When you shop online these days, it’s become habit to search out a coupon or go through a shopping portal that gives a percentage back on purchases made through their links. Well, talk about a race to the bottom. Instead of rebating you part of their merchant commission, TopCashBack.com promises to rebate you all of it (and make money via ads on their website). In addition, they even have no minimum payout threshold. You wouldn’t think that would be a viable business model, but the company originates as the #1 cashback site in the UK so apparently it works for them.
If you don’t have one of the following already, it’s probably a better deal to first shop enough at each of these guys to cash-out on the following sign-up bonuses:
- eBates ($10 new user bonus after any $25+ purchase, $5 mininum cash-out)
- Mr. Rebates ($5 new user bonus, $10 minimum cash-out)
- CouponCactus ($3 new user bonus, $10 minimum cash-out)
Sometimes one of these sites may privately negotiate a higher payout temporarily, so TopCashBack may not always be the highest. Also, if you use miles or points, you may prefer getting 2 points/miles per dollar back as opposed to 2 cents per dollar back. For example, I’ve been warming up to the UltimateRewards Mall (must first have a Chase Sapphire, Chase Freedom, or Chase Ink card) as an Ultimate Reward point is worth 1.25 cents towards travel or converts to a United or British Airways mile.
My only other concern is that it may take an extra-long time for them to “release” your pending rebates, as with their tiny margins they’d want to make doubly sure that you didn’t end up returning the item or something. This is only speculation though, as most of these places make you wait 30-90 days.
Here is my TopCashBack sign-up referral link. They have a referral program where you get $10 for every new customer you refer that also earns $10 in shopping rebates. Thanks in advance if you use my link, and you can also leave your own referral link in the comments.