If you've been considering converting your Traditional IRA into a Roth IRA in 2006, you'll want to pretty much do it now, as the money has to leave your Traditional IRA by December 31st. Given that Friday is that last business day available, you … [Read the rest]
Deadline for Traditional to Roth IRA Conversions is December 31st
MySurvey – Another Survey Site That Pays
Another survey company that I've gotten paid out for and that I have heard other positive experiences about is MySurvey.com. Like other programs, they offer you rewards points for taking surveys. They let you redeem the points for cash, which is … [Read the rest]
Difference Between Mortgage Loan Rate and APR?
I'm starting to pay attention to mortgage loan advertisements now. Most of them include both a Rate and and APR. But what's the difference? The mortgage rate is the amount of actual interest charged. It's usually a round number like 5.75% or … [Read the rest]
How To Get Bumped Off Your Flight On Purpose
Well, Friday was a interesting day. An accident on the freeway almost keeps us from making it to the airport on time, and then when we do get there we are almost bumped off our flight for $600. Did you know that airlines regularly overbook their … [Read the rest]
Free 1 Year Membership to Entertainment Book Online
SBC is currently offering free access to the Entertainment Book online. If you don't know, this is basically a big coupon book that people usually buy for $20-$40. I'm not a big Entertainment Book fan, as I rarely frequent the restaurants on their … [Read the rest]
Plenty of Holiday Weekend Reading
Here are some of the posts that I've enjoyed reading through recently: TiredButHappy is getting flack for her used car. Why must we judge? I secretly like the fact that our cars aren't worth very much, if only to see if people care. Is that … [Read the rest]
2006 In Review: A Year of My Money Blog
Out of the 637 posts that I scribbled this year, here are the ones that represent the good, the bad, and the fun of our 2006 financial adventure: The Good First, I started it off right by making financial goals (which give you something to focus … [Read the rest]
Median Housing Price to Income Ratios For Various Cities
A good source for population, housing, and economic data for your area is FactFinder.Census.gov. From the 2005 data provided, I decided to compare the median value of housing to the median household incomes for various cities (with a West Coast … [Read the rest]
Update to My Rough Guide To Money and Investing
I just made an update to My Rough Guide to Money and Investing, a loose framework of some of my more general money-management tips. Hopefully this is more organized and easier for everyone to digest than trying to dig through the archives. So … [Read the rest]
$250 Bonus for American Express Business Card
The American Express Platinum Business Premium Cash Rebate Card is again offering a $250 statement credit (update: removed) after your first purchase, with no annual fee. If you got in on this last time like I did, you may not be able to get it … [Read the rest]
December 2006 Investment Portfolio Snapshot
Now how about a snapshot of our investments, as of the end of the day 12/15. Remarkably, our investments have increased $4,911 (7.3%) since my last update in October. Another example of how I can't predict the stock market. We're already done … [Read the rest]
Specific Mutual Fund Investment Ideas For Beginners
(Note: This is an older post from my archives, and was last revised in 2007, so some things may be out of date. Please check out my investing guide for more recent material.) Although I get asked regularly to do so, I'm always wary of making … [Read the rest]