Neighborhood Nosh Review: Up to 10% Back at Participating Restaurants

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Neighborhood Nosh (formerly iDine) is a promotional service allows you to earn cash back when you dine at participating restaurants and pay with your linked credit card. You may already be familiar with using Rewards Network to earn airline and hotel points, but this is a rebrand of their standalone program which offers cash back in the form of an American Express gift card. Here is the standard structure:

  • Sign up for a free account and provide your credit/debt card numbers. (I believe they only ask for the 16 digits. They won’t charge anything on it.)
  • If you use that linked card to pay for a meal at a participating restaurant (dine-in, takeout, or direct delivery), you will automatically earn cash back rewards on the entire amount including tip.
  • No membership cards, no coupons, no apps. You don’t do anything that announces that you are seeking a discount.
  • Earn either 5% or 10% back.

Usually, you earn 5% back until you reach $750 in spending with in the calendar year. After that, you start earning 10% cash back.

New and existing member promo. Right now, existing members get 10% back until 4/4/21. If you sign up as a new member by 7/31, link a card, and pay with that card within the first 30 days, and opt-in to their marketing emails, you’ll also earn 10% cash back right away.

Existing iDine member rewards will also automatically be transferred to Neighborhood Nosh.

Cash out details. It appears they will mail you a physical AmEx gift card once you reach a rewards balance of $20.

After a member reaches $20 in accumulated restaurant rewards from Neighborhood Nosh, an American Express® Reward Card will be mailed the following month with all available rewards. Rewards in an amount less than $20 are subject to expiration if no dining activity occurs within one year from the date the rewards were originally earned.

My take. I like the fact that you don’t have to do change your existing eating habits to earn extra rewards. I could simply link the card that I put most dining purchases on (for example the Chase Sapphire Preferred 2X or Chase Sapphire Reserve 3X points or the American Express Gold 4x points) and then promptly forget about it for the most part. If the restaurant I visit happens to be part of the program, then I get some free rewards as a nice surprise.

I do look through their list of participating restaurants when I want some miles activity for a specific airline to avoid the expiration of points. Each of your credit cards can only be linked to one type of Rewards Network account. I usually have 5-7 different credit cards linked to 5-7 different programs, so I can pick up points from a specific program as needed with a single targeted purchase. You have to plan ahead a little bit, as the points can take a while to post.

Now, if you eat at a participating Rewards Network restaurants regularly, then the 10% cash back from Neighborhood Nosh could really add up. Could be worth a look.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

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Comments

  1. I never have quite understood these dining programs. They always mention that you can only be enrolled in one rewards program at a time, but is this in addition to the terms of your card? For instance, if I sign up for this program with my Citi Double Cash Card, will I still receive the 2% cash back from the Citi card in addition to the bonus from restaurant usage, or is it one or the other? Thanks in advance for clearing this up for me.

    • Nothing else changes. You still pay with your card and earn whatever rewards come with it. They just “catch” your credit card number when it is processed through a participating restaurant’s payment software and thus know when you credit you.

      • Okay, great. Thanks. And thanks for all the other advice too. I’ve been reading your blog for probably 15 years now, and you’ve provided a wealth of knowledge, ideas, and just made me think about some things differently over the years, and it’s greatly appreciated.

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