As a companion to my post on Fidelity Model ETF Portfolios, I also found Blackrock's version of their 60/40 Model ETF portfolio. The was prompted by the fact that Blackrock recently announced that it was adding a 1-2% allocation to Bitcoin in … [Read the rest]
Updated with limited-time offers. The Wyndham Rewards Earner credit cards currently all have increased bonuses of up to 90,000 points. While these are not the highest amounts offered ever, they are above the normal bonuses. This hotel-chain … [Read the rest]
Here's my monthly survey of the best interest rates on cash as of March, roughly sorted from shortest to longest maturities. Banks love taking advantage of our idle cash, and you can often earning more money while keeping the same level of safety by … [Read the rest]
Raisin is a financial marketplace that allows you to access high-interest certificates of deposit and savings accounts from multiple different banks and credit unions without having to open up a new account at each one. Right now, they have some new … [Read the rest]
As a follow-up to my posts for Vanguard and Fidelity money market funds, iShares ETFs (Blackrock) has also recently released their US GOI percentages for 2024 tax year. US Government Obligation Interest (US GOI) like Treasury bills and bonds are … [Read the rest]
The Virgin Red Rewards credit card is the co-branded card for Virgin Red, the loyalty program for Virgin Atlantic flights, Virgin Hotels and Virgin Voyages. In addition, Virgin points can be used for other things like Delta Airlines flights, … [Read the rest]
The Canada Pension Plan Fund (CPP) is one of the two major components of Canada's public retirement income system, along with Old Age Security (OAS). The CPP mandates that all employed Canadians age 18+ to contribute a certain percentage of their … [Read the rest]
Hilton Hotels and American Express have co-branded credit cards with special perks for Hilton customers. Each person can only get one welcome offer, per card in your entire lifetime, so it's best to apply during a temporary bump-up and/or … [Read the rest]
One of my older relatives used Fidelity to manage their investments, and it was a hodgepodge of over 10 different mutual funds with a total expense ratio nearing 1%. The last time I measured its long-term performance, it lagged the benchmark … [Read the rest]
I recently found a handwritten note from early 2024 that outlined my goals to "SIMPLIFY!" my portfolio. The overall idea was to make things easier for my spouse to manage in case something happened to me. Even though I still have a rat's nest of … [Read the rest]
Update: I'm very sorry, I was in a rush and read the offer wrong. There is no $500 for the referred person. Please don't open and fund. If I end up getting a $500 reward for referring you, I will send you the $500. However, I don't have a way … [Read the rest]
Berkshire Hathaway (BRK) released its 2024 Letter to Shareholders (also see full 2024 Annual Report), which Warren Buffett traditionally also uses as an educational instrument. As always, I recommend reading it yourself (only 13 pages total this … [Read the rest]
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