Updated November 2019. The fixed rate will be 0.20% for I bonds issued from November 1, 2019 through April 30th, 2020. This is a drop from the previous fixed rate of 0.50%. The variable inflation-indexed rate for this 6-month period will be 2.02% (as … [Read the rest]
Savings I Bonds November 2019 Interest Rate: 2.02% Inflation + 0.20% Fixed Rate
November 4, 2019 By Leave a Comment
Last updated: November 4, 2019
Mint Mobile Promo: 3 Months of Unlimited Talk, Text, 12 GB Data For $45 Total ($15 Per Month)
November 4, 2019 By 27 Comments
In my own phone, I use Mint Mobile to keep my cell phone costs low. They use the T-Mobile network, which means if you have a compatible phone switching just involves swapping in a new SIM card. It works just fine in my iPhone X. I just renewed … [Read the rest]
Last updated: February 14, 2020
The Enough Curve: Consider the Ongoing Costs Of Your Purchases
November 3, 2019 By 4 Comments
Our youngest child successfully completed her first semi-autonomous Halloween, but also threw up after eating her candy. Instead of just a case of diminishing returns (stops tasting as good), it was an important life lesson about negative returns! … [Read the rest]
Last updated: November 3, 2019
S&P 500 vs. International Stock Funds: Revenue Breakdown By World Region
October 30, 2019 By 3 Comments
One of the common reasons given for only investing the S&P 500 or only US-based companies is that the businesses operate globally. "McDonald's and Coca-Cola sell burgers and soda everywhere. Disney is everywhere. ExxonMobil sells energy around … [Read the rest]
Last updated: October 30, 2019
Amazon Fresh Grocery Delivery Now Free for Prime Members
October 30, 2019 By Leave a Comment
Grocery delivery via Amazon Fresh and Whole Foods (Prime Now) is now free for Amazon Prime members (previously $14.99 per month). If you are an existing Amazon Fresh member, your price drop applies immediately. Newly interested members should … [Read the rest]
Last updated: October 30, 2019
Chart: Will Your Kids Earn a Higher Income Than You?
October 28, 2019 By 6 Comments
Parents want their children to have a better life than their own. We want our kids to eat more healthily, accumulate more knowledge, enjoy closer relationships, live longer, and - if we're honest - make more money. However, the academic paper The … [Read the rest]
Last updated: October 28, 2019
Serious Eater: The Financial Details Behind Food Blog SeriousEats.com
October 24, 2019 By 4 Comments
If comparing this blog to the restaurant world, I like to think of it as the stubborn Mom & Pop hole-in-the-wall with one location. It's been around for a long time, but there are no second locations, no franchises, no frozen food line. It was … [Read the rest]
Last updated: October 26, 2019
Capital One Spark Miles For Business: 50,000 Bonus Miles, Worth $500 Towards Travel
October 23, 2019 By 1 Comment
The Capital One Spark Miles for Business is a rewards business card offering a big early spend bonus offer in addition to ongoing 2X back rewards. Here are the highlights: Unlimited 2X miles per dollar spent on all purchases. 50,000 bonus … [Read the rest]
Last updated: June 1, 2022
Free Google Mini for Spotify Premium Users ($9.99/Month)
October 23, 2019 By Leave a Comment
Spotify Premium paid subscribers (both new and existing) can get a free Google Mini smart speaker. New subscribers can join Individual for $9.99 a month or Family for $14.99 per month and get a free promo code. There is no minimum monthly … [Read the rest]
Last updated: May 30, 2020
Mental Model For Expenses: Past, Present, and Future (With Animated GIFs!)
October 21, 2019 By 2 Comments
The theory behind financial independence is simple. Spend less, save more, invest it into income-producing assets. The reality is complex, full of daily decisions about balancing income and spending. The Morningstar article (yes, M* is writing … [Read the rest]
Last updated: October 21, 2019
Super Simple Portfolio Rebalancing: Check Once A Year, Rebalance Every 6 Years On Average!
October 18, 2019 By 6 Comments
All this talk about portfolio rebalancing is to improve your risk-adjusted return, not to maximize absolute returns. You are trying to squeeze the most return out of a given degree of risk. Otherwise, if you do nothing eventually whatever has a … [Read the rest]
Last updated: October 18, 2019
How to Recover Lost US Savings Bonds
October 15, 2019 By 10 Comments
Here's a drawback to US savings bonds that you might not have considered: Savings Bonds are easy to forget about. Paper savings bonds are often left in safe deposit boxes and forgotten. Electronic savings bonds do not generate a paper trail … [Read the rest]
Last updated: October 15, 2019
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