Wells Fargo Bank is offering a $50 bonus for opening a checking account with them. Note that they do perform a hard credit check. Their checking account rules vary by state, but I think most have one that is free with direct deposit. You can simply simulate a direct deposit with an online bank transfer via Capital One 360 or similar. Via commenter Paul.
Limit one $50 bonus per household. To qualify for your $50 bonus, you must open and fund a new personal Wells Fargo checking account with a minimum initial deposit of $100 (not including the $50 bonus) by November 30, 2007. The $50 bonus is available with all Wells Fargo checking accounts, including non interest-earning checking accounts, except for Wells Fargo College Checking?, Wells Fargo Teen CheckingSM and Wells Fargo Opportunity Checking? accounts. The $50 bonus will be deposited to your new Wells Fargo checking account within 30 to 45 days of opening.
I thought I’d also throw out there that IndyMac Bank is offering a 4-month CD paying 5.65% APY. $5,000 minimum, online-only.