My Money Blog

Navy Federal Credit Union No Balance Transfer Fee Promotion 2014

Posted on March 12, 2014 // Leave a Comment

NavyFed Credit Union has a limited-time promotion going on until Sunday, April 20th where if you do a balance transfer from an external financial institutions to your existing Navy Federal card, you'll get a fixed 0% promo APR for 12 months with no … [Read the rest]

AT&T Mobile Share Value Plan Discounts

Posted on March 10, 2014 // 7 Comments

AT&T Wireless has changed the pricing on their Mobile Share Value Plans, with unlimited talk, unlimited text, and 2 GB of shared data across all lines now costing $40 + $25 per line if you are off-contract. That's means two lines with 2 GB of … [Read the rest]

Hotel Tonight App Promo Codes – Free $25 Credit

Posted on March 10, 2014 // 8 Comments

Hotel Tonight is a well-reviewed smartphone app that specialized in last-minute hotel bookings. Currently, there are promo codes active that can get you free credit good for any hotel available on the app. The selection is pretty good in my brief … [Read the rest]

How Children Succeed: Grit, Curiosity, and the Hidden Power of Character

Posted on March 6, 2014 // 6 Comments

What makes children, or even adults, succeed? It's commonly believed that cognitive skills, also known as intelligence, are a primary factor. Smart people are the successful ones, right? Tests like the SAT measure this stuff, skills like pattern … [Read the rest]

Bogle on Predicting Future Long-Term Bond Returns

Posted on March 5, 2014 // 5 Comments

Jack Bogle is best known as the founder of Vanguard index funds, but he also dispenses great common sense advice about investing. I've written previously about his long-term stock return methodology including this prediction for stock returns for … [Read the rest]

WiseBanyan: Free Automated Portfolio Management?

Posted on March 4, 2014 // 5 Comments

Ready for another start-up? WiseBanyan wants to offer free online investment advisory services. That's right, they will take your money, help you buy a portfolio of ETFs, manage dividends, rebalance, all that for free with no minimum balance … [Read the rest]

Buffett’s Simple Investment Advice to Wife After His Death

Posted on March 2, 2014 // 15 Comments

The 2013 Berkshire Hathaway (BRK) Annual Letter to Shareholders by Warren Buffett is now available to the public. Download here [pdf]. I've been haltingly working on making preparations for my family in case of my premature demise. I've done a … [Read the rest]

Late Brokerage 1099 Forms & IRS Mailing Deadlines

Posted on February 25, 2014 // 16 Comments

I never file my tax returns too early. The last time I did so, I had to file an extra amended return as my stock brokerage sent me a late corrected 1099 form shortly afterward. What a hassle. It seems that every year one of these forms shows up … [Read the rest]

Groupon: Whole Foods $10 Gift Card for $5

Posted on February 25, 2014 // 6 Comments

Groupon is selling a $10 Whole Foods Gift Card for $5 for one day only. They want to teach you about their search bar for some reason. No expiration date. Limit 1 per person, I'm sure it will sell thousands and thousands. Remember that you … [Read the rest]

Fidelity Investment Rewards American Express Card Review – 2% Flat Cash Back

Posted on February 25, 2014 // 64 Comments

If you're looking for a solid cash back card and are willing to open a Fidelity account (or are an existing customer), then you should really consider the credit card offerings from Fidelity, especially the Fidelity Investment Rewards American … [Read the rest]

Betterment.com Outgoing Account Transfer Fee (Eliminated)

Posted on February 24, 2014 // 27 Comments

Updated to state that Betterment has updated their agreement to eliminate any outgoing ACAT transfer fee as of February 2014. We're building a better ACAT transfer system to reduce the fee to $0. In the meantime, we are eliminating that fee … [Read the rest]

Tax Guide for LendingClub and Prosper 1099 Forms

Posted on February 24, 2014 // 12 Comments

Updated. I've gotten a few tax-filing questions regarding P2P lenders Prosper Lending and Lending Club. For tax year 2013, LendingClub provided individual investors extra guidance with their Tax Guide for Retail Investors [pdf]. Using this … [Read the rest]