Target Circle Week 7/7-7/13: 50% off Circle 360, Check for Targeted $15 Offer

Target is running another Target Circle Week from July 7th-13th with various discounts and deals. Here are the highlights: Each day will have a special Deal of the Day along with various sales. Look for a special Target Circle Bonus offer … [Read the rest]

Amazon: Pay with American Express Membership Rewards Points, Get up to 40% Off (Targeted)

Check AmEx link again to see if eligible again for this new round. You may also find an Amazon offer under your "AmEx Offers" in your account. Note that Amazon links may not show up on RSS/email, please click here to visit the website … [Read the rest]

MMB Portfolio Dividend & Interest Income Update – July 2024 (Post Q2)

Here’s my quarterly income update as a companion post to my July 2024 asset allocation & performance update. I prefer to track the income produced as an alternative metric to performance. The total income goes up much more gradually and … [Read the rest]

MMB Portfolio Asset Allocation & Performance Update – July 2024 (Post Q2)

Here's my 2024 Q2 update for our primary investment holdings, including all of our combined 401k/403b/IRAs and taxable brokerage accounts but excluding our house and side portfolio of self-directed investments. Following the concept of skin in the … [Read the rest]

Amazon Music Unlimited: 5-Month Free Trial for Prime Members

Amazon is offering a free 5-month trial of their Amazon Music Unlimited streaming service to Prime members (3-months without Prime). This offer appears to be widely available to Prime members unless you’ve had a trial recently in the last year or … [Read the rest]

Kindle Unlimited eBooks: Free 3-Month Trial for Prime Members

Amazon is offering Prime members a free 3-month trial of Kindle Unlimited. (Prime Day is coming up in mid-July.) This offer appears to be widely available to Prime members unless you've had a trial recently in the last year or so. Enjoy … [Read the rest]

Amazon Audible: Free 3-Month Trial w/ 3 Free AudioBooks for Prime Members

Amazon Prime Day is coming up again, and Audible is offering Prime members a free 3-month trial that includes 3 audiobook credits. This offer is targeted but should be widely available to Prime member unless you've had an Audible trial within the … [Read the rest]

Vanguard Will Now Close Your Account If You Call Them Too Much (Even Loyal 80yo “Owners”)

Between Fidelity, Schwab, and Vanguard, I am surprised that Vanguard is the one that most wants to be like Robinhood. Their brokerage account, officially Vanguard Brokerage Services (VBS), recently added a bunch of new fees but also officially … [Read the rest]

Actual Net College Tuition Costs Based On Family Income

As the published prices for college tuition keep rising to astronomical levels ($100k a year?!), fewer and fewer students are actually paying the "sticker" price. As you can see below, the number is down to ~25% for public and ~15% for private … [Read the rest]

Barclays AAdvantage Aviator Red Mastercard Review: 70,000 AA Miles (Single Purchase, $99 Annual Fee)

Offer increased to 70k, but must pay $99 annual fee. The Barclays AAdvantage Aviator Red Mastercard is a co-branded American Airlines credit card from Barclays. This offer is notable because the bonus can be triggered by a single purchase of any … [Read the rest]

Fidelity ATM Debit Card Warning: Fraudulent Transactions May Not Be Reimbursed

In the world of fintechs, we recently experienced this possible damage from multiple parties not working with each other. Right now, there is still ~$85 million of user deposits unaccounted for (and much more frozen) while both the BaaS provider … [Read the rest]

Fidelity Cash Management Account Adds New Core Sweep Option (SPAXX @ ~5% APY)

Update 6/18/24: This new option is now live, at least for me. Fidelity says it should be available to everyone by the end of this week. Worth a check (directions at the bottom below). Screenshots from my account below. Original post … [Read the rest]