Above is a historical chart of US household retirement assets that helps visualize the shift from mostly pensions to mostly a combination of defined contribution plans (401k, 403b, etc) and IRAs. Pension share has gone from nearly 80% of total … [Read the rest]
Deal of the Day again 4/4/18. The benefit of "old-school" desktop tax software is that it doesn't require your Social Security Number and financial details to be stored in the cloud (third-party server where it can be sold or hacked). Here's a … [Read the rest]
The Chase Freedom Visa card has updated its quarterly 5% cash back categories for April 1st to June 30th, 2018. One of the eligible cash back categories is PayPal. April is also the time to make both income tax payments along with 2017 tax returns … [Read the rest]
(Update 4/7: Random Walk is no longer on sale, but Intelligent Investor is still $2.99.) Amazon has the Kindle version of two investment classics on sale for $2.99 each at the moment. These are savings of over $10 from the usual price. A … [Read the rest]
(Update 5/18/18: Looks like the available rate to new applicants is now down to 1.85% APY. This is why I don't like switching savings accounts nearly as much as locking in a good CD rate.) The Popular Direct Exclusive Savings account, offered … [Read the rest]
This WSJ article had a chart that illustrates why I run this update every month. Deposit rates at the big banks will stay low for as long as enough people don't move their funds elsewhere. The rising Fed rate changes nothing by itself. However, if … [Read the rest]
Many promotions will offer a "$50 cash card" sent to you in the mail. I recently received such a $50 American Express Prepaid Rewards card that looks exactly like the image shown in the top-right corner. I am horrible with gift cards and coupons … [Read the rest]
Starwood Hotels sent me an e-mail with the subject "Family Traditions at St. Regis with Nacho Figueras". I had no idea who Mr. Figueras was, but you mention "family traditions" and I'm going to click on that like a sucker. It turned out to be a … [Read the rest]
Here's another interesting Priceonomics study, this time analyzing the cost and nutritional content of common American meals. For each meal, we then derived a health score based on domain experts and the the nutrient-rich foods index (NRF9.3), … [Read the rest]
I love physical books, but my favorite thing about Kindle books is the highlight feature. It's really hard to remember everything that you read. This is why I try to condense my handwritten notes in my book reviews. I'll let The Atlantic … [Read the rest]
In case you missed it (as I did), Equifax extended their credit freeze fee waivers through June 30th, 2018. A credit freeze is regulated by your state, and generally prevents access to your credit reports to open new credit accounts. To unfreeze, … [Read the rest]
Updated. Here's a targeted deal for Amazon Prime members that also have American Express Membership Rewards points. First, all Amazon Prime members can get the following prices today (20% off all Alexa-enabled devices): All-New 8GB Fire 7 … [Read the rest]
The Best Credit Card Bonus Offers – May 2024
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - May 2024
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)