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Verizon Wireless $2 Payment Fee: Another Public Relations Fail

On December 29th, Verizon Wireless announced via official press release that "Starting January 15, a new $2 payment convenience fee will be instituted for customers who make single bill payments online or by telephone." A day later, on December … [Read the rest]

Treasury Direct Review: Electronic Savings Bond Security Concerns

Despite the Treasury's obvious dislike for the small investor, Series I Savings Bonds still offer a relatively good interest rate. As of January 1st, 2012, you will no longer be able to buy paper savings bonds other than a small window using your … [Read the rest]

Larry Swedroe Personal Portfolio: Small Value Stock Premium Revisited

I've written a little bit in the past about including small-value stocks to your investment portfolio. "Small" means companies with a relatively smaller market cap (total market value) - definitions vary from being the bottom 10% by capitalization … [Read the rest]

Sharebuilder New Account $75 Bonus

Discount stock brokerage Sharebuilder is offering a $75 cash bonus as long as you open a new account with $100 by December 31st with promotion code EXTRA75. It doesn’t appear that you even need to make a trade. Fine print: ** You must open a new … [Read the rest]

$5,000 Cash & Two iPads Holiday Giveaway from MyMoneyBlog (Winner Announcement)

Winner Announcement! The contest is now over. Congratulations to Devin A. and Julia D., the lucky winners of $2,500 and an iPad 2. You should have received an e-mail notification to your registered e-mail address. Thanks to all who entered, I … [Read the rest]

Improved: Citi ThankYou Premier Card 50,000 Point Bonus = $500 in Gift Cards = $665 in Airfare

UPDATE: The Citi ThankYou Premier Card $500 bonus is now expired. The Citi ThankYou Premier Card is now offering 50,000 bonus ThankYou Points after $2,500 in purchases within 3 months of account opening. That is enough to redeem for $500 in gift … [Read the rest]

Free Phone Calls From Google Voice and Gmail Extended Until 2013

Free calling within the US and Canada through 2012 has also been confirmed on the Official Google Voice blog. It has been reported that Google Voice and Gmail will continue to offer free calls to anywhere in the U.S. and Canada for all of 2012. … [Read the rest]

Groupon $10 for $20 at Old Navy

Groupon is again offering $20 to spend at Old Navy for $10. 100,000+ sold already, with days left so it may sell out. I guess the idea is for some last-minute Christmas gifts. You can buy one for yourself and also one as a gift. … [Read the rest]

IRA Monte Carlo Revisited: Undo Traditional IRA to Roth IRA Conversions

My post yesterday about the varying performance of different asset classes reminded me about a Businessweek article called the IRA Monte Carlo. This is a tax-saving trick for those who wish to convert their Traditional IRAs or old 401ks to Roth … [Read the rest]

Investment Portfolio Asset Allocation & Performance Update of 2012

It's time for a end-of-year checkup on the ole' portfolio, as I'm afraid that I'll forget about it between Christmas and New Year's. There isn't much change to my investment portfolio itself, the target asset allocation is the same, and the specific … [Read the rest]

5% Off BP Gas With American Express

American Express has another promotion offering 5% off all gas purchases at BP until 1/31/2012 when you register your card. It says you must be invited, but these offers are often found via a simple banner link somewhere on their website and … [Read the rest]

Average Credit Score and Consumer Debt Loads By Age Group

CreditKarma.com (which provides free credit scores) recently released an infographic "The Lifecycle of Debt and Credit Scores" that shows both the average credit score and the average amounts of different debt types by age bracket. I notice that … [Read the rest]