Chase United MileagePlus Explorer Card Review

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United Mileage Plus Explorer Card The United MileagePlus Explorer Card is a co-branded credit card between Chase and United Airlines. This card offers unique perks for regular United customers including free checked bags and expanded award seat availability for redeeming miles. There is also a sign-up bonus of 40,000 United miles.  Here are the highlights:

  • 40,000 bonus United miles after spending $2,000 in purchases within the first 3 months.
  • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket.
  • Earn 2x miles at restaurants and on hotel stays.
  • Earn 2x miles per on purchases from United.
  • 25% Back on United Inflight Wi-Fi, Food and Drinks.
  • Up to $100 Global Entry or TSA PreCheck Fee Credit
  • Priority boarding + two one-time-use United Club passes every year.
  • No foreign transaction fees.
  • Your miles don’t expire as long as your credit card account is open, with no limit to the number of miles you can earn.
  • Use your miles for any seat, any time, on any United flight.
  • $0 intro annual fee for the first year, then $95.

Keep in mind the following terms and conditions:

This product is available to you if you do not have this Card and have not received a new Cardmember bonus for this Card in the past 24 months.

This card is very focused on rewarding you for being a United customer. Before you board, you might use one of your free United Club lounge passes. You have the first checked bag for free on United flights, both for your and a companion traveling on the same reservation. The fee is usually $25 per person, each way, so that this how they get the value of $100 each roundtrip. You also get Priority Boarding, which helps you find space for your carry-on. While onboard, you get 25% back on your inflight purchases of WiFi, food, and drinks.


You earn United miles for all your purchases (double miles on restaurants and hotel stays), but then they also make it easier for you to redeem those miles on Saver level tickets with no blackout dates. Saver Award ticket redemptions start at 12,500 miles one-way within the continental U.S. and Canada.

Another unique feature of this card is that it offers primary coverage on the Auto Rental Collision Damage Waiver. On most other consumer cards, this coverage is offered as secondary coverage, meaning it only kicks in after your personal auto insurance has been exhausted.

Bottom line. The United MileagePlus Explorer Card is a great card for regular United customers. The card provides lounge passes, a free checked bag, priority boarding, and inflight discounts. There are bonus categories to earn more miles, and special expanded award seat inventory for credit card holders to make it easier to actually redeem those miles for flights.



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