness: Study

Current Amex Special Offers: Whole Foods, JC Penney, Best Buy

amexoffersUpdated 7/21/04. This post will be updated to include selected recent special offers from American Express that are widely available to their cardholders. These promotions often offer the opportunity for easy savings without changing your spending habits. Sometimes I just buy a gift card if I go the store regularly.

Here are the current special offers:

  • Whole Food Market $10 off $75. Get a one-time $10 statement credit by using your connected Card to make a single qualifying purchase of $75 or more in-store at Whole Foods Market by 9/30/14. I would just buy a $75 gift card if you don’t usually spend that much at once.
  • JC Penney $10 off $50. Get a one-time $10 statement credit by using your connected card to spend a total of $50 or more on qualifying purchases in-store or online at JCPenney by 9/2/14.
  • Best Buy $25 off $250. Get a one-time $25 statement credit by using your connected Card to spend a total of $250 or more in-store and online at Best Buy by 9/2/14.
  • Delivery.com $5 off $25. Get a one-time $5 statement credit by using your connected card to make a single purchase of $25 or more online at delivery.com by 8/3/14. First-time customers can also get $7 off first order of $20 or more (expires 7/31/14). Various cities.
  • American Express Gift Card $10 off $200. Get a one-time $10 statement credit by using your connected card to spend a total of $200 or more on American Express Gift Cards at www.americanexpress.com/gift-cards by 7/30/14.

Here are the various ways to access these offers:

  • Log into your AmEx account online and scroll down until you see the “Amex Offers For You” tab.
  • Use the AmEx smartphone app.
  • Access via social media at AmExOffers.com – Facebook, Twitter, Foursquare, and TripAdvisor.
  • Not everyone can access every offer, but the ones on Twitter tend to be available to everyone. You can track these easily on their Favorites page.

Groupon Deal: Sam’s Club Membership

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Available again. Groupon has a special Sam's Club Plus membership deal where for $45 you get: One-year Sam's Club Savings membership ($45 value), which includes a membership card for the primary cardholder and a complimentary membership card … [Read the rest]

Kindle Unlimited Review: Personal Finance and Investing Books

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Amazon has just announced Amazon Unlimited, an eBook and audiobook subscription service that costs $9.99 a month (30-day free trial) and not included in Amazon Prime. They claim over 600,000 titles in their library, although that number is padded … [Read the rest]

Free FICO vs. non-FICO Credit Score Comparison

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Updated with new scores. There are many free credit scores are available nowadays, but how do they compare in real life? There are three major credit bureaus - TransUnion, Equifax, and Experian - which all may have slightly different information … [Read the rest]

Non-Traditional Retirement Story: 50% Savings Rate and Year-long Vacations

Rarely are people who achieve a non-traditional retirement profiled on mainstream media, and when they do it's usually with a "omigosh look at these crazy people" type of article. So I was surprised when I ran across this couple who talk casually … [Read the rest]

Manything: Turn Your Old iPhone, iPad, or iPod Into a Free Home Security Webcam

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In order to keep an eye our house on longer trips as well as monitor our dogs anytime, we bought Samsung WiFi cameras a while ago that stream directly to our phones. We decided not to go with Dropcam in order to avoid recurring monthly fees. Our … [Read the rest]

Citi Hilton HHonors Reserve Card: $100 Statement Credit + Two Free Weekend Nights $500+ Value

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Update - This promotion is now EXPIRED. Citi has a new promo for its premium Hilton Hotels card, the Citi® Hilton HHonors™ Reserve Card. The sign-up bonus now includes a $100 statement credit in addition to 2 Free Weekend Nights (details below). Th … [Read the rest]

Pentagon Federal Credit Union Free FICO Credit Score (NextGen)

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Pentagon Federal Credit Union (PenFed) now offers a free credit score to select members. It may be offered only to members with a credit account with them (auto, checking overdraft, mortgage, etc.). I was offered the free FICO score and only have … [Read the rest]

Quizzle Review: Free Equifax Credit Score and Credit Report

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Quizzle.com is a website that offers a free credit score and your official Equifax credit report every six months. You can now monitor your credit scores from all three credit bureaus for free. It has been six months for me, so I just grabbed my … [Read the rest]

Top 10 Best Dirt Cheap Beater Car Models?

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In 2006, Jay Lamm organized the first 24 Hours of LeMons (official site, Wikipedia) in which cars picked off the street that cost under $500 (not counting safety equipment) raced each other for 24 hours straight. The name and format parodies the … [Read the rest]

Spirit Airlines Free 8,000 Miles = 80% of One-Way Flight Award or Free Magazines

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Spirit Airlines is a budget airline that charges for things like carry-ons and printing a boarding pass at check-in. They have the highest number of complaints per passenger. But they're cheap - they claim 40% lower on average. They are also … [Read the rest]