(This post is for investors and lenders. If you need a loan or debt consolidation, check out my LendingClub vs. Prosper comparison for borrowers.) As part of my new Beat-the-Market Experiment, I have dedicated $5,000 to Prosper. As a quick recap, … [Read the rest]
Last year, we debated how much money do LED Christmas lights really save?, where I suggested that since the electricity savings were on the order of $1 per year per 100-light strand, it wasn't really worth throwing away perfectly good incandescent … [Read the rest]
One of my online friends, Nomadic Matt, approached me for some investing advice. Matt changed his career path and now travels around the world and writes about it for a living. Not a bad gig, eh? Matt and I had a short chat about his goals … [Read the rest]
Updated with new 5% off code. CouponTrade.com is another marketplace for unused gift cards. You can buy gift cards from other individuals at a discount from face value, or you can sell your gift cards (partial balances okay) at a price that you name … [Read the rest]
Here is my monthly update of the trailing total returns for the major asset classes that I find useful. I am using passive ETFs to track asset classes, as they represent "real" investments that you can buy and sell. Return data was taken after … [Read the rest]
Update: Check out the monthly updates on this experiment. Do you think you're a below-average driver? Of course not. Everyone thinks they're above-average. This is why I'm a big proponent of the "Core and Explore" or "Play" portfolio. You … [Read the rest]
Savingforcollege.com is a popular privately-run site for researching and comparing 529 college savings plans. In June 2012, they updated their rating system which represents their "opinion of the overall usefulness of a state's 529 plan based on … [Read the rest]
If you've ever tried to research buying a foreclosure or short sale online, you've probably found a lot of sites either plastered with ads or charging expensive subscription fees in order to access "exclusive" foreclosure listings. Well, the good … [Read the rest]
The following is a guest post contributed by reader Nathan, who recently started driving a vanpool in Chicago which saved him over $350 a month in addition to making a lower environmental impact. Thanks Nathan for sharing your … [Read the rest]
As I'm about 2/3rds of the way to having theoretically enough money to cover our living expenses, I wanted to take a closer look at the actual mechanics of living off of my investment portfolio. I'm using a 3% withdrawal rate, which means that for … [Read the rest]
Tax-loss harvesting (TLH) is a technique used to minimize taxes on your taxable investments - without altering them significantly - by "harvesting" capital losses during market declines. There are many lengthy articles about TLH out there, but … [Read the rest]
In an effort to spiff up my now 2-year-old iPhone 4 so that at least it felt slimmer and newer to me, I wanted to switch to a thin and minimalist case. The official Apple-branded black bumper case at an Apple store looked nice but was priced at a … [Read the rest]
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