Target REDcard 5% Off + $50 off $100, $10 GC w/ $100+, 1% Off Via Circle

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Target has been coming out with a variety of offers and announcements that should interest regular shoppers:

  • New Target REDcard applicants (credit or debit) will get a coupon for $50 off $100+ future purchase. Restrictions listed below. Apply online or in-store by 9/28. REDcard gets you 5% off at Target & Target.com (Target gift cards excluded, in-store Starbucks included) and free 2-day shipping on qualifying items.
  • Existing REDcard holders get a additional 5% off coupon for a single in-store purchase when you use your RedCard through Wallet in the Target app during the sale (ends 9/28). This is in addition to the standard 5% off.
  • Free $10 Target gift card when you spend $100 using Drive Up, Order Pickup ,or Shipt. This works on anything you would otherwise just buy in the store. I like the idea of basically making Target a “drive-thru” big box store.
  • There are a bunch of 20% off Cartwheel offers in the Target App this week.
  • However… those Cartwheel offers will soon be called Target Circle offers. Target is expanding their Circle rewards program nationwide starting October 6th. You basically earn 1% back on your Target purchases, which you can redeem at Target later. This 1% also stacks with the 5% back via REDcard. Okay, I’ll take it.

Looks like they are still pushing hard for people to use the Target app for everything – browsing, ordering, pickup, and paying. The REDcard debit card version connects directly to a designated checking account, letting you avoid a “hard” credit check (and new credit account) on one of the 3 major bureaus. A reader reports that Target uses ID Analytics (now SageStream), another consumer reporting agency.

Here’s the list of restrictions on that $50 off $100 coupon. Could you make it any longer, Target?

REDcard $50 offer: Get a coupon for $50 off a $100+ qualifying purchase when you are approved for a debit or credit REDcard in-stores and at Target.com between 9/22/19–9/28/19. The coupon will be mailed to approved cardholders with their REDcard and will be valid through November 16, 2019. Excludes alcohol, Apple products, Baby Born, Barbie Dreamhouse, Beats, Bose, clinic & pharmacy, dairy milk, DockATot, DSLR cameras & lenses, Fisher Price Bounce and Spin Puppy, Frozen Castle and Smart Home, Fitbit, gift cards, Google, GoPro, HALO Baby, Hot Wheels Colossal Crash, Hot Wheels id, HP, Imaginext Batmobile, Infant Optics, JBL, LEGO, Levi’s Red Label, LG OLED TV, L.O.L., Mega Bloks, mobile contracts, Motrin pain relief, Nintendo hardware and Switch games, Owlet, Peg Perego, Philips Avent, power shave, power dental, Harry’s and Flamingo, Pictionary Air, prepaid cards, PS4 hardware, Samsung TVs, simplehuman, Sonos, Target Optical, Thomas and Friends Wood, Tile, Traeger, Tylenol pain relief, vineyard vines, Weber, and Xbox One hardware.

Here’s the fine print on the $10 gift card offer:

Your $100 purchase must be made on a single transaction online at Target.com using in store Order Pickup, Drive Up or Same Day Delivery Shopped by Shipt or Shipt.com. Qualifying purchases must be made on 9/22/2019 between 12:00am PST until 9/28/2019 11:59pm PST. Target reserves the right to cancel offer if the online order is cancelled. The $100 qualifying purchase will be calculated after all other discounts are applied. Tax, shipping and gift wrap are not included in qualifying total. Eligibility and assortment and eligible for same day services varies by store. Items sold and shipped by Target Plus™ Partners, CVS Pharmacy, Minute Clinic, flu shot events, Target Optical, gift cards, prepaid cards, POSA (Point of Sale Activation Cards) alcohol, mobile contracts, milk and limited-time designer partnerships are excluded from qualifying purchase. Target reserves the right to discontinue the promotional offer at any time.

My Money Blog has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.



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