TopCashBack: Shopping Portal That Promises Highest Payout

When you shop online these days, it’s become habit to search out a coupon or go through a shopping portal that gives a percentage back on purchases made through their links. Well, talk about a race to the bottom. Instead of rebating you part of their merchant commission, TopCashBack.com promises to rebate you all of it (and make money via ads on their website). In addition, they even have no minimum payout threshold. You wouldn’t think that would be a viable business model, but the company originates as the #1 cashback site in the UK so apparently it works for them.

If you don’t have one of the following already, it’s probably a better deal to first shop enough at each of these guys to cash-out on the following sign-up bonuses:

  • eBates ($10 new user bonus after any $25+ purchase, $5 mininum cash-out)
  • Mr. Rebates ($5 new user bonus, $10 minimum cash-out)
  • CouponCactus ($3 new user bonus, $10 minimum cash-out)

Sometimes one of these sites may privately negotiate a higher payout temporarily, so TopCashBack may not always be the highest. Also, if you use miles or points, you may prefer getting 2 points/miles per dollar back as opposed to 2 cents per dollar back. For example, I’ve been warming up to the UltimateRewards Mall (must first have a Chase Sapphire, Chase Freedom, or Chase Ink card) as an Ultimate Reward point is worth 1.25 cents towards travel or converts to a United or British Airways mile.

My only other concern is that it may take an extra-long time for them to “release” your pending rebates, as with their tiny margins they’d want to make doubly sure that you didn’t end up returning the item or something. This is only speculation though, as most of these places make you wait 30-90 days.

Here is my TopCashBack sign-up referral link. They have a referral program where you get $10 for every new customer you refer that also earns $10 in shopping rebates. Thanks in advance if you use my link, and you can also leave your own referral link in the comments.

Comments

  1. I prefer to use only one referral Site if possible, and have been using for years and getting hundreds of dollars from ShopatHome. While they are usually not the top cash back referral Site, they do have 110% guarantee if you find a better deal on another Site. And I do usually find a better deal on cashbackaholic where they compile various sites.
    S
    ShopatHome is not perfect and some cash wasn’t credited but it could be fault of the merchant. However a couple times it took many weeks for ShopatHome to respond but once they did credit me quickly.

  2. Can anyone verify if the price is the same when using the referral site? Also, can you use the referral site and also get usual extra discount, such as 5% for using Target Redcard at Target?

  3. Thanks. Folks should also check out evreward.com to compare different rewards options before shopping online. It usually will tell you which reward offers the greatest % back. Thanks for the opportunity to leave a referral link to TopCashBack.com! Here’s mine! ;)

    http://www.topcashback.com/ref/member6118658741

  4. I clicked on your referral link but didn’t get a $10 referral bonus. Did anyone else have this problem through the link?

  5. Thanks Jonathan for the referral link. I just signed it up. Here’s my referral link, just in case anyone needs it.
    http://www.topcashback.com/ref/member6118878640

  6. Thia: The referral bonus goes to Jonathan — sign ups do not receive any credit

  7. Just joined through Jonathan’s link.
    Thank you!

    http://www.topcashback.com/ref/member6118931712

  8. Signed up. Here’s my referral link: http://www.topcashback.com/ref/benjis

  9. Oh, that explains that. Thank you, Travis

  10. I’ve found topcashback useful because they’ve got cardpool as a vendor, easy way to make a bit extra, but there is a lifetime cap on it sadly.
    Recently I’ve been turning to UPromise for the major retailers, since they have a 5% floor, and otherwise many other programs only offer 1-2% on this.

    If people are interested you can use my link: http://www.topcashback.com/ref/csdx and split out the bonus

    @Mark, prices don’t change, it’s still the same website. You still can get all your usual sales and discounts, but it is possible that entering in promo/coupon codes can invalidate your cashback.

  11. Thanks, Jonathan for info.
    Here is my referral link:

    http://www.topcashback.com/ref/member6119213715

  12. I took a quick look. Hmmm, have to say I’m not impressed. I checked 3 vendors Newegg, Sears & Holiday Inn just as a test. Topcashback has a Newegg rebate of 0.9% for returning customers on most items. EBates has 1.5%. Topcashback doesn’t even have Sears or Holiday Inn. So they’re 0 for 3 on that quick test. :(

  13. I also agree with using evreward.com. I use their bookmarklet anytime I am about to buy something on a site and it shows what cash back sites have to offer, then you just click through whichever one is best and complete your purchase.

  14. Seems to be a scam website. After purchasing couple of international flights through Vayama, I received tracking notification from TopCashBack that both the purchases are tracking and worth a cash back of $30. Since next day the website is not allowing me to login or reset the password. I opened an online help request on the site couple of days ago. No response till now. Bad experience overall.

  15. Wanted to give update. The site did reset my password and I can see the cash back in pending status. Apologies for misleading / jumping the gun. Here is my referral link if someone is interested.
    http://www.topcashback.com/ref/samant1982

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