Whether trying to get a fee waived, or calling in to check up a signup bonus, here are 3 quick tips for dealing with phone reps: 1) If you can't get to a human within 30 seconds, try finding a better number at GetHuman.com. 2) If you ask nicely … [Read the rest]
3 Quick Tips For Dealing With Customer Service Reps
MBNA Credit Card Site Goes Bye-Bye
If you have an MBNA credit card, you may have noticed that the credit card site is no more. When you try to log in, it says that your cards should be at BankofAmerica.com. But if you have certain co-branded cards like Fidelity ones, you can only … [Read the rest]
How To Get An Instant Credit Limit Increase With Citibank
There are a variety of reasons to get higher credit card limits, including improving your credit score by using a lower percentage of your available credit, and also the ability to get more free money from credit cards, and thus make more interest. … [Read the rest]
Should I Outsource Myself?
I'm looking at a few online hire-a-freelancer sites, including eLance and Guru.com, and comparing the project descriptions and the winning bids. Most of the bidders are from foreign countries and the prices are amazingly low. Some of the finished … [Read the rest]
Tune Out All That Financial Noise
In geek speak, the term "noise" is any disturbance that interferes with or prevents reception of a signal, like the static on your cell phone. In the financial world, the intended signal is trying to tell us how to best accumulate wealth, and the … [Read the rest]
Survey Reminder
If you haven't filled out my feedback survey yet, doing it now would be simply fantastic. I'm only going to keep it up until the end of Wednesday, so let your voice be heard! … [Read the rest]
Pardon The Dust…
I'm tinkering with my site right now, and I managed to kill my e-mail address :( Update: E-mail was down for parts of Sat/Sun/Mon. If you sent me something during this timeframe, please resend. It is back up now. … [Read the rest]
How To Link Scottrade To External Accounts
This is just a follow-up my previous post on Scottrade enabling electronic deposits, but not withdrawals. You can get withdrawals too if you (a) can get $5,000 in total account equity (stock holdings + cash), and (b) use an online bank account that … [Read the rest]
Why You Shouldn’t Settle For a 1% Cashback Credit Card
Although I still like my Fidelity 529 College Rewards Card and its 2% back towards a 529 account, there are some hurdles like having to set up recurring deposits and dealing with potential tax issues. But that doesn't mean you should settle for any … [Read the rest]
Frugal Gadget: Save Money With a Kill-a-Watt Energy Meter
How much is your TV costing you even when it's off? How much money would you save if you powered down your computer every night? You can answer these questions with the Kill-a-Watt Electric Usage Monitor The term frugal gadget is no longer an … [Read the rest]
Paycheck Tax Withholding Calculator
It's open enrollment season again, which means it's time to decide on your benefits and spending account contributions. PayCheckCity has a variety of tools for simulating what your take-home pay would be if you added disability insurance, increased … [Read the rest]
Predicting the New I-Bond Rates For November
It's time again to predict the upcoming I-Bond rate announcement for November, as the September CPI-U numbers were just announced. We did this successfully for both last October and April, using the information in my How To Predict I-Bond Savings … [Read the rest]