Here's another post on the topic of creating good habits... A common investing question is whether it is better to invest your money all at once (lump-sum) or gradually over time (dollar-cost averaging). The standard answer is that lump-sum is … [Read the rest]
Why Regular, Monthly Investments Are The Best Way To Build Wealth
Amazon 20% Off Promotion Code With Wedding Registry
Amazon is offering a Registry Completion Discount for people who open a wedding registry with them. Within a month of your stated event date, you'll receive a promotion code good for 10% off an entire order of up to $1,000 ($100 max discount). If … [Read the rest]
Hilton Hotels Free Status Match Link
Hilton Hotels has a promotion which matches the elite status of any other hotel loyalty program free for 90 days. You can register online at this Hilton Honors Status match link. If you complete four stays in those 90 days, you can keep your Gold … [Read the rest]
Daily Rituals Book Review: Daily Habits of Famous Creators
I've always liked this quote commonly attributed to Aristotle (while the specific wording was probably paraphrased by Will Durant): We are what we repeatedly do. Excellence then is not an act but a habit. Did you ever wonder what the average … [Read the rest]
True Identity Review: Free Unlimited TransUnion Credit Reports, Free Credit Lock, No Credit Card Required
TrueIdentity by TransUnion is an identity protection website that is free with no credit card required and no trial memberships. The highlights: Free TransUnion credit reports. Unlimited reports and refreshes. Free Credit Lock feature. Stop … [Read the rest]
William James Told People to Automate Their Lives in 1892
Inside the book that taught me the parallels of grit and financial freedom was a brief mention of another book called Daily Rituals: How Artists Work by Mason Currey. While reading about the daily routines of notable individuals, I came across this … [Read the rest]
This Simple Game Helps Explain Stock Market Investing
Here's a very simple game that does a great job of illustrating the pitfalls of investing, despite the long-term odds being in your favor. Imagine that you are given $25 that you can bet on a coin toss for 30 minutes. You know that the coin … [Read the rest]
Amazon 2% Balance Reload Rewards Promotion
Amazon has a targeted promotion for Prime members that offers you a 2% bonus when you reload your Amazon gift card balance using a checking account. For example, if you load $100, you will get $102 in Amazon credit. To see if this promotion is … [Read the rest]
Free 2,000 La Quinta Returns Points Promotions
Added new 1,500 point offer. You can earn 1,500 free La Quinta Returns points by linking your Visa credit card and your mobile number to your La Quinta Returns account. Valid until December 31st, 2016. Introducing Redeem Away!™ - a travel … [Read the rest]
Best Interest Rates on Cash Reserves – November 2016
Our family keeps a year's worth of expenses (not income) put aside in cash reserves; it provides financial insurance with the side benefits of lower stress and less concern about stock market gyrations. Emergency funds can have a better return on … [Read the rest]
LastPass: Sync Passwords Between Devices For Free
Password manager Lastpass has announced that they are letting their Free users sync their passwords across all devices - desktop, laptop, tablet, or smartphone. Mac or PC. Android or iOS. There will still be ads for Free users and other features … [Read the rest]
Savings I Bonds November 2016 Update: 2.76% Inflation Rate
Update for I bonds issued from November 1, 2016, through April 30, 2017. The new fixed rate as of November 1st, 2016 is 0.0%, which was a decrease from 0.1% during the last 6-month period. For comparison, 5-year TIPS real yield on 11/1/16 was … [Read the rest]