Cooking Dinner At Home: The Flowchart

I believe that most people would like to cook their own food at home, but sometimes the best intentions still end up with me eating Panda Express with those darn little splintery chopsticks! After many weeks of trying to cook meals at home, I’ve tried to identify my roadblocks and organized them into a geeky flowchart:


The flowchart helped me identify ways to minimize failure points, like planning meals ahead of time, shopping for all ingredients ahead of time, and slowly building a repertoire of quick meals that I know I can pull off with minimal fuss. Right now I’m still riding a wave of initial enthusiasm, and our food bills haven’t been this low in a long time.

Chart: Stocks and Bond Returns Tend To Move In Opposite Directions

Inside this AllianceBernstein post about the more complex concepts of levering bonds and risk parity strategies, there was a reminder about simple portfolio construction. For a very long time now, holding both stocks and bonds has been considered a “balanced” portfolio. Why is this? Because stocks and bond returns tend to move in opposite directions.

This behavior can be summed up using the finance term Beta. The 5-year rolling average beta of the S&P 500 return to the 10-year US Treasury return has consistently ranged from negative 0.1 to negative 0.3 over the past decade. This means that when when stocks went up, bonds tended to go down (but not too far down). When stocks went down, bonds tended to go up (but not too far up).


Always good to have a reminder of the benefit of holding both stocks and bonds.

How to Win the Loser’s Game: Free Documentary recently released a free documentary about the fund management industry and the effect of their high fees on the returns of everyday citizens. "How to Win the Loser's Game" includes interviews with Vanguard founder John Bogle, … [Read the rest]

Best Frugal Chicken Broth: Most Flavor For The Least Money?


For me, cooking at home means using a ton of chicken broth and chicken stock (yes there are technically differences between broth and stock but mostly the terms are used interchangeably in recipes). It comes in handy in all kinds of recipes, and … [Read the rest]

Chase Freedom $200 Limited Time Offer

Updated with limited-time $200 bonus and new 5% categories for Q1 2015. The Chase Freedom® - $200 Bonus has a new limited time promotion offering a $200 Bonus after you make $500 in purchases in your first 3 months from account opening. In addition, y … [Read the rest]

Top 1% of Income at Age 30 = $135,000 a Year


I've never been into the whole 1% politicized debate, but Derek Thompson at The Atlantic has put out another chart that just begs for a glance. The richest percentile of Americans makes many hundreds of thousands of dollars a year. So how could … [Read the rest]

PNC Bank Card + Visa Checkout $10 Bonus

Get a $10 statement credit via this link when you enroll in Visa Checkout with a PNC Bank Visa debit or credit card by 12/31/2014. You don't actually have to buy anything for this promotion. Visa Checkout allows you to pay at participating … [Read the rest]

Bank of America Card + Visa Checkout $10 Bonus

Get a $10 Prepaid Reward Visa® Card via this link when you enroll in Visa Checkout with a Bank of America Visa debit or credit card by 12/4/2014. You'll need to be a new Visa Checkout account customer and add a BofA consumer card, but the promo … [Read the rest]

American Express Small Business Saturday 2014 – $30 Total Bonus Per Card

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Reminder: Registration is now live on You will get e-mail confirmation. I would highly recommend registering sometime on Sunday to guarantee your spot, as the number of registrations is limited. The actual day that you must make … [Read the rest]

AmEx Small Business Card Offers: $150 off $150 AT&T Wireless


Quickly since this won't apply to everyone - If you have a American Express Business card with OPEN, check to see if you were offered $150 back at AT&T Wireless. Simply log into your AmEx account online and scroll down until you see the “Amex O … [Read the rest]

Raise App: Buy Gift Cards on Smartphone Right Before Purchase


I prefer shopping tips that let you save money on stuff you'd already buy anyway. lets you buy and sell gift cards online, and according to them they are the largest online marketplace for gift cards (plus they've raised $25M in venture … [Read the rest]

Chart: The Reason You Never Get Anything Done


This highly scientific chart shows why many of us are so inefficient. I'm definitely guilty of this one. Another insightful comic from XKCD, via Abnormal Returns. … [Read the rest]