Target REDcard 5% Off, $40 off $40+ Purchase For New Approvals

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Updated. In my area, Target currently has the best setup for ordering via app and picking up at the store. No markups, well-organized, dedicated parking area, and minimal waiting. Walmart was a mess, and so was the grocery store. We were always missing something and/or were given someone else’s items. Here’s a quick update on ways to save at Target.

Newly approved REDcard applicants can currently receive a coupon good for $40 off $40+ purchase (valid in-store or online) along with their new card in the mail. Restrictions listed below. Apply online or in-store from 7/12-7/25.

The Target REDcard offers an ongoing 5% off all Target purchases both online and in-store (Target gift cards excluded, in-store Starbucks included) and free 2-day shipping on qualifying items. Available as either as a credit card or debit card. The REDcard debit card version connects directly to a designated checking account. Instead of a credit check at one of the 3 major bureaus, a reader reports that Target uses SageStream (formerly ID Analytics) for debit cards, another consumer reporting agency.

Target also has a Circle rewards program that offers 1% cash back, but only on non-REDcard purchases (no stacking, bummer). They will also offer various discounts and coupon that are targeted to you. You need to opt-in in order for them to track your purchases.

You can earn 1% to redeem at Target later when you use non-RedCard payment types on eligible purchases. (To earn 1%, a RedCard can’t be used for any portion of the purchase.) Just scan Wallet in the Target app or enter your mobile number in store, or make a purchase online. Restrictions apply.

Here’s the list of restrictions on that $40 off $40 coupon.

RedCard $40 offer: Get a coupon for $40 off a $40+ qualifying purchase when you are approved for a debit or credit RedCard in-stores and at between 7/12/20-7/25/20. The coupon will be mailed to approved cardholders with their RedCard and will be valid through 8/29/20. Excludes items sold & shipped by Target PlusTM Partners, alcohol, Apple products, Barbie Dreamhouse, Bose, Casper, clinic & pharmacy, dairy milk, DockATot, Disney Frozen Castle, DSLR cameras & lenses, Elvie, Fitbit, gift cards, Google, HALO baby, Hasbro games (Classic Monopoly, Connect Four, Jenga, Rubik’s Cube, Sorry, Trouble), Hot Wheels id, HP, Infant Optics, JBL, LEGO, Levi’s Red Label, LG OLED TV, limited-time designer partnerships, Mega Bloks, mobile contracts, Motrin pain relief, Nerf Ultra, Nintendo hardware and Switch games, Polder, Peg Perego, Philips Avent, power shave, power dental, Harry’s and Flamingo, prepaid cards, PS4 hardware, Samsung TVs, simplehuman, Sonos, Sony electronics, Target Optical, Thomas and Friends Wood, Traeger, Tylenol pain relief, 23andMe, Weber, and Xbox One hardware.

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  1. No Target near us. However, I think we have a better deal at our Fred Meyer, which is part of Kroger. No extra charge for pickup, 1% back in form of credit mailed out quarterly, fuel points, and 5.25% back on B of A cash back card. When ordering for pickup, the charge goes through as an online purchase, a 3% category, and we get 75% bonus. In store only get 3.5% (2% plus 75% bonus). So, it is better for us to order online and pickup. Never had a problem with an order and they are quick delivering to you car.

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